One of the most important things you can learn in life is how to save money. It's the first step to getting where you want to be. Anyone can do it. You just have to put your mind to it. Once you start, it gets easier, and easier and before you know it, you're on your way to making your dreams a reality.
You Don't Have To Go It Alone
Becoming a Kentucky Saves member grants access to our set of tools and timely information. More importantly, it connects you with a support system you can rely on as you navigate a course for savings success. We are coach, cheerleader, and team – all in one. Guidance from financial professionals will help you set goals, make informed decisions, and track your progress. You can interact with other member savers, learn from their experiences, and exchange money-saving ideas. And you will always have a source to keep you focused, motivated, and saving!
Building wealth starts when you set a goal and make a plan to reach that goal. Whatever goal you choose – whether it's buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save. Click on the links below to learn how to:
- Get Out of Debt
- Save for a Home
- Save for a Car
- Save for Emergencies
- Save for Retirement
- Save for Education
Utilize America Saves tools, such as the Saver Checklist Tool or the Assess Your Savings Plan tool, to maximize your savings.
Senior Extension Associate, Family Finance and Resource Management
University of Kentucky
Phone: (859) 562-2304
Kentucky Saves is a statewide campaign involving nonprofit, government, and corporate groups that encourages individuals and families to save money and build personal wealth. We provide free financial tools, savings services, and resources that help Americans from every income level take the steps needed to take charge of their finances and manage money more effectively. By inspiring a strong savings ethic in people, we can improve the financial health of our schools and businesses, our communities, and our nation.
The University of Kentucky Cooperative Extension Service provides research-based educational programs to all 120 counties in Kentucky. Cooperative Extension agents work with families, children, individuals, communities, farmers, and consumers. To learn more about the services and educational programs provided by the University of Kentucky Cooperative Extension Office, please contact your local extension office or visit the map of Kentucky and find your county information: http://www.ca.uky.edu/county
Recent Blog Entries View all »
Each of us has a ‘Money Personality’ that gives insight into our relationship with money, our impulses, how we save, and how we spend. At America Saves, our goal is to encourage you to save successfully. Knowing your money personality type can give great insight into instincts and clues on how to be most effective in your quest to save more, reduce debt, and build wealth.Read more...
AUTHOR: By Michael R. Roush, Director, Real Economic Impact Network, National Disability Institute
Oftentimes, individuals with disabilities may not be familiar with savings options that are available to them or they may be afraid to save money due to the fear of jeopardizing public benefits. There are a wide variety of saving strategies that individuals with disabilities can potentially access to achieve their savings goal and build their financial well-being.Read More...
The age-old saying,” When it rains it pours” is especially true when an unexpected emergency pops up- as if you had nothing better to do than fork out $500 on new tires, or visiting the doctor. Recently the Federal Reserve noted that almost half of Americans do not have $400 available in an emergency fund.Read More...