America Saves Blog
Tips, advice, and the latest news from the savings world.
The point of vacations is to rest and recharge, but financial surprises can disrupt your fun. To reduce potential stressors, here are ten travel tips courtesy of Better Money Habits to help you plan ahead.
It's the first day of summer! Between the backyard barbeques, days at the beach, and summer vacations -- the average vacation expense per person in the United States is $1,145 -- it's also the perfect opportunity to give your finances a fresh start and set your seasonal savings goal.
America Saves, a national campaign that promotes savings, notes significant differences in savings between men and women. A 2014 survey showed that women displayed a greater interest in savings, but there was no greater savings effort or savings effectiveness compared to men. But just two years later in the same survey, the gender gap leapt off the page. Woman were notably behind across 12 important financial indicators including consumer debt, savings habits, emergency savings, and general savings progress.
As the world strives to become more energy efficient, many are switching the type of bulbs used in the home from traditional incandescent (or slightly more efficient halogen incandescent) to light emitting diodes (LEDs) and saving at least a thousand dollars over ten years, according to research from the Consumer Federation of America. It is not only good for your wallet, but also helps the planet. By using more energy-efficient lighting and cutting back on energy consumption, emissions from power plants are also reduced—a win for consumers, a win for the environment.