One of the most important things you can learn in life is how to save money. It's the first step to getting where you want to be. Anyone can do it. You just have to put your mind to it. Once you start, it gets easier and easier and before you know it, you're on your way to making your dreams a reality.
You Don't Have To Go It Alone
Becoming a Kentucky Saves member, grants access to our set of tools and timely information, but more importantly, connects you with a support system you can rely on as you navigate a course for savings success. We are coach, cheerleader and team -all in one. Guidance from financial professionals will help you set goals, make informed decisions and track your progress. You can interact with other member savers. learn from their experiences and exchange money-saving ideas. And you'll always have a source to keep you focused, motivated and saving!
Building wealth starts when you set a goal and make a plan to reach that goal. Whatever goal you choose – whether it’s buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save. Click on the links below to learn how to:
- Get Out of Debt
- Save for a Home
- Save on Auto Purchases
- Save for Emergencies
- Save for Retirement
- Save for Education
Jeanne R. Davis
Regional Program & Development Coordinator
Administration-Cooperative Extension Service
UK Research and Education Center
Phone: (270) 365-7541 Ext. 220
Assistant Extension Professor, Family Financial Management
University of Kentucky, Department of Family Studies
Phone: (859) 257-3290
University of Kentucky
Phone: (859) 257-2097
Kentucky Saves is a statewide campaign involving more than 1,000 non-profit, government and corporate groups that encourages individuals and families to save money and build personal wealth. We provide free financial tools, savings services, advice and resources that help Americans from every income level take the steps needed to take charge of their finances and manage money more effectively. By inspiring a strong savings ethic in people, we can improve the financial health of our schools and businesses, our communities and our nation.
The University of Kentucky Cooperative Extension Service provides research based educational programs to all 120 counties in Kentucky. Cooperative Extension agents work with families, children, individuals, communities, farmers, and consumers. To learn more about the services and educational programs provided by the University of Kentucky Cooperative Extension Office, please contact your local extension office or visit the map of Kentucky and find your county information: http://www.ca.uky.edu/county
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My parents were hard-working first-generation Americans who were born during the Depression. My mother was a nurse and my father a businessman, and they were loving and supportive parents, but they were extremely frugal with money. “You’re only as rich as the money you have in the bank,” my mother used to say. “If you save nothing, you have nothing.” When we were young, my brother, three sisters and I were expected to work, and save half of everything we earned.Read more...
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