Tips, advice, and the latest news from the savings world.
by Jasmith Joseph, Illinois College Student
Being a college student is really hard. Having lots of expenses and a part-time minimum wage job doesn't really help much either. Things got especially tough for me when I broke my phone. I really needed to get another one and I had no choice but to save. I didn't have the over one hundred dollars to spend on the new smart phone I really wanted.
The first thing I decided to do was put aside ten dollars from every paycheck. I quickly discovered that this would take over five months for me to save enough! I needed to devise a better plan. I am great in English so I resolved to help my friends out in English for a small fee and I rented out my books to those who didn't have them. In about three weeks I managed to make $105. I added the $20 I had set aside from my paychecks and I had just enough to get the phone I wanted.
Consumer agencies across the country keep track of consumer complaints. Last week, Consumer Federation of America, the National Association of Consumer Agency Administrators, and the North American Consumer Protection Investigators surveyed 31 agencies from 18 states to determine the top complaints of 2010. As in the previous survey, complaints about credit and debt were second only to auto-related complaints in 2010. But you can avoid complaining about these issues in 2011 by following some simple tips.