North Carolina Saves

North Carolina Saves is an initiative of The Collaborative - Creating a Culture of Savings.

In NC, we are on a mission to educate, support and encourage people in their efforts to take control of their finances. Good financial management includes knowledge and practice. Throughout the state, people are learning about financial principles ranging from credit and debt, to budgeting and investing. The practice part is where savings comes in. Together, we can learn how to make savings a regular part of our routines, so that we prosper, both individually and collectively.

Take the North Carolina Saves Pledge


Savings Strategies:

Building wealth starts when you set a goal and make a plan to reach that goal. Whatever goal you choose – whether it’s buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save. Click on the links below to learn how to:


About Us

The Collaborative is a non-profit organization promoting economic security for North Carolina families through savings and financial education programs.
www.cultureofsavings.org

 

RSS Recent Blog Entries View all »

  • 5 Easy Steps to Tackle Your Debt While Saving

    Debt can be a heavy weight on your finances. It can hinder your spending in the short term and cause your savings to fall far behind in the long term. Fortunately, by making a few financially savvy decisions, it’s not impossible to pay off debt while contributing regularly to your savings.

    Read more...
  • Most Americans Don’t Have Enough Savings

    Do you have enough savings to cover an emergency? If not, you’re among the 71 percent of people that don’t have enough set aside to cover six months’ worth of expenses. Having money set aside for unplanned expenses is essential, but, according to the Bankrate survey released in June, only 29 percent of adults say they have a large savings account.

    Here are three easy ways to jump start your emergency savings fund.

    Read more...
  • How to Save this Summer

    Hope you're having a wonderful Fourth of July holiday week! With summer comes warm weather and sunny beaches. The turn of the season is also a great chance to give your finances a fresh start. Here are five steps to boost your savings this summer. 

    Read more...
  • Summer Solstice Financial Checkup

    By FINRA Investor Education Foundation

    We're closing in on the longest day of the year. To celebrate the annual halfway mark, some people wear flowers in their hair and dance in the shadow of Stonehenge. Others run solstice marathons by the light of the midnight sun.

    Read more...

North Carolina Saves


Partner Resource Packet

Want to share savings messages?

Our Partner Resources Packets include a guest post, social media content, and more.

Current Theme: Tax Time: The Perfect Time to Save

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Tip of the Day

  • Save your loose change. Putting aside fifty cents a day over the course of a year will allow you to save nearly 40% of a $500 emergency fund. http://ow.ly/sj972 

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Saver Stories View all »

Another Dream Realized

Mary Brown was already a disciplined individual when she came to Wisconsin Saves coordinator Wisconsin Women’s Business Initiative Corporation (WWBIC) in last summer. She had successfully completed her bachelor’s degree with the assistance of her husband and son, and was now ready to tackle her next big dream – homeownership.

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The Gift of Homeownership

Quaneka Willis, a single mother of three children, was receiving rental assistance through the Housing Authority of the City of Milwaukee when she decided to take control of her finances. So, in September of 2013 she attended the Make Your Money Talk program and pledged as a Wisconsin Saver. In less than 12 months, she had maximized her savings and was beginning the process of purchasing her first home.

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Transforming “I Can’t Save” to “I Will Save”

You will not believe what it took to completely change my life. About three years ago, the HR Administrator of the corporation where I worked (as a temp with no benefits) forwarded an email to me. Fifteen seconds. One small act of kindness. That's it - that's all it took!

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