Protect Your Wallet this Summer
June 19, 2013
By Annie Cromwell, America Saves Communications Associate
With schools letting out for the summer, and folks gearing up for long-awaited getaways, many are clutching their wallets and bracing themselves for the pain. From graduation gifts to BBQs, from summer sales to finding activities to keep the family busy, the promise of hurt for your wallet is inevitable. So here are a few tips on how to save some money during the summer months.
Avoid Tempting Summer Sales
First things first--if you don’t NEED anything then STEER CLEAR of summer sales. There is no denying shopping sales can be fun, seeing slashed prices on everything from linens and appliances, to clothing and accessories can be a thrill! However, going to a summer sale with no specific goal in mind is like entering a battle, the one casualty being your bank account. If you choose to shop without a list, you may end up impulse-buying moderately priced items that you absolutely do not need or a seasonal item that that you might not use.
The best thing to do if you must go to a summer sale is to prepare yourself and to do research before you venture out. At the beginning of each season, make a list of items you know you need or have saved for, and do not deviate from that list no matter how great the offer is. If you know that you need a new pair of sandals, for example, search for the very best deal online before you step foot into a store. This will help you curb impulse spending. Only after you find the best deal should you purchase the item, and if it wasn’t on your list to begin with, you shouldn’t buy at all.
You can use websites like Shop Style and Polyvore to compare prices of clothing items that you need, and if you see an item that you want, you can use mobile applications like Red Laser to scan the barcode and see if you’re getting the best deal, or if the item is offered for less elsewhere. If you decide to shop online sales, avoid overpaying by using websites like Retail Me Not for coupon codes.
Take Advantage of Free Activities
Between buying tickets for the latest summer blockbuster and preparing for a trip abroad, keeping yourself, your family and your friends busy can be quite the money suck. But if money is tight, or you’re just trying to spend less this summer, summertime is the best time for free events. Your city newspaper or local events calendar is probably brimming with fun and inexpensive events for everyone in your family. From parks and museums to outdoor movies and concerts, your city likely has a number of things on any given day to go see and do. So before you shell out another $10 at the movie theater, check out what your city has to offer!
Sign up for the America Saves
We know that summer is a time for relaxation and fun, so saving money probably isn’t on the top of your “to-do” list. That’s why America Saves launched a new text message service to help keep you motivated to save throughout the summer months. Now, when you take the America Saves Pledge you can choose to receive text message tips and reminders to keep you motivated to save. And if that isn’t enough, we are giving away $500 to help one person reach their savings goal.
How to enter to win the $500:
- Take the America Saves Pledge Between June 1 and June 30, 2013.
- Click the box to receive text messages. (Standard text message rates apply. Check with your provider. You can stop messages at any time by replying "stop" to any message)
It’s that simple! When you sign up you will choose a savings goal (for example select “vacation” if you want to save for next summer) and an amount you want to save. We will use the goal you choose to send you text message related to that goal. Text messages will come in the form of tips to help you find money to save, as well as advice and reminders to help you save for your specific goal. So if your wallet can’t take the heat this summer, pledge to save now!
More Articles from America Saves:
- Written by Administrator2
- Category: Blog
- Published: 19 June 2013