Northern New Jersey Saves

All across Northern New Jersey, people just like you are realizing that it is possible to be financially stable on a limited income. United Way of Northern New Jersey is partnering with America Saves to help community members set and accomplish financial goals by developing a savings strategy that works for them.

Join the local Northern New Jersey Saves campaign today! Our staff and volunteers can assist you in creating a financial plan that incorporates savings so that you are prepared for emergencies while building savings for the future.

Take the Northern New Jersey Saves Pledge


Schedule a free tax appointment

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Save Your Refund

Tax Time is coming up fast! Click here to learn about Tax Time Savings


Ask Northern New Jersey Saves

Do you have a question about savings?
Phone: (973) 993-1160 x521

Great News!

Click here to visit the Financial Independence Initiative.

Savings Strategies:

Building wealth starts when you set a goal and make a plan to reach that goal. Whatever goal you choose – whether it’s buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save. Click on the links below to learn how to:

Meet a Saver!

Lorraine Burton of Franklin, New Jersey has experienced just how helpful the Northern New Jersey Saves campaign can be after learning about the project through United Way of Northern New Jersey Center.

"I have always budgeted on my own, but have never been that disciplined. Working with my mentor David has been an eye opening experience," Lorraine said. "We immediately began to create a spending plan, which included joining the Northern New Jersey Saves campaign."

Not only is Lorraine learning to pay down her debt, but she is also saving money for her ultimate goal to return to school to become a social worker.

"It surprised me so much when I started to really track how I spend my money. I know now that in order to achieve my long-term goal I need to watch my spending and save as much as possible. Joining Northern New Jersey Saves has improved my ability to do what needs to be done," she added.

Initially, Lorraine met with David monthly to set realistic short-term and long-term goals. They continued to meet regularly to track her progress and make certain that her goals were achievable.

Enrolling in Northern New Jersey Saves was just one part of their strategy to reach these goals. Lorraine also participated in a financial literacy seminar focused on employment and saving and met with a credit repair counselor.

Lorraine's personal success inspired her to help others by becoming a mentor herself.

Today, Lorraine is a peer navigator for the Mental Health Association of New Jersey and is sharing the knowledge she has learned from Northern New Jersey Saves and United Way Center for Financial Growth with her clients.

"I'm teaching my clients about budgeting," she said. "Sometimes people with mental health issues can neglect financial challenges and I want to show them how they can support themselves, too."


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Northern New Jersey Saves


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Meet Esmeralda: 2019 SaveYourRefund Grand Prize Winner

“I have a goal, and I am going to achieve that goal.” 2019 SaveYourRefund Grand Prize Winner Esmeralda says that savings has always been about achieving self-sufficiency amidst tremendous adversity. “It’s hard to pay myself first,” says Esmeralda, particularly when you have to anticipate emergency expenses like a broken down car.

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