Free Holiday Budget Printable

Download

Get the most out of your holiday savings and spending plan with these top tips:

1. Set your spending limit before you start budgeting

And stick to your limit. That might mean making some compromises. Think through what you need to make your holiday happy and successful. You may need to pay for travel to your holiday destination, but maybe you can pack some food from the pantry rather than buying a meal along the way.

2. Reduce your spending

Add up the total of your holiday list, and don’t be shy about reducing it some more. Challenge yourself to spend a little less each year.

3. Plan for as many expenses as possible

Be as comprehensive as you can as you create your budget. Don’t forget things like holiday tips and year-end giving.

4. Remember to save

Continue saving over the holidays so you don’t shortchange your retirement, education, small business, or other goals. 

Download

Tip of the Day

  • .@MyFreeTaxes = free tax prep + filing help for qualified ppl w/combined income of $62k or less >> http://bit.ly/2hZ1d9c v/ @AmericaSaves

Saver Stories View all »

Coping with a Lost Job

Aimee Shaffer worked as a Public Service News Director for radio for years until one day her employer downsized the company, resulting in hundreds of lost jobs, including Aimee’s.

Read more...

Saving Early: Key to Successful Future

For Johnnie Lovett, a Young Illinois Saver, saving has been a habit since he was a teenager. “As a teenager, I was responsible for buying certain things with my allowance,”

Read more...

Developing a Savings "Game Plan"

Eunice Diaz, a teacher in Colorado Springs, had been noticing a pattern. Despite the fact that she and her husband were “making good money,” they were spending their entire earnings and “were still struggling at the end of the month.”

Read more...