Establezca una Meta: Cosas Para las Cuáles Ahorrar

El ahorrar dinero, mejorar su vida financiera y establecer un patrimonio, comienzan cuando usted establece una meta y desarrolla un plan para lograrla. Entonces, ¿cuál es su meta? ¿Establecer un fondo de emergencia? ¿Eliminar sus deudas? ¿Pagar un depósito para un auto o una casa? ¿Ahorrar dinero para estudios universitarios o la jubilación?

Consejo del Día

  • Mantenga un registro de sus gastos. Una vez al mes, use los registros de tarjetas de crédito, cuentas de cheques y otras cuentas para repasar lo que ha comprado. Entonces, pregúntese a sí mismo si tiene sentido reasignar algunos de estos gastos a una cuenta de ahorro para casos de emergencia. 

Saver Stories View all »

Starting Over

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

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Transforming “I Can’t Save” to “I Will Save”

You will not believe what it took to completely change my life. About three years ago, the HR Administrator of the corporation where I worked (as a temp with no benefits) forwarded an email to me. Fifteen seconds. One small act of kindness. That's it - that's all it took!

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Saving Early: Key to Successful Future

For Johnnie Lovett, a Young Illinois Saver, saving has been a habit since he was a teenager. “As a teenager, I was responsible for buying certain things with my allowance,”

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