Free Holiday Budget Printable

Download

Get the most out of your holiday savings and spending plan with these top tips:

1. Set your spending limit before you start budgeting

And stick to your limit. That might mean making some compromises. Think through what you need to make your holiday happy and successful. You may need to pay for travel to your holiday destination, but maybe you can pack some food from the pantry rather than buying a meal along the way.

2. Reduce your spending

Add up the total of your holiday list, and don’t be shy about reducing it some more. Challenge yourself to spend a little less each year.

3. Plan for as many expenses as possible

Be as comprehensive as you can as you create your budget. Don’t forget things like holiday tips and year-end giving.

4. Remember to save

Continue saving over the holidays so you don’t shortchange your retirement, education, small business, or other goals. 

Download

Tip of the Day

  • #Taxrefunds (incl. EITC + ACTC) are NOT considered income for those w/public benefits. @RealEconImpact

Saver Stories View all »

Transforming “I Can’t Save” to “I Will Save”

You will not believe what it took to completely change my life. About three years ago, the HR Administrator of the corporation where I worked (as a temp with no benefits) forwarded an email to me. Fifteen seconds. One small act of kindness. That's it - that's all it took!

Read more...

Saving Early: Key to Successful Future

For Johnnie Lovett, a Young Illinois Saver, saving has been a habit since he was a teenager. “As a teenager, I was responsible for buying certain things with my allowance,”

Read more...

Jump-Starting a Financial Makeover

Nichelle Johnson, a single mom with two teenage children, knows what it’s like to stretch a dollar. When she moved back to Virginia Beach in 2008, she provided for her family with just a part-time library position.

Read more...