America Saves Research


Annual America Saves Week Surveys

Since 2007, America Saves along with the American Savings Education Council have surveyed individuals on their savings progress, if they have a plan to save or not, and other important savings behaviors as part of America Saves Week. 

Personal Savings Index

America Saves now has three years worth of surveys in which respondents were asked to rate their own savings interest, effort, and effectiveness on a ten-point scale. 

Saver Surveys

America Saves periodically surveys those who have taken the America Saves Pledge to learn more about who these savers are, how much and what they are saving for, and how they feel about their savings. America Saves also surveys them to learn more about the products and methods they use to save.

Young Workers 

America Saves conducted a focus group to learn the savings habits and behaviors of those who participated in the America Saves for Young Workers initiative. 


In this survey, America Saves and Experian® found that individuals with credit card, payday loan, and other high-cost consumer debt are more likely to have difficulty saving.


Additional Research from the Consumer Federation of America


Savings Habits and Concerns

Banks and Credit Unions

Financial Planners

Emergency Savings


Wealth Gap

Youth and Savings

America Saves White Paper

Partner Resource Packet

Want to share savings messages?

Our Partner Resources Packets include a guest post, social media content, and more.

Current Theme: College Spending and Savings


Tip of the Day

  • How much can you expect to get in #retirement benefits from @SocialSecurity? Your #mySocialSecurity account will tell you! Get your @SocialSecurity Statement today: #ASW18

Saver Stories View all »

Another Dream Realized

Mary Brown was already a disciplined individual when she came to Wisconsin Saves coordinator Wisconsin Women’s Business Initiative Corporation (WWBIC) in last summer. She had successfully completed her bachelor’s degree with the assistance of her husband and son, and was now ready to tackle her next big dream – homeownership.


The Gift of Homeownership

Quaneka Willis, a single mother of three children, was receiving rental assistance through the Housing Authority of the City of Milwaukee when she decided to take control of her finances. So, in September of 2013 she attended the Make Your Money Talk program and pledged as a Wisconsin Saver. In less than 12 months, she had maximized her savings and was beginning the process of purchasing her first home.


Getting Out of Debt

In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost her home to an unexpected family crisis, Shelton and her family were forced to live in a rundown hotel.