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5 more things we learned about holiday spending from talking to a couple of economists

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Too much debt? Here’s who to turn to for help

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Is your credit card debt out of control? Find out by answering 4 simple questions

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5 ways to raise your credit score in less than a year

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Test Your Credit Score Knowledge with CreditScoreQuiz.org

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The Ins and Outs of Credit Scores

Tammy G. Bruzon · 20 October 2015

The Good, the Bad, and the Ugly of Compound Interest

Tammy G. Bruzon · 02 September 2015

Learning to #BuildCredit with America Saves

Tammy G. Bruzon · 19 May 2015

Join America Saves today for #BuildCredit!

Tammy G. Bruzon · 11 May 2015

Get the Scoop on Credit Scores

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Identity Theft in a Digital Age: Deter, Detect, Defend.

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Take the Pledge

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Tip of the Day

  • Don't be left in a lurch. Plan for your #holiday #spending! http://ow.ly/r0Sg0

Saver Tips and Stories View all »

Story of an Urban Professional

Elaine was inspired to create a new savings goal and plan with the America Saves Pledge after reading the “The Color of Money” column in The Washington Post by Michelle Singletary.

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Meet Esmeralda: 2019 SaveYourRefund Grand Prize Winner

“I have a goal, and I am going to achieve that goal.” 2019 SaveYourRefund Grand Prize Winner Esmeralda says that savings has always been about achieving self-sufficiency amidst tremendous adversity. “It’s hard to pay myself first,” says Esmeralda, particularly when you have to anticipate emergency expenses like a broken down car.

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Put 20 Percent Away

“I am a single mother, and I make ends meet for me and my daughter, but I wanted to put money away for my daughter for a college fund. So I started saving 20 percent of my paycheck every month to put it away in a savings account with a high Annual Percentage Yield (APY). By the time my daughter is 18, I will have saved nearly $90,000.”

Melissa took the America Saves Pledge at her work during America Saves Week 2019.

Melissa’s #1 Savings Tip: Take 20 percent out of each pay check, and put it away into a separate savings account.

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