America Saves Research
Since 2007, America Saves along with the American Savings Education Council have surveyed individuals on their savings progress, if they have a plan to save or not, and other important savings behaviors as part of America Saves Week.
America Saves now has three years worth of surveys in which respondents were asked to rate their own savings interest, effort, and effectiveness on a ten-point scale.
America Saves periodically surveys those who have taken the America Saves Pledge to learn more about who these savers are, how much and what they are saving for, and how they feel about their savings. America Saves also surveys them to learn more about the products and methods they use to save.
America Saves conducted a focus group to learn the savings habits and behaviors of those who participated in the America Saves for Young Workers initiative.
In this survey, America Saves and Experian® found that individuals with credit card, payday loan, and other high-cost consumer debt are more likely to have difficulty saving.
Additional Research from the Consumer Federation of America
Savings Habits and Concerns
Banks and Credit Unions
Youth and Savings
America Saves White Paper