Press Release: Only Half of Americans Have Good Savings Habits

February 25, 2013
By Katie Bryan, America Saves Communications Manager

Washington, D.C. – The sixth annual national survey assessing household saving, released today as part of America Saves Week, revealed that only about half of Americans reported good savings habits.

  • 54% said they “have a savings plan with specific goals.”
  • 43% said they “have a spending plan that allows you to save enough money to achieve the goals of your saving plan.”
  • 50% of those not retired said they “save for retirement at work through a 401(k) or other contributory plan.”
  • 41% said that, “outside of work,” they “save automatically through regular preauthorized transfers from checking to savings or investments.”
  • 49% know their net worth.

Click here for the full release.

Take the Pledge

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

Take the America Saves Pledge

Tip of the Day

  • Written by Tammy G. Bruzon | February 2, 2018

    It’s America Saves Week! Are you a successful saver? Check out the @AmericaSaves Saver Checklist Tool see how you’re doing: #ASW18

Saver Stories View all »

Starting Over

Written by Katie Bryan | October 28, 2013

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”


Getting Out of Debt

Written by Katie Bryan | October 28, 2013

In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost her home to an unexpected family crisis, Shelton and her family were forced to live in a rundown hotel.


Developing a Savings "Game Plan"

Written by Katie Bryan | October 28, 2013

Eunice Diaz, a teacher in Colorado Springs, had been noticing a pattern. Despite the fact that she and her husband were “making good money,” they were spending their entire earnings and “were still struggling at the end of the month.”


Receive Updates

Sign up for Texts

Written by Tammy G. Bruzon | July 15, 2014

Sign Up

Sign up for Emails

Written by Super User | September 16, 2013

Get Emails

Take the Pledge

Written by Super User | September 16, 2013

Start Saving