August 2012
Pay Yourself First – The Smart Way to Save
August 30, 2012
By: Elaine Genevro, Senior Vice President and Regional Executive, Union Bank, N.A.
If you’re like most people, when you get your paycheck you make a habit of paying your bills. But financially savvy consumers have learned that the first bill that they should pay is to themselves. By “paying yourself first” you set aside money from your paycheck into a savings account before you begin paying monthly living expenses and making discretionary purchases.
Why Should I Pay Myself First?
Financial advisors agree that saving should be a part of every budget; unfortunately many of us aren’t prepared for financial emergencies or long-term goals such as retirement. When you get into the habit of paying yourself first, you are putting your future financial security at the top of your priority list, and are less likely to spend your hard-earned money on items that are less important. Paying yourself first can be a very effective way of ensuring that you continue to make your budgeted contributions regularly.
How to Save
Youth Entering the Workforce Twitter Chat with Department of Labor
August 29, 2012
By Katie Bryan, America Saves Communications Manager
Every year, on the first Monday in September, the Department of Labor honors the contributions workers have made to the strength, prosperity, and well-being of our country. Tomorrow, Secretary Hilda Solis -- "America's Job Counselor" -- will host a live Twitter chat at 2 p.m. EDT, Thursday, August 30.
This is a great opportunity, especially for high school and college students, to ask questions and receive information on entering the workforce, finding job training programs, and identifying up-and-coming careers.
Join the conversation by using the hashtag #LaborDay2012 or tweet questions in advance to @HildaSolisDOL.
Did You Know?
Read more: Youth Entering the Workforce Twitter Chat with Department of Labor
New Savings Theme: Teaching Youth to Save
August 28, 2012
By Katie Bryan, America Saves Communications Manager
Over the next five weeks, the America Saves blog will feature articles and guest blogs on the topic of youth savings. America Saves, along with our 52 local campaigns will be featuring information on how to teaching youth to save.
Financial habits are learned at a very young age. These days, people are increasingly forced to pay greater attention to personal finance and are discovering that they are unprepared to handle their own finances, let alone educate their children. While many parents are seeking more information to better their own financial situation, they often forget or are not confident enough to pass on the lessons they are learning. This needs to change. Remember that it’s never too late to start talking with your kids about finances
If you would like to join the conversation about youth savings, download our latest resource packet. The resource packet contains:
- A sample article
- Social media content
- Tools and resources
We have designed the packet to help you communicate with the public, your audience, and your friends, to help them save for a arge purchase. Look for new packets from America Saves every six weeks.
Lessons Learned While Interning at America Saves
August 24, 2012
By Dylan Tansy, America Saves Intern
Ten weeks ago I began my summer internship with America Saves not entirely knowing what I would be doing or what I would learn. It was my first time in Washington DC, and the first time I’ve lived further than 10 minutes from the beach in California. I was extremely excited to learn about social media marketing, and what goes in to running a national campaign like this. One thing I did not anticipate, however, is just how much I would learn about saving and how important it is. For this I am extremely grateful, as I will be finishing my undergraduate degree in a few months and am preparing to enter the “real world” for the first time. These are the lessons that I learned just in time:
Theme in Review: Getting Out of Debt
August 17, 2012
By Katie Bryan, America Saves Communications Manager
Over the past six weeks, the America Saves blog has featured a number of debt related articles. Given that getting out of debt is one of the most cited savings goals by American Savers, we sincerely hope that these many articles have been informative and helpful. We would like to thank our guest bloggers who have contributed some fantastic articles, as well as feature them once again before beginning our next theme for Young Savers and their parents.
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