Holiday ornaments packed in a cardboard storage box.

It's time to start thinking about your tax refund!

We know, we know. Halloween just happened and, like the big box stores, we're already talking holidays and pulling out the decorations. But hear us out!


Each year, holiday spending creates an annual boom and bust in America bigger than the typical post-war recession. And in many ways, it's already started with back-to-school shopping and costume purchases. But before you put down the plastic once again for the turkey, the tinsel, and the gifts with the intention of paying off your bills with your tax refund, consider committing to save a portion of your tax refund for your savings goals. 

COMMIT TO SAVE

Each tax season, households making less than $50,000 claim $100 billion in federal tax refunds. If you're like us, that tax refund is the largest check you will receive all year! This windfall provides the perfect opportunity to start or grow an emergency fund (or the family college fund, or a new car, or whatever your savings goal is), and we sweeten the deal with cash prizes!*

Once again this year, SaveYourRefund is giving you a chance to win one of 102 prizes up to $10,000 just for saving a portion of your tax refund using IRS Form 8888 and sharing your savings goal with us. But you can't enter to win unless you save, so make a commitment to yourself today. Because by making this commitment early, you'll be much more likely to save later.  >> Commit to save a portion of your tax refund

*NO PURCHASE NECESSARY. Open to legal residents of the 50 United States and DC with a valid taxpayer ID number who are 18 years or older at time of entry and due a 2017 individual tax refund. Begins 12:01 am ET 1/22/18 and ends 11:59 pm ET 4/17/18. For how to enter and Official Rules, including odds, alternate method of entry, and prize descriptions, visit www.saveyourrefund.com/rules. Void where prohibited. Sponsor: Build Commonwealth, Inc.

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Savers who make a plan are twice as likely to save successfully. 

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Tip of the Day

  • Written by Tammy G. Bruzon | October 21, 2014

    Impulse buys are an easy way to blow your holiday budget. Make a plan & stick to it! http://ow.ly/CVJZf

Saver Tips and Stories View all »

Starting Over

Written by Katie Bryan | October 28, 2013

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

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Saving for a Bright Future

Written by Guest Blogger | April 15, 2019

Kristin Hendricks, a single mother from Texas, understands the importance of saving money and following a tight budget. She decided to make saving money a priority when she gave birth to her son.

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A Think Like A Saver Attitude

Written by Benjamin Moss | November 26, 2019

Melissa has always been thrifty with a #ThinkLikeASaver attitude. This served her family well when her husband lost his job in 2014. Using their savings, Melissa’s family stayed afloat while her husband found a new job. During his job search they used a majority of their savings, but that is OKAY. Savings are fluid! They’re supposed to be used in the case of emergency, and this qualified as such.

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