It’s National Preparedness Month: Make a plan

By Colleen Tressler, Consumer Education Specialist, FTC

Extreme weather and natural disasters can occur with little warning. This year’s floods and wildfires are proof of that. Are you ready to leave your home at a moment’s notice? You can reduce your anxiety about these scary events by making sure you are prepared if and when they happen. September is National Preparedness Month and a good time to get your family, pets, and property ready. You can, for example:

  • Organize your finances. When it comes to preparing for situations like weather emergencies, financial readiness is as important as a flashlight with fully charged batteries. Having your financial documents up-to-date, in one place, and portable can make a big difference at a tense time.
  • Replace missing documents. If you’re missing important documents, now’s the time to replace them.
  • Check your insurance. Find out if any of your home, health, or other insurance policies will pay for temporary shelter, replacement clothing, furniture, or other items if you are affected by extreme weather or a disaster.
  • Prepare your home. From floods to fires, earthquakes, high winds and tornadoes, check out The Federal Emergency Management Agency’s (FEMA) How-To Series: Protect Your Home or Business. If you live where storms and flooding are likely, visit floodsmart.gov to learn about FEMA’s National Flood Insurance Program.
  • Plan for your pets. If you’re like millions of animal owners nationwide, your pet is an important member of your household. A little planning today can help ensure safety for your pets during an emergency.
  • Sign up for alerts and warnings in your area. Public safety officials use timely and reliable systems to alert you and your family in the event of severe weather and disasters.

Let America Saves help you save money. It all starts when you make a commitment to yourself to save. Take the first step today and take the America Saves pledge to save money, reduce debt, and build wealth over time. And it doesn't stop there. America Saves will keep you motivated with information, advice, tips, and reminders to help you reach your goal. Think of us as your own personal support system.

TAKE THE PLEDGE


Before extreme weather or unexpected emergencies hit, plan ahead with these steps from @FTC, so you won't have to break the bank. v/@AmericaSaves! http://bit.ly/2Qpg9hU 

   Tweet this now

Take the Pledge

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

Take the America Saves Pledge

Tip of the Day

  • Written by Administrator2 | January 9, 2014

    Fourth saving strategy: Save automatically through a monthly transfer from checking to savings http://ow.ly/sj3vP

Saver Stories View all »

Starting Over

Written by Katie Bryan | October 28, 2013

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

Read more...

Getting Out of Debt

Written by Katie Bryan | October 28, 2013

In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost her home to an unexpected family crisis, Shelton and her family were forced to live in a rundown hotel.

Read more...

Developing a Savings "Game Plan"

Written by Katie Bryan | October 28, 2013

Eunice Diaz, a teacher in Colorado Springs, had been noticing a pattern. Despite the fact that she and her husband were “making good money,” they were spending their entire earnings and “were still struggling at the end of the month.”

Read more...

Receive Updates

Sign up for Texts

Written by Tammy G. Bruzon | July 15, 2014

Sign Up

Sign up for Emails

Written by Super User | September 16, 2013

Get Emails

Take the Pledge

Written by Super User | September 16, 2013

Start Saving