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Tips, advice, and the latest news from the savings world.

Signed to Student Loans

Debt Student Loans Savings Tips College Young Savers Saving for College
Written by Guest Blogger · 27 July 2018

By Destinee Whittington, Mayor Marian Barry Summer Youth Employment Program 

Many young adults pursuing higher education do not have the luxury of a college savings fund or a full ride scholarship. If you’re among the many people who will need to take out a student loan for your education, here are the answers to your questions. 

Mid-Year Financial Check-In: Are you on track to reach your goals?

Debt Automatic Savings Credit Score Credit
Written by Darlene Aderoju · 25 July 2018

We’re halfway through the year. This month is a great time to check in on those New Year resolutions you set out to accomplish in January. It’s also the perfect time to assess your finances to make sure you’re on track to reach your financial goals by year’s end.

Why am I saving? A young person’s perspective

Debt Emergency Savings Savings Tips College Back to School Youth Goals
Written by Guest Blogger · 23 July 2018

By Destinee Whittington, Mayor Marion Barry Summer Youth Employment Program

Saving money is usually not the first thing on a young person’s mind. Many young people enjoy the freedom of having no financial responsibility, so they spend money without thinking twice. As a young person, I’ve been told to save money but no one has ever taught me why it’s important to save. Here’s why saving money as a young adult is important.

5 Easy Steps to Tackle Your Debt While Saving

Debt Automatic Savings Budgeting
Written by Darlene Aderoju · 20 July 2018

Debt can be a heavy weight on your finances. It can hinder your spending in the short term and cause your savings to fall far behind in the long term. Fortunately, by making a few financially savvy decisions, it’s not impossible to pay off debt while contributing regularly to your savings.

Most Americans Don’t Have Enough Savings

Automatic Savings
Written by Darlene Aderoju · 10 July 2018

Do you have enough savings to cover an emergency? If not, you’re among the 71 percent of people that don’t have enough set aside to cover six months’ worth of expenses. Having money set aside for unplanned expenses is essential, but, according to the Bankrate survey released in June, only 29 percent of adults say they have a large savings account.

Here are three easy ways to jump start your emergency savings fund.

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Tip of the Day

  • Written by Katie Bryan | December 18, 2013

    Spend Less and Save More this Holiday Season: Make a Budget and a List. http://ow.ly/pXJka

Saver Tips and Stories View all »

Put 20 Percent Away

Written by Lindsay Ferguson | July 8, 2019

“I am a single mother, and I make ends meet for me and my daughter, but I wanted to put money away for my daughter for a college fund. So I started saving 20 percent of my paycheck every month to put it away in a savings account with a high Annual Percentage Yield (APY). By the time my daughter is 18, I will have saved nearly $90,000.”

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Budget like Nohemi

Written by Guest Blogger | April 19, 2019

Nohemi found out about America Saves a few years ago as an undergraduate at the University of Illinois at Chicago. She remembers attending a University of Illinois Saves event where she decorated a piggy bank and took the Pledge, but college life made her put the thought of saving at the back of her mind. Those thrifty thoughts resurfaced when she graduated with a degree in public health.

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Starting and Continuing a Personal Finance Journey

Written by Sara Cooper | December 23, 2013

When Kiara Hardin, now a junior at Western Illinois University, became an intern with the Chicago Summer Business Institute during her sophomore year of high school, she began her personal finance journey. The program required participants to open a savings account.

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