How do your savings habits and attitudes compare to most Americans?

Most Americans are just as interested in saving, are making the same amount of effort to save, and are saving just as effectively as last summer, according to our newest survey data. Except for one surprising group: the wealthiest among us.

Despite being the most effective savers, savings indicators among the highest earners declined from May 2015 to May 2016. Among those making $100,000 or more, personal savings interest is down 3 percentage points, savings effort is down 6 percentage points, and savings effectiveness is down 5 percentage points from May 2016.

Despite the decline over the last year in savings indicators among the wealthiest, low-income Americans remain significantly far behind. Compared to the highest earners, those making under $25,000 are less interested in saving by 18 percentage points, make less of an effort to save by 24 percentage points, and are less effective at saving by 25 percentage points.

America Saves founder and Executive Director Stephen Brobeck discussed the results with financial reporter Chuck Jaffe in his MoneyLife podcast.

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