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Tips, advice, and the latest news from the savings world.

Tales From a First Year Saver: How I Learned to Stop Worrying and Love My Bank Account

Written by Super User · 14 February 2012

February 14, 2012

By Sean Naron, Consumer Federation of America advocacy associate

Last May, I graduated from college and forayed into the real world, entering a volatile and unpredictable jobs market. A few months of crashing at a friend’s apartment and hundreds of applications later, I found myself happily employed in Washington D.C. However, shortly after starting my first “big-boy” job, I quickly discovered that my paycheck had this uncanny tendency to spend itself before it really ever reached my checking account. Things like rent, groceries, my commute, as well as those pesky student loans, had seriously cut into the amount I had budgeted to spend on fun activities, not to mention what I had planned on saving.

As a first year saver, I have come to rely on a few tricks to stretch my paycheck here and there so I can build towards my goals without sacrificing all forms of fun. So here are some of the lessons I’ve learned and tricks that I use to get the most out of what I’ve got:

 

Call for Tips

Written by Super User · 09 February 2012

February 9, 2012

By Katie Bryan, America Saves communications manager

Do you have a tip to help others save? What do you do to save money? America Saves is looking for your saver tips to feature in our next American Saver newsletter.

If we choose your tip for the newsletter, we will send you a check for $25 – the initial purchase price of a $50 EE Savings Bond – and an application for a $50 EE Savings Bond.

Email your tips and stories to This email address is being protected from spambots. You need JavaScript enabled to view it.

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Tip of the Day

  • Written by Administrator2 | January 14, 2014

    To minimize interest charges, limit credit card purchases to those you can pay off in full at the end of the month. In the end you'll have more for emergency savings. http://ow.ly/FJyVP

Saver Stories View all »

Inspired to Build Savings By Starting Small

Written by Great Lakes Michigan Saves | April 19, 2016

With little-to-no money in the bank and living on a limited income with her adult daughter, Sharon wasn’t sure if building up savings for her future was even possible. “At my age, to put debts behind me would be a relief,” she said, but she wasn’t quite sure how to even get started with a savings plan. That all changed when Sharon attended the Great Lakes Michigan Saves Pay Yourself First Saver’s Summit during America Saves Week.

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Saving Early: Key to Successful Future

Written by Katie Bryan | October 28, 2013

For Johnnie Lovett, a Young Illinois Saver, saving has been a habit since he was a teenager. “As a teenager, I was responsible for buying certain things with my allowance,”

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Coping with a Lost Job

Written by Katie Bryan | October 28, 2013

Aimee Shaffer worked as a Public Service News Director for radio for years until one day her employer downsized the company, resulting in hundreds of lost jobs, including Aimee’s.

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Written by Super User | September 16, 2013

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Written by Super User | September 16, 2013

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