North Carolina Saves

North Carolina Saves is an initiative of The Collaborative - Creating a Culture of Savings.

In NC, we are on a mission to educate, support and encourage people in their efforts to take control of their finances. Good financial management includes knowledge and practice. Throughout the state, people are learning about financial principles ranging from credit and debt, to budgeting and investing. The practice part is where savings comes in. Together, we can learn how to make savings a regular part of our routines, so that we prosper, both individually and collectively.

Take the North Carolina Saves Pledge


Savings Strategies:

Building wealth starts when you set a goal and make a plan to reach that goal. Whatever goal you choose – whether it’s buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save. Click on the links below to learn how to:


About Us

The Collaborative is a non-profit organization promoting economic security for North Carolina families through savings and financial education programs.
www.cultureofsavings.org

 

RSS Recent Blog Entries View all »

  • Moving? Start Preparing Your Finances Early

    Taking steps to financially prepare for a move could mean the difference between a smooth transition and a stressful experience. Start by reviewing your insurance policies so you can be covered in your new home. If you have children, you might also want to explore the childcare options in your new neighborhood.

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  • The Importance of Budgeting and Living Within Your Means

    By Destinee Whittington, Mayor Marian Barry Summer Youth Employment Program 

    Many people dream of being rich but aren’t sure how to obtain an abundance of wealth or where to start. You can start by learning how to budget. Budgeting is essential because it can help you begin to establish wealth and reach your savings goals. Here are a few key steps to budgeting as a young person.

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  • Signed to Student Loans

    By Destinee Whittington, Mayor Marian Barry Summer Youth Employment Program 

    Many young adults pursuing higher education do not have the luxury of a college savings fund or a full ride scholarship. If you’re among the many people who will need to take out a student loan for your education, here are the answers to your questions. 

    Read more...
  • Mid-Year Financial Check-In: Are you on track to reach your goals?

    We’re halfway through the year. This month is a great time to check in on those New Year resolutions you set out to accomplish in January. It’s also the perfect time to assess your finances to make sure you’re on track to reach your financial goals by year’s end.

    Read more...

North Carolina Saves


Partner Resource Packet

Want to share savings messages?

Our Partner Resources Packets include a guest post, social media content, and more.

Current Theme: Tax Time: The Perfect Time to Save

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Tip of the Day

  • First saving strategy: Pay off high-cost debt http://ow.ly/sj3vP

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Saver Stories View all »

Taking Back Control Over Finances

After becoming a Virginia Saver and getting help from BankOn classes and coaching, Nadine Bialo took back control over her financial affairs.

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Challenging Herself to Save

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

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Getting Out of Debt

In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost her home to an unexpected family crisis, Shelton and her family were forced to live in a rundown hotel.

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