Research

America Saves Research

 

Annual America Saves Week Surveys

Since 2007, America Saves along with the American Savings Education Council have surveyed individuals on their savings progress, if they have a plan to save or not, and other important savings behaviors as part of America Saves Week. 

Personal Savings Index

America Saves now has three years worth of surveys in which respondents were asked to rate their own savings interest, effort, and effectiveness on a ten-point scale. 

Saver Surveys

America Saves periodically surveys those who have taken the America Saves Pledge to learn more about who these savers are, how much and what they are saving for, and how they feel about their savings. America Saves also surveys them to learn more about the products and methods they use to save.

Young Workers 

America Saves conducted a focus group to learn the savings habits and behaviors of those who participated in the America Saves for Young Workers initiative. 

Debt

In this survey, America Saves and Experian® found that individuals with credit card, payday loan, and other high-cost consumer debt are more likely to have difficulty saving.

 

Additional Research from the Consumer Federation of America

 

Savings Habits and Concerns

Banks and Credit Unions

Financial Planners

Emergency Savings

Women

Wealth Gap

Youth and Savings

America Saves White Paper

Partner Resource Packet

Want to share savings messages?

Our Partner Resources Packets include a guest post, social media content, and more.

Current Theme: Tax Time: The Perfect Time to Save

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Tip of the Day

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Saver Stories View all »

Challenging Herself to Save

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

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Coping with a Lost Job

Aimee Shaffer worked as a Public Service News Director for radio for years until one day her employer downsized the company, resulting in hundreds of lost jobs, including Aimee’s.

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Starting and Continuing a Personal Finance Journey

When Kiara Hardin, now a junior at Western Illinois University, became an intern with the Chicago Summer Business Institute during her sophomore year of high school, she began her personal finance journey. The program required participants to open a savings account.

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