Northern New Jersey Saves

All across Northern New Jersey, people just like you are realizing that it is possible to be financially stable on a limited income. United Way of Northern New Jersey is partnering with America Saves to help community members set and accomplish financial goals by developing a savings strategy that works for them.

Join the local Northern New Jersey Saves campaign today! Our staff and volunteers can assist you in creating a financial plan that incorporates savings so that you are prepared for emergencies while building savings for the future.

Take the Northern New Jersey Saves Pledge


Schedule a free tax appointment

Click Here to schedule a tax appointment

Save Your Refund

Tax Time is coming up fast! Click here to learn about Tax Time Savings


Ask Northern New Jersey Saves

Do you have a question about savings?
Phone: (973) 993-1160 x521

Great News!

Click here to visit the Financial Independence Initiative.

Savings Strategies:

Building wealth starts when you set a goal and make a plan to reach that goal. Whatever goal you choose – whether it’s buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save. Click on the links below to learn how to:

Meet a Saver!

Lorraine Burton of Franklin, New Jersey has experienced just how helpful the Northern New Jersey Saves campaign can be after learning about the project through United Way of Northern New Jersey Center.

"I have always budgeted on my own, but have never been that disciplined. Working with my mentor David has been an eye opening experience," Lorraine said. "We immediately began to create a spending plan, which included joining the Northern New Jersey Saves campaign."

Not only is Lorraine learning to pay down her debt, but she is also saving money for her ultimate goal to return to school to become a social worker.

"It surprised me so much when I started to really track how I spend my money. I know now that in order to achieve my long-term goal I need to watch my spending and save as much as possible. Joining Northern New Jersey Saves has improved my ability to do what needs to be done," she added.

Initially, Lorraine met with David monthly to set realistic short-term and long-term goals. They continued to meet regularly to track her progress and make certain that her goals were achievable.

Enrolling in Northern New Jersey Saves was just one part of their strategy to reach these goals. Lorraine also participated in a financial literacy seminar focused on employment and saving and met with a credit repair counselor.

Lorraine's personal success inspired her to help others by becoming a mentor herself.

Today, Lorraine is a peer navigator for the Mental Health Association of New Jersey and is sharing the knowledge she has learned from Northern New Jersey Saves and United Way Center for Financial Growth with her clients.

"I'm teaching my clients about budgeting," she said. "Sometimes people with mental health issues can neglect financial challenges and I want to show them how they can support themselves, too."


Contact Us

 

Add comment

Security code
Refresh

RSS Recent Blog Entries View all »

  • Moving? Start Preparing Your Finances Early

    Taking steps to financially prepare for a move could mean the difference between a smooth transition and a stressful experience. Start by reviewing your insurance policies so you can be covered in your new home. If you have children, you might also want to explore the childcare options in your new neighborhood.

    Read more...
  • The Importance of Budgeting and Living Within Your Means

    By Destinee Whittington, Mayor Marian Barry Summer Youth Employment Program 

    Many people dream of being rich but aren’t sure how to obtain an abundance of wealth or where to start. You can start by learning how to budget. Budgeting is essential because it can help you begin to establish wealth and reach your savings goals. Here are a few key steps to budgeting as a young person.

    Read more...
  • Signed to Student Loans

    By Destinee Whittington, Mayor Marian Barry Summer Youth Employment Program 

    Many young adults pursuing higher education do not have the luxury of a college savings fund or a full ride scholarship. If you’re among the many people who will need to take out a student loan for your education, here are the answers to your questions. 

    Read more...
  • Mid-Year Financial Check-In: Are you on track to reach your goals?

    We’re halfway through the year. This month is a great time to check in on those New Year resolutions you set out to accomplish in January. It’s also the perfect time to assess your finances to make sure you’re on track to reach your financial goals by year’s end.

    Read more...

Northern New Jersey Saves


Partner Resource Packet

Want to share savings messages?

Our Partner Resources Packets include a guest post, social media content, and more.

Current Theme: Tax Time: The Perfect Time to Save

View

Tip of the Day

  • To minimize interest charges, limit credit card purchases to those you can pay off in full at the end of the month. In the end you'll have more for emergency savings. http://ow.ly/FJyVP

Share Your Tip or Story

And if we feature you in our newsletter, you get $25.

Share

Saver Stories View all »

Starting Over

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

Read more...

Learning to Save

Kisha Barns’s financial situation was undisciplined, unrestricted, and impulsive before she came into contact with her local America Saves campaign, Charlotte Saves.

Read more...

Another Dream Realized

Mary Brown was already a disciplined individual when she came to Wisconsin Saves coordinator Wisconsin Women’s Business Initiative Corporation (WWBIC) in last summer. She had successfully completed her bachelor’s degree with the assistance of her husband and son, and was now ready to tackle her next big dream – homeownership.

Read more...