Holiday ornaments packed in a cardboard storage box.

It's time to start thinking about your tax refund!

We know, we know. Halloween just happened and, like the big box stores, we're already talking holidays and pulling out the decorations. But hear us out!


Each year, holiday spending creates an annual boom and bust in America bigger than the typical post-war recession. And in many ways, it's already started with back-to-school shopping and costume purchases. But before you put down the plastic once again for the turkey, the tinsel, and the gifts with the intention of paying off your bills with your tax refund, consider committing to save a portion of your tax refund for your savings goals. 

COMMIT TO SAVE

Each tax season, households making less than $50,000 claim $100 billion in federal tax refunds. If you're like us, that tax refund is the largest check you will receive all year! This windfall provides the perfect opportunity to start or grow an emergency fund (or the family college fund, or a new car, or whatever your savings goal is), and we sweeten the deal with cash prizes!*

Once again this year, SaveYourRefund is giving you a chance to win one of 102 prizes up to $10,000 just for saving a portion of your tax refund using IRS Form 8888 and sharing your savings goal with us. But you can't enter to win unless you save, so make a commitment to yourself today. Because by making this commitment early, you'll be much more likely to save later.  >> Commit to save a portion of your tax refund

*NO PURCHASE NECESSARY. Open to legal residents of the 50 United States and DC with a valid taxpayer ID number who are 18 years or older at time of entry and due a 2017 individual tax refund. Begins 12:01 am ET 1/22/18 and ends 11:59 pm ET 4/17/18. For how to enter and Official Rules, including odds, alternate method of entry, and prize descriptions, visit www.saveyourrefund.com/rules. Void where prohibited. Sponsor: Build Commonwealth, Inc.

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Savers who make a plan are twice as likely to save successfully. 

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Tip of the Day

  • Written by Katie Bryan | December 23, 2013

    Tip to Save During the Holidays: Decide how much you can spend. http://ow.ly/pX9nu via @Bankrate

Saver Tips and Stories View all »

Another Dream Realized

Written by Tammy G. Bruzon | November 7, 2014

Mary Brown was already a disciplined individual when she came to Wisconsin Saves coordinator Wisconsin Women’s Business Initiative Corporation (WWBIC) in last summer. She had successfully completed her bachelor’s degree with the assistance of her husband and son, and was now ready to tackle her next big dream – homeownership.

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Put 20 Percent Away

Written by Lindsay Ferguson | July 8, 2019

“I am a single mother, and I make ends meet for me and my daughter, but I wanted to put money away for my daughter for a college fund. So I started saving 20 percent of my paycheck every month to put it away in a savings account with a high Annual Percentage Yield (APY). By the time my daughter is 18, I will have saved nearly $90,000.”

Melissa took the America Saves Pledge at her work during America Saves Week 2019.

Melissa’s #1 Savings Tip: Take 20 percent out of each pay check, and put it away into a separate savings account.

Budget like Nohemi

Written by Guest Blogger | April 19, 2019

Nohemi found out about America Saves a few years ago as an undergraduate at the University of Illinois at Chicago. She remembers attending a University of Illinois Saves event where she decorated a piggy bank and took the Pledge, but college life made her put the thought of saving at the back of her mind. Those thrifty thoughts resurfaced when she graduated with a degree in public health.

Read more...

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