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Tips, advice, and the latest news from the savings world.

Signed to Student Loans

Debt Student Loans Savings Tips College Young Savers Saving for College
Written by Guest Blogger · 27 July 2018

By Destinee Whittington, Mayor Marian Barry Summer Youth Employment Program 

Many young adults pursuing higher education do not have the luxury of a college savings fund or a full ride scholarship. If you’re among the many people who will need to take out a student loan for your education, here are the answers to your questions. 

Mid-Year Financial Check-In: Are you on track to reach your goals?

Debt Automatic Savings Credit Score Credit
Written by Darlene Aderoju · 25 July 2018

We’re halfway through the year. This month is a great time to check in on those New Year resolutions you set out to accomplish in January. It’s also the perfect time to assess your finances to make sure you’re on track to reach your financial goals by year’s end.

Why am I saving? A young person’s perspective

Debt Emergency Savings Savings Tips College Back to School Youth Goals
Written by Guest Blogger · 23 July 2018

By Destinee Whittington, Mayor Marion Barry Summer Youth Employment Program

Saving money is usually not the first thing on a young person’s mind. Many young people enjoy the freedom of having no financial responsibility, so they spend money without thinking twice. As a young person, I’ve been told to save money but no one has ever taught me why it’s important to save. Here’s why saving money as a young adult is important.

5 Easy Steps to Tackle Your Debt While Saving

Debt Automatic Savings Budgeting
Written by Darlene Aderoju · 20 July 2018

Debt can be a heavy weight on your finances. It can hinder your spending in the short term and cause your savings to fall far behind in the long term. Fortunately, by making a few financially savvy decisions, it’s not impossible to pay off debt while contributing regularly to your savings.

Most Americans Don’t Have Enough Savings

Automatic Savings
Written by Darlene Aderoju · 10 July 2018

Do you have enough savings to cover an emergency? If not, you’re among the 71 percent of people that don’t have enough set aside to cover six months’ worth of expenses. Having money set aside for unplanned expenses is essential, but, according to the Bankrate survey released in June, only 29 percent of adults say they have a large savings account.

Here are three easy ways to jump start your emergency savings fund.

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Savers who make a plan are twice as likely to save successfully. 

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Tip of the Day

  • Written by Tammy G. Bruzon | October 21, 2014

    Drum up #holiday cheer w/a #frugal #family project! Share the gift of giving. http://ow.ly/CVOla  

Saver Tips and Stories View all »

Developing a Savings "Game Plan"

Written by Katie Bryan | October 28, 2013

Eunice Diaz, a teacher in Colorado Springs, had been noticing a pattern. Despite the fact that she and her husband were “making good money,” they were spending their entire earnings and “were still struggling at the end of the month.”

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Getting Out of Debt

Written by Katie Bryan | October 28, 2013

In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost her home to an unexpected family crisis, Shelton and her family were forced to live in a rundown hotel.

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Saver Story: Set a goal, make a plan!

Written by Benjamin Moss | October 5, 2020

America Saves believes that saving money starts when you set a goal and make a plan to reach it. Putting your goals at the forefront of your savings journey makes it easier to visualize and focus on what you're saving for. That's why we chose Shannon as our Saver of the Month! Her approach to saving for her family’s dream home is a great example of how #ThinkingLikeASaver can look different for everyone but has great payoffs and rewards.

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Take the Pledge

Written by Super User | September 16, 2013

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Written by Tammy G. Bruzon | July 15, 2014

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