4 numbered blocks arranged to say "2017/2018" with the fourth block partly showing both 7 and 8.

Get a Head Start on Your New Year’s Savings Goals: Read America Saves' Top 5 Most Popular Blog Posts of 2017

5 ways to raise your credit score in less than a year

A low credit score impacts more than just interest rates. Many non-creditors use credit scores to decide service availability, things like if they will rent an apartment to you or how high your security deposit will be.

The good news is we’re here to help. If you have a low credit score, take comfort in knowing that you can raise your score from sub-prime to prime in less than nine months, excluding foreclosure or bankruptcy. These five tips can help you raise your credit score. Read more >>

12 Ways to Save Energy and Money

Energy takes a huge bite out of household budgets, with the typical family spending about $2,200 each year on utility bills. Because saving energy and money go hand in hand, the non-profit Consumer Federation of America came up with 12 simple ways to save both. Join thousands of organizations, companies, and individuals in a nationwide effort to become more energy independent, improve the environment, and save households hundreds of dollars in unnecessary energy costs by following these top tips. Read more >> 

The FAQs of IRAs

Saving for retirement now will ensure you have a comfortable standard of living when you stop or reduce the amount of hours you work. While retirement may seem a long way off, the earlier you start to save, the better, ideally in your first job.

You may be able to save for retirement at your workplace through an employer-sponsored 401(k), 403(b), or similar plan. If that’s the case, learn more about saving for retirement at work here. But if you are self-employed, your employer does not offer a retirement plan, or you’d like to save in addition to your 401(k), an IRA may be a good option for you. Read more >>

How to use the envelope budget system

The first step to spending less and saving more is to know exactly where all of your money goes each month. But there are many ways to create a budget and stick to it. An option to consider, especially for beginning budgeters, is the envelope budget system. The basic idea is to pay for as much as possible with cash, and store that cash in separate envelopes for different budget categories. Read more >> 

ATM Card, Debit Card, Credit Card: What’s the Difference?

Do you know the difference between each card? Here is a brief description of each type of card and how it may affect a consumer’s checking account balance. Read more >>


Are you trying to save money? Let America Saves help you reach your savings and debt reduction goals in the new year. It all starts when you make a commitment to yourself to save. Take the first step today and take the America Saves pledge to save money, reduce debt, and build wealth over time. And it doesn't stop there. America Saves will keep you motivated with information, advice, tips, and reminders to help you reach your savings goal. Think of us as your own personal support system.

TAKE THE PLEDGE


Get a head start on your 2018 financial goals by checking out our top 5 blog posts from 2017, packed with great #moneysaving tips: http://bit.ly/2CSq3kq 

Tweet this now

Take the Pledge

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

Take the America Saves Pledge

Tip of the Day

  • Written by Tammy G. Bruzon | February 2, 2018

    Does America Saves Week have you wondering about #retirement and when you should start collecting #SocialSecurity? @CFPB has you covered. Get started: http://bit.ly/2nR7EBR #ASW18

Saver Stories View all »

Jump-Starting a Financial Makeover

Written by Katie Bryan | October 28, 2013

Nichelle Johnson, a single mom with two teenage children, knows what it’s like to stretch a dollar. When she moved back to Virginia Beach in 2008, she provided for her family with just a part-time library position.

Read more...

Taking Steps Toward Financial Fitness

Written by Tammy G. Bruzon | November 7, 2014

Nicky Vasquez learned about Virginia Saves when she attended her first class with Bank On Virginia Beach. The instructor shared how important it was to have a written savings goal, and the entire class joined Virginia Saves as the first step toward financial fitness.

Read more...

Starting Over

Written by Katie Bryan | October 28, 2013

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

Read more...

Receive Updates

Sign up for Texts

Written by Tammy G. Bruzon | July 15, 2014

Sign Up

Sign up for Emails

Written by Super User | September 16, 2013

Get Emails

Take the Pledge

Written by Super User | September 16, 2013

Start Saving