Commonwealth and America Saves are thrilled to announce Esmeralda and Crystal, both of Illinois, as the winners of $10,000 each in the 2019 SaveYourRefund Grand Prize Photo Contest. Esmeralda and Crystal set out to save part of their income tax refunds this year. With the help of SaveYourRefund they were able to turn the tax-time savings moment into a fresh start on a new financial path.

Sometimes when children hear their parents or other adults in their lives talking about cutting spending or saving money, they assume that the family is going through a rough patch. As appropriate based on children’s ages, family conversations about money goals, including saving and spending plans, reassure children. It is also a great way to introduce (or remind) children about the reasons we save.

Everyone in your household can play a role in the financial success of your home. Here are four easy ways to make saving a priority for everyone under your roof. 

Summer is coming up fast which means many parents will see their teen taking seasonal employment. Summer is peak time for youth employment, as almost 61 percent of 16 – 24 year olds participate in the labor force in July.[1] Our America Saves for Young Workers program works with 30 youth employers across the country who employ over 140,000 youth. We’ve taken our messages and lessons-learned and translated them for parents who would like to be proactive in their teen’s employment this summer.

Everything is blooming, the pollen is slowly washing away, and the temperatures are steadily rising. Yes, summer is just around the corner. And that means one thing: the air conditioner will be on full blast, all day every day, and utility bills will be huge. Here are three ways you can save money on your electric bill this summer.