Holiday ornaments packed in a cardboard storage box.

It's time to start thinking about your tax refund!

We know, we know. Halloween just happened and, like the big box stores, we're already talking holidays and pulling out the decorations. But hear us out!


Each year, holiday spending creates an annual boom and bust in America bigger than the typical post-war recession. And in many ways, it's already started with back-to-school shopping and costume purchases. But before you put down the plastic once again for the turkey, the tinsel, and the gifts with the intention of paying off your bills with your tax refund, consider committing to save a portion of your tax refund for your savings goals. 

COMMIT TO SAVE

Each tax season, households making less than $50,000 claim $100 billion in federal tax refunds. If you're like us, that tax refund is the largest check you will receive all year! This windfall provides the perfect opportunity to start or grow an emergency fund (or the family college fund, or a new car, or whatever your savings goal is), and we sweeten the deal with cash prizes!*

Once again this year, SaveYourRefund is giving you a chance to win one of 102 prizes up to $10,000 just for saving a portion of your tax refund using IRS Form 8888 and sharing your savings goal with us. But you can't enter to win unless you save, so make a commitment to yourself today. Because by making this commitment early, you'll be much more likely to save later.  >> Commit to save a portion of your tax refund

*NO PURCHASE NECESSARY. Open to legal residents of the 50 United States and DC with a valid taxpayer ID number who are 18 years or older at time of entry and due a 2017 individual tax refund. Begins 12:01 am ET 1/22/18 and ends 11:59 pm ET 4/17/18. For how to enter and Official Rules, including odds, alternate method of entry, and prize descriptions, visit www.saveyourrefund.com/rules. Void where prohibited. Sponsor: Build Commonwealth, Inc.

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I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

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Tip of the Day

  • Written by Tammy G. Bruzon | January 16, 2017

    Have questions about how to file taxes in your 20’s? Here are 6 easy steps from #BetterMoneyHabits: http://bit.ly/2iH8ICq @AmericaSaves

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