Virginia Saves in Central Virginia

Across Petersburg, Chesterfield, Richmond and Henrico along with neighboring counties and cities people just like you are proving you can start small and think big! Central Virginia Savers are setting financial goals, tracking their spending and taking control of their financial future. These tips and tools can help you set goals, develop strategies to reach those goals, and start saving. So what are you waiting for?

Take the Central Virginia Saves Pledge

When you take the Central Virginia Saves Pledge, you will choose a savings goal and an amount to save. We will use the goal you choose to send you text message related to that specific goal. Text messages will come in the form of tips to help you find money to save, as well as advice and reminders to help you save for your specific goal. Let Central Virginia Saves help reach your savings goal – and motivate you to save.

Don’t forget to share this with friends and family. It may be the thing that helps them set their goal to start an emergency fund, pay down debt, or save for items like education or retirement.


Savings Strategies:

Building wealth starts when you set a goal and make a plan to reach that goal. Whatever goal you choose – whether it’s buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save. Click on the links below to learn how to:

Financial Questions?

A personal finance expert from a Cooperative Extension land- grant university can provide you with information and resources. Visit theeXtension website today.

Savings Calculators

 


Contact Us

For more information about Central Virginia Saves please contact:

Katrina Kirby Campaign Coordinator , City Of Petersburg
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Kim Edmonds Co-Campaign Coordinator, Henrico County
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Linda Cole Coordinator, Chesterfield County
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RSS Recent Blog Entries View all »

  • #ASW19: Savings Theme: Save the extra

    Did you know you’re more likely to save a windfall than a small amount consistently over time? Hack that psychology by saving your bonuses, raises, and tax refunds.

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  • Saving for retirement: It’s easier than you may think

    My parents were hard-working first-generation Americans who were born during the Depression. My mother was a nurse and my father a businessman, and they were loving and supportive parents, but they were extremely frugal with money. “You’re only as rich as the money you have in the bank,” my mother used to say. “If you save nothing, you have nothing.” When we were young, my brother, three sisters and I were expected to work, and save half of everything we earned.

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    Studies show few Americans have adequate savings for retirement but it’s never too late – or too early – to start saving.

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  • What Does Bigfoot Have to Do With Your Retirement?

    Written by Catherine Harvey, Senior Policy Advisor, AARP Public Policy Institute

    If you’re worried about financial security in retirement, you’re not alone. A recent survey from AARP and the Ad Council found that nearly three in ten working adults (28%) believe they’re more likely to learn that Bigfoot is real than to live comfortably in retirement.

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Central Virginia Saves


Partner Resource Packet

Want to share savings messages?

Our Partner Resources Packets include blog, social media, and other content.

View the latest

Tip of the Day

  • Never purchase expensive items on impulse. Think over each expensive purchase for at least 24 hours. Acting on this principle will mean you have far fewer regrets about impulse purchases, and far more money for emergency savings. http://ow.ly/sj972

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Saver Stories View all »

Coping with a Lost Job

Aimee Shaffer worked as a Public Service News Director for radio for years until one day her employer downsized the company, resulting in hundreds of lost jobs, including Aimee’s.

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Starting Over

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

Read more...

Developing a Savings "Game Plan"

Eunice Diaz, a teacher in Colorado Springs, had been noticing a pattern. Despite the fact that she and her husband were “making good money,” they were spending their entire earnings and “were still struggling at the end of the month.”

Read more...