Establezca una Meta: Cosas Para las Cuáles Ahorrar

El ahorrar dinero, mejorar su vida financiera y establecer un patrimonio, comienzan cuando usted establece una meta y desarrolla un plan para lograrla. Entonces, ¿cuál es su meta? ¿Establecer un fondo de emergencia? ¿Eliminar sus deudas? ¿Pagar un depósito para un auto o una casa? ¿Ahorrar dinero para estudios universitarios o la jubilación?

Consejo del Día

  • Para minimizar los cargos por intereses, limite sus compras con tarjetas de crédito a las que pueda saldar completamente a fin de mes. Así resultará teniendo más dinero para un fondo de emergencia.  

Saver Tips and Stories View all »

Story of an Urban Professional

Elaine was inspired to create a new savings goal and plan with the America Saves Pledge after reading the “The Color of Money” column in The Washington Post by Michelle Singletary.

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A Think Like A Saver Attitude

Melissa has always been thrifty with a #ThinkLikeASaver attitude. This served her family well when her husband lost his job in 2014. Using their savings, Melissa’s family stayed afloat while her husband found a new job. During his job search they used a majority of their savings, but that is OKAY. Savings are fluid! They’re supposed to be used in the case of emergency, and this qualified as such.

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Put 20 Percent Away

“I am a single mother, and I make ends meet for me and my daughter, but I wanted to put money away for my daughter for a college fund. So I started saving 20 percent of my paycheck every month to put it away in a savings account with a high Annual Percentage Yield (APY). By the time my daughter is 18, I will have saved nearly $90,000.”

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