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Tips, advice, and the latest news from the savings world.

Piggy bank wearing a santa hat and large round glasses, surrounded by wrapped gifts.

How to Avoid Holiday Overspending

Budgeting Financial Planning Holiday
Written by Guest Blogger · 19 December 2017

By FINRA Investor Education Foundation Staff

Have you ever joked with friends or family following a get-together that you’d been “overserved”? It’s a tongue in cheek expression, acknowledging that you exceeded your prudent limit of food or drink (and are now paying the price), but blaming someone else. You’re not fooling anyone, of course, but it spares your pride to jokingly fault the host instead of yourself.

Assorted wrapped gifts in all colors.

The (Budget-Friendly) Joy of Gift Giving

Budgeting Savings Tips Holiday
Written by Madalyn Pemberton · 14 December 2017

We all like to know we’ve brightened the day of someone we love and care for. Choosing to spend a little extra money on a gift for someone special may seem like it’s worth it right now, but if you have to deviate from your budget, then it might not be the best idea in the long-run.

Chalkboard with the word "stress" written on it in white chalk, partially erased.

Reducing Financial Stress During the Holidays

Holiday Financial Well-being
Written by Lani Poblete · 12 December 2017

While the holidays should be a joyful time, the busyness of the season on top of the financial burden can bring unwelcome stress. From out-of-town guests, to holiday gift giving, to hosting holiday gatherings, there are many factors that can leave us taking a few deep breaths.

Sad pink piggy bank floating in water.

New Year, New You, and a Renewed Budget!

Debt Budgeting Financial Planning Financial Well-being
Written by Madalyn Pemberton · 07 December 2017

2018 is fast approaching, providing the perfect opportunity to hit the “reset” button on your budget, particularly if you’ve faced unexpected financial problems this past year. Getting back on track can feel like an overwhelming task, but it doesn’t have to be. Better Money Habits outlines six simple steps to follow on the road towards regaining control over your finances.

Girl with down syndrome in pink jacket hugging an adult

ABLE Accounts: The What, Why, Where, and How

Savings Tips ABLE Accounts
Written by Madeline Daniels · 05 December 2017

Sunday, December 3 was International Day of Persons with Disabilities. We want to share with you the what, why, where, and how of ABLE accounts to support you and your loved ones towards your savings goals.

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Tip of the Day

  • Written by Administrator2 | January 12, 2014

    Keep track of your spending. At least once a month, use credit card, checking, and other records to review what you've purchased. Then, ask yourself if it makes sense to reallocate some of this spending to an emergency savings account. http://ow.ly/sj972

Saver Stories View all »

Transforming “I Can’t Save” to “I Will Save”

Written by Guest Blogger | January 13, 2016

You will not believe what it took to completely change my life. About three years ago, the HR Administrator of the corporation where I worked (as a temp with no benefits) forwarded an email to me. Fifteen seconds. One small act of kindness. That's it - that's all it took!

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Starting and Continuing a Personal Finance Journey

Written by Sara Cooper | December 23, 2013

When Kiara Hardin, now a junior at Western Illinois University, became an intern with the Chicago Summer Business Institute during her sophomore year of high school, she began her personal finance journey. The program required participants to open a savings account.

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Taking Steps Toward Financial Fitness

Written by Tammy G. Bruzon | November 7, 2014

Nicky Vasquez learned about Virginia Saves when she attended her first class with Bank On Virginia Beach. The instructor shared how important it was to have a written savings goal, and the entire class joined Virginia Saves as the first step toward financial fitness.

Read more...

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