North Carolina Saves

North Carolina Saves is an initiative of The Collaborative - Creating a Culture of Savings.

In NC, we are on a mission to educate, support and encourage people in their efforts to take control of their finances. Good financial management includes knowledge and practice. Throughout the state, people are learning about financial principles ranging from credit and debt, to budgeting and investing. The practice part is where savings comes in. Together, we can learn how to make savings a regular part of our routines, so that we prosper, both individually and collectively.

Take the North Carolina Saves Pledge

Savings Strategies:

Building wealth starts when you set a goal and make a plan to reach that goal. Whatever goal you choose – whether it’s buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save. Click on the links below to learn how to:

About Us

The Collaborative is a non-profit organization promoting economic security for North Carolina families through savings and financial education programs.
www.cultureofsavings.org

Recent Blog Entries View all »

How to Start Planning for Retirement if You Haven't Already

It’s never too early or too late to start planning for retirement.

In fact, the sooner you begin planning, the better off you’ll be. Here are three retirement planning tips to keep in mind:
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Are You a Good Saver?

Financial Literacy Month is the perfect time to assess your savings and evaluate your level of financial preparedness. Start by asking yourself these three questions:
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5 Ways Higher Interest Rates Could Impact You

The Federal Reserve has raised its target interest rate after five years of record lows. This means you may be at risk of paying more interest on your mortgage, private student loans and car note if you're looking to buy. Here’s a roundup of what this means for you.
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3 Reasons Not to Consider a Big Tax Refund as “Extra Money”

When you receive your tax refund, how do you usually spend it? If you’re one of the many people that views income tax as “extra money,” you might want to change your approach.
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