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Tips, advice, and the latest news from the savings world.

Believing You Can Improve Your Financial Life

Debt Budgeting Credit History Credit Score
Written by Ohio Saves · 22 April 2019

When we find ourselves in times of financial hardship, it can overwhelm so many aspects of our life. Maybe you have debt that you’re trying to pay off, or your income has changed and you’re trying to make ends meet.

Twelve Successful Ways to Save Money

Savings Tips Down Payment Savings Personal Savings
Written by Guest Blogger · 15 April 2019

Savings is the foundation for investing. You cannot invest money if you have not saved it first. Like dieting, saving money is hard to start, even harder to maintain, and requires patience and discipline. When you achieve your financial goals, however, the results are so worth it.

Are You Ready for National Financial Capability Month? Three Actions to Take Now

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Written by Lila Quintiliani · 08 April 2019

April is National Financial Capability Month, when the Financial Literacy and Education Commission (FLEC) and the Ready Campaign encourage people to improve their financial futures and to be prepared when disaster strikes. Here are three actions you can take now to make sure you are ready for any financial disaster, big or small.

#ASW19: Savings Theme: Save the extra

Savings Tips America Saves Week ASW SaveYourRefund ASW19
Written by Tammy G. Bruzon · 01 March 2019

Did you know you’re more likely to save a windfall than a small amount consistently over time? Hack that psychology by saving your bonuses, raises, and tax refunds.

Saving for retirement: It’s easier than you may think

Savings Tips Retirement America Saves Week ASW ASW19
Written by Guest Blogger · 28 February 2019

My parents were hard-working first-generation Americans who were born during the Depression. My mother was a nurse and my father a businessman, and they were loving and supportive parents, but they were extremely frugal with money. “You’re only as rich as the money you have in the bank,” my mother used to say. “If you save nothing, you have nothing.” When we were young, my brother, three sisters and I were expected to work, and save half of everything we earned.

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Tip of the Day

  • Written by Administrator2 | January 15, 2014

    Are you looking for an effective way to establish a budget? Beginning on the first day of a new month, get a receipt for everything you purchase. Stack and review receipts at the end of the month, and you will clearly be able to see where your money is going. http://ow.ly/sj972

Saver Tips and Stories View all »

Getting Out of Debt

Written by Katie Bryan | October 28, 2013

In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost her home to an unexpected family crisis, Shelton and her family were forced to live in a rundown hotel.

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Story of an Urban Professional

Written by Lindsay Ferguson | June 26, 2019

Elaine was inspired to create a new savings goal and plan with the America Saves Pledge after reading the “The Color of Money” column in The Washington Post by Michelle Singletary.

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Meet Esmeralda: 2019 SaveYourRefund Grand Prize Winner

Written by Lindsay Ferguson | June 4, 2019

“I have a goal, and I am going to achieve that goal.” 2019 SaveYourRefund Grand Prize Winner Esmeralda says that savings has always been about achieving self-sufficiency amidst tremendous adversity. “It’s hard to pay myself first,” says Esmeralda, particularly when you have to anticipate emergency expenses like a broken down car.

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Written by Super User | September 16, 2013

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Written by Tammy G. Bruzon | July 15, 2014

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Written by Katie Bryan | October 18, 2013

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