One of the most important things you can learn in life is how to save money. It's the first step to getting where you want to be. Anyone can do it. You just have to put your mind to it. Once you start, it gets easier, and easier and before you know it, you're on your way to making your dreams a reality.
You Don't Have To Go It Alone
Becoming a Kentucky Saves member grants access to our set of tools and timely information. More importantly, it connects you with a support system you can rely on as you navigate a course for savings success. We are coach, cheerleader, and team – all in one. Guidance from financial professionals will help you set goals, make informed decisions, and track your progress. You can interact with other member savers, learn from their experiences, and exchange money-saving ideas. And you will always have a source to keep you focused, motivated, and saving!
Building wealth starts when you set a goal and make a plan to reach that goal. Whatever goal you choose – whether it's buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save. Click on the links below to learn how to:
- Get Out of Debt
- Save for a Home
- Save for a Car
- Save for Emergencies
- Save for Retirement
- Save for Education
Utilize America Saves tools, such as the Saver Checklist Tool or the Assess Your Savings Plan tool, to maximize your savings.
Senior Extension Associate, Family Finance and Resource Management
University of Kentucky
Phone: (859) 562-2304
Kentucky Saves is a statewide campaign involving nonprofit, government, and corporate groups that encourages individuals and families to save money and build personal wealth. We provide free financial tools, savings services, and resources that help Americans from every income level take the steps needed to take charge of their finances and manage money more effectively. By inspiring a strong savings ethic in people, we can improve the financial health of our schools and businesses, our communities, and our nation.
The University of Kentucky Cooperative Extension Service provides research-based educational programs to all 120 counties in Kentucky. Cooperative Extension agents work with families, children, individuals, communities, farmers, and consumers. To learn more about the services and educational programs provided by the University of Kentucky Cooperative Extension Office, please contact your local extension office or visit the map of Kentucky and find your county information: http://www.ca.uky.edu/county
Recent Blog Entries View all »
It’s always the right time to create a saving and spending plan (aka a budget). It’s also a good idea to revisit that plan annually or when a major shift occurs in your income or expenses.
We’ve created an easy to use, but thorough, Spending and Saving Plan tool to use. Before you get started, here are some tips to help you #ThinkLikeASaver, ensuring that your money is working smarter and harder for you.Read more...
Most Americans don't have an emergency fund. While we're all experiencing this pandemic very differently — some having only minor inconveniences and others finding themselves without a job or having to close their business — those without a savings cushion are vulnerable to feeling the ramifications of COVID-19 for a very long time.Read more...
With experts telling Americans to practice social distancing and to be ready for a possible 14-day self-quarantine one of our first concerns is food. How do we shop and prepare for 14 days worth of meals? Equally important are concerns about shopping without overbuying and staying on a budget.Read more...
Just a few weeks ago it’s possible that we felt time escaped us. As closings from the COVID-19 pandemic force people to stay in their homes, we are reunited with our time, but may struggle to find exciting and interesting ways to spend it.
No worries! We’re sharing a list of seven free activities to enjoy with your family while social distancing.Read more...