America Saves Blog

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Tips, advice, and the latest news from the savings world.

Happy Thanksgiving from America Saves

Written by Super User · 22 November 2011

November 24, 2011

From all of us at America Saves, we hope you have a joyful and safe Thanksgiving.

Young America Saves Featured at President's Council on Financial Capability Listening Session

Written by Super User · 21 November 2011

November 21, 2011

By George Barany, Director, Financial Education and Youth Saves

presidents councilThis past Wednesday, President Obama’s Council on Financial Capability held a listening session in Chicago that featured two distinct initiatives of the Young America Saves campaign in Illinois, Young Illinois Saves and three other initiatives led by City Treasurer Stephanie Neely, Network for Teaching Entrepreneurship, and the college access program Ladder Up.

The event at Michelle Clark High School was attended by more than 100 civic and educational leaders including Council Chairmen John Rogers, CEO of Ariel Investments and council member and Beth Kobliner, national financial journalist. These civic and educational leaders had the opportunity to see the peer based program that generates positive savings behavior led by Young Illinois Saves.

From High School to College

Written by Super User · 16 November 2011

November 16, 2011

Kiara Hardin, Illinois College Freshmen

CollegeThe transition from high school to college has been hard, stressful, fun and exciting. Senior year teachers stress the fact that college is nothing like high school and to be honest it isn’t. The opportunity to be away from family puts a bunch of pressure on time management skills as well as money management skills.

Starting college, I did not have a budget plan so I found myself spending money on things I really did not need. I would go to Wal-mart and buy the expensive brand name food. Also, I would go out or order in instead of using my meal plan. Every college student that resides in a dorm has an id that has preloaded money on it for food so there is no need buy anything besides snacks. I also spent money on movies from the local movie store instead of saving money with a plan like a Netflix account.

Don’t Increase Debt During the Holidays

Debt Holiday
Written by Katie Bryan · 15 November 2011


Gift
I read an article yesterday that Americans will spend an average of $719 on holiday gifts this year. And it seems like there are even more temptations to spend this year – from stores opening early on Thanksgiving to commercial jingles about using layaway.

With all these temptations around, it’s important to remind ourselves that there is more to the holidays than gifts and that we SHOULD NOT spend money we don’t have. Roughly one in six Savers that has joined America Saves has selected paying off consumer debts as their wealth-building goal. We want to help savers achieve this goal and be able to buy the gifts they need to this holiday season. Here are a few tips to keep in mind:

  • Keep Gift Giving to a Minimum
      • Figure out which gifts are absolutely essential – often times this will be gifts for a child or loved one.

Retirement Resources

Written by Super User · 08 November 2011

Green Pig

November 8, 2011

By Katie Bryan, America Saves Communications Manager

Each quarter at America Saves, we put together a resource packet around a particular theme. Our fourth quarter theme for 2011 is retirement. We put these resources together so that others will share the information in order to help people save more successfully.

How Organizers Can Use the Packet

Organizers and organizations can use the materials in the resource packet to reach out to the public, employees, members, or customers on the importance of starting and investing in their retirement.

How Individuals Can Use the Packet

The resource packet contains all kinds of information on retirement. It includes links to articles, guides, and online calculators. Make sure you are on track to reach your retirement goal and read the latest retirement news and trends.

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I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

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Tip of the Day

  • Written by Katie Bryan | December 21, 2013

    Putting aside fifty cents a day will allow you to #save nearly $500. 

Saver Stories View all »

Coping with a Lost Job

Written by Katie Bryan | October 28, 2013

Aimee Shaffer worked as a Public Service News Director for radio for years until one day her employer downsized the company, resulting in hundreds of lost jobs, including Aimee’s.

Read more...

Taking Steps Toward Financial Fitness

Written by Tammy G. Bruzon | November 7, 2014

Nicky Vasquez learned about Virginia Saves when she attended her first class with Bank On Virginia Beach. The instructor shared how important it was to have a written savings goal, and the entire class joined Virginia Saves as the first step toward financial fitness.

Read more...

Challenging Herself to Save

Written by Sara Cooper | April 15, 2014

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

Read more...

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