Kentucky Saves

One of the most important things you can learn in life is how to save money. It's the first step to getting where you want to be. Anyone can do it. You just have to put your mind to it. Once you start, it gets easier, and easier and before you know it, you're on your way to making your dreams a reality.

Take the Kentucky Saves Pledge


You Don't Have To Go It Alone

Becoming a Kentucky Saves member grants access to our set of tools and timely information. More importantly, it connects you with a support system you can rely on as you navigate a course for savings success. We are coach, cheerleader, and team – all in one. Guidance from financial professionals will help you set goals, make informed decisions, and track your progress. You can interact with other member savers, learn from their experiences, and exchange money-saving ideas. And you will always have a source to keep you focused, motivated, and saving!

Savings Strategies:

Building wealth starts when you set a goal and make a plan to reach that goal. Whatever goal you choose – whether it's buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save. Click on the links below to learn how to:

 

Savings Tools

Utilize America Saves tools, such as the Saver Checklist Tool or the Assess Your Savings Plan tool, to maximize your savings.

Contact Us!

Kelly May
Senior Extension Associate, Family Finance and Resource Management
University of Kentucky
Phone: (859) 562-2304
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

 

About Us

Kentucky Saves is a statewide campaign involving nonprofit, government, and corporate groups that encourages individuals and families to save money and build personal wealth. We provide free financial tools, savings services, and resources that help Americans from every income level take the steps needed to take charge of their finances and manage money more effectively. By inspiring a strong savings ethic in people, we can improve the financial health of our schools and businesses, our communities, and our nation.

The University of Kentucky Cooperative Extension Service provides research-based educational programs to all 120 counties in Kentucky. Cooperative Extension agents work with families, children, individuals, communities, farmers, and consumers. To learn more about the services and educational programs provided by the University of Kentucky Cooperative Extension Office, please contact your local extension office or visit the map of Kentucky and find your county information: http://www.ca.uky.edu/county

RSS Recent Blog Entries View all »

  • 5 Ways To Teach Kids How To Save At Home

    We start kids young with almost everything— sports, school, so why not saving? We are always looking for new ways to #ThinkLikeASaver in the America Saves community. The earlier that you have a positive mindset around saving, the easier it is to save successfully as an adult.

    Read more...
  • Creating a budget for your family

    It’s always the right time to create a saving and spending plan (aka a budget). It’s also a good idea to revisit that plan annually or when a major shift occurs in your income or expenses. 

    We’ve created an easy to use, but thorough, Spending and Saving Plan tool to use. Before you get started, here are some tips to help you #ThinkLikeASaver, ensuring that your money is working smarter and harder for you.

    Read more...
  • 4 Steps to Spending Your Stimulus Check Wisely When You Don't Have An Emergency Fund

    Most Americans don't have an emergency fund. While we're all experiencing this pandemic very differently — some having only minor inconveniences and others finding themselves without a job or having to close their business — those without a savings cushion are vulnerable to feeling the ramifications of COVID-19 for a very long time.

    Read more...
  • Pantry Shopping and Meal Planning Preparation Tips

    With experts telling Americans to practice social distancing and to be ready for a possible 14-day self-quarantine one of our first concerns is food. How do we shop and prepare for 14 days worth of meals? Equally important are concerns about shopping without overbuying and staying on a budget.

    Read more...

Kentucky Saves


Partner Resource Packet

Want to share savings messages?

Our Partner Resources Packets include blog, social media, and other content.

View the latest

Tip of the Day

  • Tip to #save when shopping: You can #save more than 10% by comparing prices at different stores.

Share Your Tip or Story

And if we feature you in our newsletter, you get $25.

Share

Saver Tips and Stories View all »

Put 20 Percent Away

“I am a single mother, and I make ends meet for me and my daughter, but I wanted to put money away for my daughter for a college fund. So I started saving 20 percent of my paycheck every month to put it away in a savings account with a high Annual Percentage Yield (APY). By the time my daughter is 18, I will have saved nearly $90,000.”

Read more...

Meet Esmeralda: 2019 SaveYourRefund Grand Prize Winner

“I have a goal, and I am going to achieve that goal.” 2019 SaveYourRefund Grand Prize Winner Esmeralda says that savings has always been about achieving self-sufficiency amidst tremendous adversity. “It’s hard to pay myself first,” says Esmeralda, particularly when you have to anticipate emergency expenses like a broken down car.

Read more...

A Think Like A Saver Attitude

Melissa has always been thrifty with a #ThinkLikeASaver attitude. This served her family well when her husband lost his job in 2014. Using their savings, Melissa’s family stayed afloat while her husband found a new job. During his job search they used a majority of their savings, but that is OKAY. Savings are fluid! They’re supposed to be used in the case of emergency, and this qualified as such.

Read more...