North Carolina Saves

North Carolina Saves—an initiative of The Collaborative—is a statewide campaign to encourage North Carolinians to start small, think BIG with their savings! Establishing healthy savings habits is the key to turning dreams into reality.

Throughout the state, people are learning the value in saving money along ways to save, from building credit and paying down debt, to budgeting and investing. 

Take the North Carolina Saves Pledge

Savings Strategies:

Building wealth starts when you set a goal and make a plan to reach that goal. Whatever goal you choose – whether it’s buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save. Click on the links below to learn how to:

About Us

The Collaborative is a non-profit organization promoting economic security for North Carolina families through savings and financial education programs.
www.cultureofsavings.org.

 

RSS Recent Blog Entries View all »

  • Six Fun Ways to Save as a Family

    By Janet Alvarez, Wisebread.com

     

    Meeting financial goals as a family can be challenging. But inspiring your family to help and contribute to a financial goal doesn’t have to be a painful process, especially when the result is an exciting vacation, a car, or college savings. In the spirit of America Saves Week, I’ll share some ideas on how to save as a family for all those items and bucket-list experiences.

    Read more...

  • #ImSavingFor Winner Story

    America Saves awarded one lucky saver, Pedram R. from California, $500 for sharing his #ImSavingFor story. Pedram said, “Saving is important to me because it proves I am not willing to buy unnecessary things to please others or to be perceived as successful.”

    Read more...

  • Shop Smart to Save More

    Shopping. Is it a chore? Is it a fun challenge to find the best price for whatever item(s) are on our list? Regardless of how you view shopping, the strategies below may help you shop smarter, so you can put more into your savings account.  

    Read more...

  • Two Illinois Women Win $10,000 Each by Sharing Their Resilience and Choosing to Save

    Commonwealth and America Saves are thrilled to announce Esmeralda and Crystal, both of Illinois, as the winners of $10,000 each in the 2019 SaveYourRefund Grand Prize Photo Contest. Esmeralda and Crystal set out to save part of their income tax refunds this year. With the help of SaveYourRefund they were able to turn the tax-time savings moment into a fresh start on a new financial path.

    Read more...

North Carolina Saves

Partner Resource Packet

Want to share savings messages?

Our Partner Resources Packets include blog, social media, and other content.

View the latest

Tip of the Day

  • Keep track of your spending. At least once a month, use credit card, checking, and other records to review what you've purchased. Then, ask yourself if it makes sense to reallocate some of this spending to an emergency savings account. http://ow.ly/sj972

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Saver Tips and Stories View all »

Starting Over

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

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Coping with a Lost Job

Aimee Shaffer worked as a Public Service News Director for radio for years until one day her employer downsized the company, resulting in hundreds of lost jobs, including Aimee’s.

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Inspired to Build Savings By Starting Small

With little-to-no money in the bank and living on a limited income with her adult daughter, Sharon wasn’t sure if building up savings for her future was even possible. “At my age, to put debts behind me would be a relief,” she said, but she wasn’t quite sure how to even get started with a savings plan. That all changed when Sharon attended the Great Lakes Michigan Saves Pay Yourself First Saver’s Summit during America Saves Week.

Read more...