America Saves Blog

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Tips, advice, and the latest news from the savings world.

Loan and Learn

Written by Super User · 06 September 2011

September 6, 2011

By Brian Page, Financial Educator & Co-Creator of the Awesome Island Game

Follow him on Twitter @Awesome_Island or Facebook. Read more of his blogs here.

Kids and MoneyDad, will you buy me a new iPod?

Mom, since Jack's Mom bought him a new Droid, can I have one?

Can you get me this piece of candy while we wait in line?

If you are a parent, these questions probably sound familiar. Looking past the obvious annoyance of dealing with a child's constant badgering for more and more, parents and educators are responsible for shaping their financial futures.

Time to Look at Your Budget: The 30 Day Challenge

Written by Katie Bryan · 01 September 2011

Kick StartIt’s September 1st and what better way to start the month than by making a budget. The easiest way to save is to know where you are spending your money and to find ways you can cut back.

Find Out What You Spend

Take a look at your spending for August. Now break out everything you spent into different categories (including saving). You can either do this yourself through a program like word or excel or you can use one of many free or paid services – it’s up to you! Here’s a great example.

You may be surprised at how much you spent in certain categories. I know my biggest expense is eating out – I’m always amazed at how quickly my food category fills up throughout the month. Don’t be too discouraged if you went over your budget. That’s why you are taking the time today to sit down and sort out your finances. Today is a new month and you can change your spending habits.

Now is the Time to Get a Savings Bond

Written by Katie Bryan · 31 August 2011

Savings BondYesterday, an OP-ED in the New York Times called attention to the fact that the U.S. Treasury will end over-the-counter sales of paper savings bonds on December 31, 2011. You will still be able to get savings bonds online through TreasuryDirect.gov. Unfortunately, the TresuryDirect website is hard to navigate. Also, making savings bond available online only makes it hard for the 65 percent of low-income Americans who don’t have internet to use this as a savings method.

Throwing a Birthday Party That Saves You Money

Written by Katie Bryan · 29 August 2011

Bday CakeOver the weekend, I went to a wonderful birthday party for my friend’s daughter Lana. Not only did Lana turn three last week, but she also started her first week of school. Needless to say, it was a big week for both Lana and her parents.

The party was just wonderful, and Lana’s parents did a few cleaver things to save money that I wanted to share with all of you.

Saving for the Best Video Game Ever!

Written by Guest Blogger · 26 August 2011

By Rasheed Hassan, Illinois High School Student

Video GameI save my money. That’s the type of person I am.  I’m not the type of person who takes the money that I’ve saved and spends it on pointless things that won’t matter to me in the long run. Chips (you just eat them), shoes (you grow out of them), clothes (you grow out of them, too) - these are all things that I don’t spend my money on. But, if I really want something, then I’m going to save for it using some skills I learned when I began saving for a video game.

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Tip of the Day

  • Written by Tammy G. Bruzon | January 16, 2017

    Saving even $50 of your #taxrefund can make all the difference. @SaveYourRefund: http://bit.ly/2i8VJvC @AmericaSaves

Saver Stories View all »

Taking Steps Toward Financial Fitness

Written by Tammy G. Bruzon | November 7, 2014

Nicky Vasquez learned about Virginia Saves when she attended her first class with Bank On Virginia Beach. The instructor shared how important it was to have a written savings goal, and the entire class joined Virginia Saves as the first step toward financial fitness.

Read more...

Another Dream Realized

Written by Tammy G. Bruzon | November 7, 2014

Mary Brown was already a disciplined individual when she came to Wisconsin Saves coordinator Wisconsin Women’s Business Initiative Corporation (WWBIC) in last summer. She had successfully completed her bachelor’s degree with the assistance of her husband and son, and was now ready to tackle her next big dream – homeownership.

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Starting Over

Written by Katie Bryan | October 28, 2013

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

Read more...

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Written by Super User | September 16, 2013

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