3 Ways to Treat Yourself and Your Finances

National Dessert Day is a great time to treat yourself with your favorite goodies. It’s also a great time to treat yourself to some new ways to save money. When you start practicing good savings habits you set yourself up for financial success. Here’s how to treat yourself and your finances.

  1. Treat yourself to home cooked meals for lunch.  

Treating yourself to home cooked meals for lunch is a great way to save money and enjoy quality food at work. On average, Americans spend $10 on lunch, five days a week. That might not sound too bad, but over the course of one month, that adds up to $200. One year of spending $10 on lunch will cost you $2,400. With that in mind, start bringing food from home.

A good way to get all of your cooking for the week done in advance is to meal prep. Meal prepping is often included in a health and fitness plan, but you don’t have to be on a diet to want to save money. How it works is, you prepare all of your meals for the week on the same day, like Sunday.

For example, you can prepare a pasta dish for the week. Once you’ve cooked your meal, portion it for five days and pack each serving into a lunch container. Meal prepping is great tool for saving money.

  1. Treat yourself to movie nights at home.

Don’t you love watching a good movie? Movies are fun and exciting, filled with plot twists and adventures. Going to the movies is a popular way to spend a Friday night, but it can get costly.

By the time you purchase your ticket, snacks and a drink you could easily be looking at a $30 bill. Not to mention, higher end movie theaters with deluxe seating and special effects could cost $30 for your ticket alone.

You can bring the movies to your home. With so many affordable streaming services available online, the cost of one night at the movies could get you three months of your favorite shows and movies on your computer, phone or TV. You could even partner up with a friend or family member and split the cost of your monthly subscription.

When you have movie nights in your home, you might not have 3D glasses or a reclining seat, but you do have the comfort of your own space. You can curl up under the blankets, treat your pet to quality time, or eat a home-cooked steak. That’s better than movie theater popcorn if you ask me!

  1. Treat yourself to free workouts.

Do you have a gym membership that you never use? If so, the money you’re spending to maintain that membership could go towards savings. Even if you don’t have a gym membership, including a few workouts in your week won’t cost a thing. Besides, part of treating yourself is taking care of your body.

Exercise is great for the body, and it’s known to improve your overall mood. Free workouts are available on YouTube. You can follow along with the instructor. You can also search online for various workouts you can do both indoors and outdoors.

While you’re busy treating yourself, be sure to keep your long-term savings goals in mind. After your hard earned savings have accumulated, you’ll be so glad to discover that sticking to your financial plan is the best treat of all.


Let America Saves help you save money. It all starts when you make a commitment to yourself to save. Take the first step today and take the America Saves pledge to save money, reduce debt, and build wealth over time. And it doesn't stop there. America Saves will keep you motivated with information, advice, tips, and reminders to help you reach your goal. Think of us as your own personal support system.

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You can treat yourself and still find ways to save. Here are three fun ways to do it! v/@AmericaSaves! http://bit.ly/2PwkJdt 

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