La "maravilla" de los intereses compuestos

Muy pocas personas se hacen ricas dependiendo solamente de sus salarios. Pero al tomar ventaja de la "maravilla" de los intereses compuestos, al ganar intereses de sus intereses, casi cualquier persona puede alcanzar sus metas financieras a largo plazo.

Si ahorra tan poco como $50 al mes, usted puede ganar considerables ahorros. El esquema lo explica claramente.

Ahorre $50 al mes con una ganancia del 5%

1 año $614
5 años $3,400
10 años $7,764
25 años $29,775
40 años

$76,301*

  • $24,000 de principal y $52,301 en intereses

Consejo del Día

  • La primera estrategia para ahorrar: Salde las deudas de alto costo http://ow.ly/PZROg

Saver Tips and Stories View all »

Saving With My Boys

When Kelly was a kid, she loved the picture book A Chair for My Mother by Vera B. Williams. In the story, a little girl lives in an apartment with her mother and grandmother. The little girl’s mother is a waitress and sole provider for their family. Together the family saves money by putting their change in a giant jar every day. They are saving for a big cushy chair for the little girl’s hard-working mother. Together with patience and diligence, they buy the mother a very comfy chair.

Read more...

Saving is a Family Affair

Saving is truly a family affair for Jeff’s household. During America Saves Week 2019, he pledged to save for retirement. But making a commitment and creating a plan to save isn’t a new concept for him.

Read more...

From Overwhelmed to In Control

In 2017 Debi felt overwhelmed. Her credit cards were maxed, and she wasn't exactly sure how to handle it. When asked how her credit issues started, her answer sounded like many Savers that we've spoken to: making too many impulse purchases. “I was driven by feelings like ‘That sounds good,’ or ‘I am too tired to cook.’” Then she attended a university extension program that introduced her to America Saves. That’s where she heard the tip that set her on her savings journey - stop accumulating debt.

Read more...