From High School to College

November 16, 2011

Kiara Hardin, Illinois College Freshmen

CollegeThe transition from high school to college has been hard, stressful, fun and exciting. Senior year teachers stress the fact that college is nothing like high school and to be honest it isn’t. The opportunity to be away from family puts a bunch of pressure on time management skills as well as money management skills.

Starting college, I did not have a budget plan so I found myself spending money on things I really did not need. I would go to Wal-mart and buy the expensive brand name food. Also, I would go out or order in instead of using my meal plan. Every college student that resides in a dorm has an id that has preloaded money on it for food so there is no need buy anything besides snacks. I also spent money on movies from the local movie store instead of saving money with a plan like a Netflix account.

Time management is a huge part in saving money because when there is tons of free time and when there is nothing else to do a student tends to spend money. I am involved in several activities on campus that range from student employment to volunteer services. These activities help me stay focused and keep my time occupied.

TIP 1: A student job or even a volunteer internship or research program can keep you active on campus so you spend less money AND can help you build your resume so that you can MAKE more money down the road.

TIP 2: Create a college budget! Check out the Budget Builder on YoungIllinoisSaves.org.

Related Articles

Teen Video: What to Look for in a Bank Account
iPhone Leads to Saving Success
Saving for the Best Video Game Ever

Take the Pledge

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

Take the America Saves Pledge

Tip of the Day

  • Written by Tammy G. Bruzon | February 2, 2018

    Getting a large check from the IRS? You could win BIG for saving just $50 of your #taxrefund with #SaveYourRefund. Learn more: http://bit.ly/2jGAHW9 #ASW18

Saver Stories View all »

The Gift of Homeownership

Written by Tammy G. Bruzon | August 5, 2015

Quaneka Willis, a single mother of three children, was receiving rental assistance through the Housing Authority of the City of Milwaukee when she decided to take control of her finances. So, in September of 2013 she attended the Make Your Money Talk program and pledged as a Wisconsin Saver. In less than 12 months, she had maximized her savings and was beginning the process of purchasing her first home.

Read more...

Saving Early: Key to Successful Future

Written by Katie Bryan | October 28, 2013

For Johnnie Lovett, a Young Illinois Saver, saving has been a habit since he was a teenager. “As a teenager, I was responsible for buying certain things with my allowance,”

Read more...

Taking Back Control Over Finances

Written by Virginia Saves | August 5, 2015

After becoming a Virginia Saver and getting help from BankOn classes and coaching, Nadine Bialo took back control over her financial affairs.

Read more...

Receive Updates

Sign up for Texts

Written by Tammy G. Bruzon | July 15, 2014

Sign Up

Sign up for Emails

Written by Super User | September 16, 2013

Get Emails

Take the Pledge

Written by Super User | September 16, 2013

Start Saving