By FINRA Investor Education Foundation

Cryptocurrencies (such as Bitcoin) are in the news daily. FINRA, a financial industry regulator, is warning investors to be cautious when considering the purchase of shares of companies that tout the potential of high returns associated with cryptocurrency-related activities without the business fundamentals and transparent financial reporting to back up such claims.

Tax filing season is upon us once again—an opportunity to assess your financial situation, set goals for the year, and find ways to save towards those goals. Here are three easy ways to save money this tax season and get a jumpstart on your savings goals in the New Year:

According to the IRS, the average tax refund in the United States in 2016 was $3,050.

By FINRA Investor Education Foundation Staff

Have you ever joked with friends or family following a get-together that you’d been “overserved”? It’s a tongue in cheek expression, acknowledging that you exceeded your prudent limit of food or drink (and are now paying the price), but blaming someone else. You’re not fooling anyone, of course, but it spares your pride to jokingly fault the host instead of yourself.