North Carolina Saves

North Carolina Saves is an initiative of The Collaborative - Creating a Culture of Savings.

In NC, we are on a mission to educate, support and encourage people in their efforts to take control of their finances. Good financial management includes knowledge and practice. Throughout the state, people are learning about financial principles ranging from credit and debt, to budgeting and investing. The practice part is where savings comes in. Together, we can learn how to make savings a regular part of our routines, so that we prosper, both individually and collectively.

Take the North Carolina Saves Pledge

Savings Strategies:

Building wealth starts when you set a goal and make a plan to reach that goal. Whatever goal you choose – whether it’s buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save. Click on the links below to learn how to:

About Us

The Collaborative is a non-profit organization promoting economic security for North Carolina families through savings and financial education programs.
www.cultureofsavings.org

 

RSS Recent Blog Entries View all »

  • Savings Option for Qualified Individuals with Disabilities

    By Chris Rodriguez, Director of Public Policy, National Disability Institute. 

    Transformation

    According to the Oxford Dictionary, transformation is a “marked change in form, nature or appearance.”

    There are many reasons that the impact of the Stephen Beck Jr., Achieving a Better Life Experience (ABLE) Act and, by extension, ABLE accounts, will be transformative to millions of individuals with disabilities and their families.For children, youth, and working-age adults with disabilities, there are multiple reasons to recognize the power and potential of ABLE.

    Read more...

  • The Building Blocks of Excellent Credit

    Do you want to build excellent credit? If you are shopping for a mortgage or car loan or a credit card, simply paying your debts on time is not the only requirement to building excellent credit. Here are some other considerations:

    Read more...

  • Save Big on Your Next Vacation with Technology & Pre-Planning

    Still hoping to get in a family vacation before the kids go back to school but aren’t sure if it’s affordable at this point? Check out these tips on how to save on vacation to help you get the break that you and your family deserve without taking on additional financial stress.

    Read more...

  • Millennials – A “Bucket List” to Help Manage Credit and Debt

    By FINRA Investor Education Staff

    Got debt? You're not alone. Many Americans are carrying buckets of debt.

    Read more...

North Carolina Saves

Partner Resource Packet

Want to share savings messages?

Our Partner Resources Packets include a guest post, social media content, and more.

Current Theme: Women and Finances

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Tip of the Day

  • Have questions about how to file taxes in your 20’s? Here are 6 easy steps from #BetterMoneyHabits: http://bit.ly/2iH8ICq @AmericaSaves

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Saver Stories View all »

The Gift of Homeownership

Quaneka Willis, a single mother of three children, was receiving rental assistance through the Housing Authority of the City of Milwaukee when she decided to take control of her finances. So, in September of 2013 she attended the Make Your Money Talk program and pledged as a Wisconsin Saver. In less than 12 months, she had maximized her savings and was beginning the process of purchasing her first home.

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Challenging Herself to Save

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

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Getting Out of Debt

In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost her home to an unexpected family crisis, Shelton and her family were forced to live in a rundown hotel.

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