How to Save this Summer

Hope you're having a wonderful Fourth of July holiday week! With summer comes warm weather and sunny beaches. The turn of the season is also a great chance to give your finances a fresh start. Here are five steps to boost your savings this summer. 

Step 1: Set a goal

What are you saving for this summer? Here are some ideas to get you started:

Step 2: Make a pledge to yourself to save

Deciding what to save for is the easy part but following through with your savings goal is the challenge. 

The America Saves pledge can motivate you to save money and reduce debt by helping you stay focused on your goals. Whether you are saving for a vacation, a big move or school next semester, our pledge can help you.

Here's how it works, once you take the pledge, we keep you motivated with information, advice, tips, and savings reminders to help you reach your goal.

Ready to get started? >> Take the America Saves pledge and start saving today.

Step 3: Create a budget

Creating a budget is one of the best ways to manage your money. A budget allows you to manage your finances so you can always make your savings deposit, pay your bills and have spending money. You'll never come up short if you stick to your budget each time you get paid. 

There are many different ways to do this, so you’ll want to try a few out and choose the system that works best for you. >> Check out these five simple steps to creating a budget.

Step 4: Save automatically

The easiest and most effective way to save is automatically. This is how millions of employees save for retirement through 401(k)s and other programs at work. It is also how millions of Americans save at their bank or credit union. Not only does it ensure you will be saving every month, but it also puts your cash out of sight and out of mind so you feel less of an urge to spend it. 

>> Learn about saving automatically.

Step 5: Find more money to save

Learn how to cut back on summer spending so you can save some cash and put it in your savings account instead. When you take the America Saves pledge, we’ll send savings tips and advice straight to you.


Pledge to Save This Summer


Summer is here! 5 easy steps to get a fresh financial start this season >> http://bit.ly/2ttpZUC v/ @AmericaSaves
 Tweet this now

Take the Pledge

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

Take the America Saves Pledge

Tip of the Day

  • Written by Super User | August 28, 2013

    In 2012, the average credit card debt among adults aged 65+ was $9,283.

Saver Stories View all »

Another Dream Realized

Written by Tammy G. Bruzon | November 7, 2014

Mary Brown was already a disciplined individual when she came to Wisconsin Saves coordinator Wisconsin Women’s Business Initiative Corporation (WWBIC) in last summer. She had successfully completed her bachelor’s degree with the assistance of her husband and son, and was now ready to tackle her next big dream – homeownership.

Read more...

Starting Over

Written by Katie Bryan | October 28, 2013

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

Read more...

Jump-Starting a Financial Makeover

Written by Katie Bryan | October 28, 2013

Nichelle Johnson, a single mom with two teenage children, knows what it’s like to stretch a dollar. When she moved back to Virginia Beach in 2008, she provided for her family with just a part-time library position.

Read more...

Receive Updates

Sign up for Texts

Written by Tammy G. Bruzon | July 15, 2014

Sign Up

Sign up for Emails

Written by Super User | September 16, 2013

Get Emails

Take the Pledge

Written by Super User | September 16, 2013

Start Saving