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Tips, advice, and the latest news from the savings world.

Signed to Student Loans

Debt Student Loans Savings Tips College Young Savers Saving for College
Written by Guest Blogger · 27 July 2018

By Destinee Whittington, Mayor Marian Barry Summer Youth Employment Program 

Many young adults pursuing higher education do not have the luxury of a college savings fund or a full ride scholarship. If you’re among the many people who will need to take out a student loan for your education, here are the answers to your questions. 

Mid-Year Financial Check-In: Are you on track to reach your goals?

Debt Automatic Savings Credit Score Credit
Written by Darlene Aderoju · 25 July 2018

We’re halfway through the year. This month is a great time to check in on those New Year resolutions you set out to accomplish in January. It’s also the perfect time to assess your finances to make sure you’re on track to reach your financial goals by year’s end.

Why am I saving? A young person’s perspective

Debt Emergency Savings Savings Tips College Back to School Youth Goals
Written by Guest Blogger · 23 July 2018

By Destinee Whittington, Mayor Marion Barry Summer Youth Employment Program

Saving money is usually not the first thing on a young person’s mind. Many young people enjoy the freedom of having no financial responsibility, so they spend money without thinking twice. As a young person, I’ve been told to save money but no one has ever taught me why it’s important to save. Here’s why saving money as a young adult is important.

5 Easy Steps to Tackle Your Debt While Saving

Debt Automatic Savings Budgeting
Written by Darlene Aderoju · 20 July 2018

Debt can be a heavy weight on your finances. It can hinder your spending in the short term and cause your savings to fall far behind in the long term. Fortunately, by making a few financially savvy decisions, it’s not impossible to pay off debt while contributing regularly to your savings.

Most Americans Don’t Have Enough Savings

Automatic Savings
Written by Darlene Aderoju · 10 July 2018

Do you have enough savings to cover an emergency? If not, you’re among the 71 percent of people that don’t have enough set aside to cover six months’ worth of expenses. Having money set aside for unplanned expenses is essential, but, according to the Bankrate survey released in June, only 29 percent of adults say they have a large savings account.

Here are three easy ways to jump start your emergency savings fund.

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Tip of the Day

  • Written by Administrator2 | January 12, 2014

    Keep track of your spending. At least once a month, use credit card, checking, and other records to review what you've purchased. Then, ask yourself if it makes sense to reallocate some of this spending to an emergency savings account. http://ow.ly/sj972

Saver Stories View all »

Starting Over

Written by Katie Bryan | October 28, 2013

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

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Learning to Save

Written by Katie Bryan | October 28, 2013

Kisha Barns’s financial situation was undisciplined, unrestricted, and impulsive before she came into contact with her local America Saves campaign, Charlotte Saves.

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Challenging Herself to Save

Written by Sara Cooper | April 15, 2014

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

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