Free Holiday Budget Printable

Download

Get the most out of your holiday savings and spending plan with these top tips:

1. Set your spending limit before you start budgeting

And stick to your limit. That might mean making some compromises. Think through what you need to make your holiday happy and successful. You may need to pay for travel to your holiday destination, but maybe you can pack some food from the pantry rather than buying a meal along the way.

2. Reduce your spending

Add up the total of your holiday list, and don’t be shy about reducing it some more. Challenge yourself to spend a little less each year.

3. Plan for as many expenses as possible

Be as comprehensive as you can as you create your budget. Don’t forget things like holiday tips and year-end giving.

4. Remember to save

Continue saving over the holidays so you don’t shortchange your retirement, education, small business, or other goals. 

Download

Tip of the Day

  • Tip to #save when shopping: You can #save more than 10% by comparing prices at different stores.

Saver Tips and Stories View all »

Transforming “I Can’t Save” to “I Will Save”

You will not believe what it took to completely change my life. About three years ago, the HR Administrator of the corporation where I worked (as a temp with no benefits) forwarded an email to me. Fifteen seconds. One small act of kindness. That's it - that's all it took!

Read more...

Challenging Herself to Save

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

Read more...

Meet Esmeralda: 2019 SaveYourRefund Grand Prize Winner

“I have a goal, and I am going to achieve that goal.” 2019 SaveYourRefund Grand Prize Winner Esmeralda says that savings has always been about achieving self-sufficiency amidst tremendous adversity. “It’s hard to pay myself first,” says Esmeralda, particularly when you have to anticipate emergency expenses like a broken down car.

Read more...