Establezca una Meta: Cosas Para las Cuáles Ahorrar

El ahorrar dinero, mejorar su vida financiera y establecer un patrimonio, comienzan cuando usted establece una meta y desarrolla un plan para lograrla. Entonces, ¿cuál es su meta? ¿Establecer un fondo de emergencia? ¿Eliminar sus deudas? ¿Pagar un depósito para un auto o una casa? ¿Ahorrar dinero para estudios universitarios o la jubilación?

Consejo del Día

  • Para minimizar los cargos por intereses, limite sus compras con tarjetas de crédito a las que pueda saldar completamente a fin de mes. Así resultará teniendo más dinero para un fondo de emergencia.  

Saver Tips and Stories View all »

Starting and Continuing a Personal Finance Journey

When Kiara Hardin, now a junior at Western Illinois University, became an intern with the Chicago Summer Business Institute during her sophomore year of high school, she began her personal finance journey. The program required participants to open a savings account.

Read more...

Make it Automatic

Holding ourselves accountable can be tough. Maria knew that if she didn’t “set it and forget it” she would have a hard time making sure her regular savings deposits were happening. In April, she took the America Saves Pledge and created a savings plan to increase her emergency fund.

Read more...

Challenging Herself to Save

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

Read more...