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Tips, advice, and the latest news from the savings world.

1 in 6 Americans Live in Poverty

Written by Super User · 14 September 2011

September 14, 2011

By Katie Bryan, America Saves Communications Manager

Change

The U.S. Census Bureau announced yesterday that in 2010, median household income declined and the poverty rate increased.

Specifically, the poverty rate increased from 14.3 percent in 2009 to 15.1 percent in 2010. That means 49.9 million live in poverty in the United States. In addition, the Bureau found that real median household income declined 6.4%.

This means that budgets are getting tighter across the nation. These numbers exemplify the importance of having an emergency savings. Having an emergency savings fund may be the most important difference between those who manage to stay afloat and those who are sinking financially. That’s because maintaining emergency savings of $500 to $1,000 allows you to easily meet unexpected financial challenges like repairing your car, paying for a visit to the doctor, or flying to visit a sick parent.

Don’t get caught unprepared. Click here for tips on how you can save money for your emergency savings and here to learn about the differently financial products available to help you save.

Are you financially prepared for a sudden emergency? Let us know on our Facebook page.

The Art of Saving

Written by Super User · 13 September 2011

September 13, 2011

By Renuka Patel, Market President, Central California Region for Union Bank, N.A.

Financial experts agree that saving should be a part of every household budget; unfortunately many Americans aren’t prepared for financial emergencies, nor are they saving enough for retirement.  Like most skills, saving money gets easier with commitment and practice.  Just as an artist hones his skill to master an art, consumers can develop their skills and creativity to master the art of saving.

As we approach the final quarter of 2011, consider the following tips to help save and build wealth:

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I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

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Tip of the Day

  • Written by Tammy G. Bruzon | January 16, 2017

    Let @AmericaSaves help you stay committed to your tax time #savings goal! Take the pledge today: http://bit.ly/2hbdQ46

Saver Stories View all »

Starting Over

Written by Katie Bryan | October 28, 2013

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

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Coping with a Lost Job

Written by Katie Bryan | October 28, 2013

Aimee Shaffer worked as a Public Service News Director for radio for years until one day her employer downsized the company, resulting in hundreds of lost jobs, including Aimee’s.

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Another Dream Realized

Written by Tammy G. Bruzon | November 7, 2014

Mary Brown was already a disciplined individual when she came to Wisconsin Saves coordinator Wisconsin Women’s Business Initiative Corporation (WWBIC) in last summer. She had successfully completed her bachelor’s degree with the assistance of her husband and son, and was now ready to tackle her next big dream – homeownership.

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