Utah Saves

Are you ready to take control of your financial future? Utah Saves is here to help you achieve your financial goals. One of the most important things you can learn in life is how to save money. Anyone can do it. You just have to put your mind to it. Once you start, it gets easier and easier and before you know it, you're on your way to making your dreams a reality. What are you waiting for?

Take the Utah Saves Pledge


Contact Utah Saves at 1-800-350-9899


Got a financial question? Need financial counseling? Contact AAA Fair Credit Foundation

AAA Fair Credit Foundation is located in Downtown Salt Lake City and provides consumers with quality financial counseling services and asset building programs. Their goal is to help individuals and families reduce or eliminate debt, use credit efficiently, and build a strong, secure financial foundation for the future. Utah Saves would recommend AAA Fair Credit to any of our savers in need of some personal financial counseling.

Give them a call at 1-800-351-4195 or visit their website www.faircredit.org


America Saves Week is coming February 27 - March 4, 2017: Stay Tuned for contest details!! 


Why should we save? Check out this interesting article about the benefits of saving!! 

http://blog.accessdevelopment.com/scientific-benefits-saving-money


The Holiday Savings Challenge: Save as much as you spend on Holidays

As major spending holidays like Halloween and Christmas come and go, the opportunities to spend – spend – spend will be around every corner and in every storefront. But you have a choice; you don’t have to buckle to the pressure!

This holiday season, Utah Saves is challenging you to not only to be smart in the way you budget, but to save one dollar ($1) for every dollar you spend. It isn’t as crazy as it sounds –

  1. Make your list and check it twice. Develop a list for your upcoming holiday, and be as honest about the dollar amount as possible. Include any costs for gift-giving to family, friends, and colleagues, travel, food, or entertainment that might be associated. Do you give a little extra tip to your babysitter, hair stylist, or favorite barista? We often forget to include these gifts in our budgets, so be sure to add them, too.
  2. Prioritize and negotiate. What do you need to make it a happy and successful holiday? Divvy up your list into needs versus wants. You need to pay for travel to your holiday destination, but maybe you can pack some food from the pantry rather than buying a meal along the way. The goal here isn’t necessarily to shorten the length of your list (although doing so will help, too), but rather to negotiate the dollar amounts for your list down.
  3. Tally it up and set your savings goal. Add up the sum total of your holiday list, and don’t be shy about negotiating it down some more. Once you’re at a number (and a list) that is both realistic and manageable, take that final amount and set it as your savings goal for the season. Those who make a commitment to themselves and their family to save usually save more than those who don’t. Take the Utah Saves Pledge to make your commitment real and gain monthly advice and support along the way.
  4. Make it automatic. Every time you cross an item off the spending plan, set up a transfer from your checking account into a savings account. This isn’t necessarily something that you can set on autopilot, but rather can establish as an automatic habit. Starting this process as early as possible can also help you to renegotiate your spending plan if you find that you are having a hard time matching.                                    

You don’t have to let holidays break the bank. Join the ranks of those opting to reduce spending and prioritize savings this holiday season. You, too, can reduce spending and save money. 


IDA Matched Savings Program and Workshops

Utah Saves is a proud advocate of the Utah Individual Development Account Network. Individual Development Accounts (or IDA) are a great way for an individual to jump start their life and achieve some of their short term financial goals. They provide the opportunity for participants to enhance education, purchase a home, or fund a small business through a match savings program. Qualified Savers receive a $3 match toward every $1 (up to $1500) they save. Visit www.uidan.org for enrollment details.

Valerie, an IDA Graduate, was recently featured on the Hearts of our Community Website. Learn more about the possibilities the IDA program can provide by reading Valerie's story here.


IDA Financial Management Training 

These 8 hour workshops are the first step in applying to the IDA program and provide crucial financial life skills including budgeting, money management, wise use of credit, and consumer protection. Anyone can attend, classes are free of charge. 

12/19/2016 - IDA Financial Management Training Course - University of Utah

Seating is limited for this event and requires you to register. Please click here to reserve your spot today.

Location: University of Utah Olpin Student Union Building Theater, 200 S. Central Campus Dr. Salt Lake City, UT 84112, University of Utah, Salt Lake City UT
Times:
12/19/2016: 8:00 AM - 12:00 PM
12/20/2016: 8:00 AM - 12:00 PM


1/5/2017 - IDA Financial Management Training Course - Cottages of Hope (Ogden UT)

Seating is limited for this event and requires you to register. Please click here to reserve your spot today.

Location: Cottages of Hope, 2724 Washington Blvd, Ogden UT
Times:
1/5/2017: 6:00 PM - 8:00 PM
1/12/2017: 6:00 PM - 8:00 PM
1/19/2017: 6:00 PM - 8:00 PM
1/26/2017: 6:00 PM - 8:00 PM


1/10/2017 - IDA Financial Management Training Course - Davis County

Seating is limited for this event and requires you to register. Please click here to reserve your spot today.

Location: Family Enrichment Center, 320 South 500 East, Kaysville UT
Times:
1/10/2017: 9:30 AM - 1:30 PM
1/17/2017: 9:30 AM - 1:30 PM


1/17/2017 - Smart Money Moves - Logan, UT

Seating is limited for this event and requires you to register. Please click here to reserve your spot today.

Location: Cache County Administration Building Multipurpose Room, 179 North Main, Suite 109 Logan, Utah
Times:
1/17/2017: 6:00 PM - 8:30 PM
1/24/2017: 6:00 PM - 8:30 PM
1/31/2017: 6:00 PM - 8:30 PM


Credit Score Quiz

Want to brush up on your knowledge of credit scores and how they work? Take this quick, 12 question quiz! 

www.creditscorequiz.org


 It's easy to be a Utah Saver and it's FREE!

  1. Set a Goal
  2. Make a Plan
  3. Take Action

Savings Calculators

Videos

 

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  • Meet the winners of July’s $50 savings challenge

    The New Year is here, and as we look toward the future, we can’t help but to reflect on successes over the past year. America Saves introduced a series of savings challenges, providing opportunities to get a jump start on savings goals. We were thrilled to help savers find the motivation they needed in 2016.

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Utah Saves


Read the Newsletter

Volume 16, Issue 3 of the American Saver, official newsletter of the America Saves campaign, has been published.

Read the Newsletter

Partner Resource Packet

Want to share savings messages?

Our Partner Resources Packets include a guest post, social media content, and more.

Current Theme: Tax Time Preparedness and Planning

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Tip of the Day

  • A #taxrefund can provide an opportunity to improve your financial situation: http://bit.ly/2hZ6s8A @AmericaSaves

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Saver Stories View all »

Jump-Starting a Financial Makeover

Nichelle Johnson, a single mom with two teenage children, knows what it’s like to stretch a dollar. When she moved back to Virginia Beach in 2008, she provided for her family with just a part-time library position.

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Taking Back Control Over Finances

After becoming a Virginia Saver and getting help from BankOn classes and coaching, Nadine Bialo took back control over her financial affairs.

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Transforming “I Can’t Save” to “I Will Save”

You will not believe what it took to completely change my life. About three years ago, the HR Administrator of the corporation where I worked (as a temp with no benefits) forwarded an email to me. Fifteen seconds. One small act of kindness. That's it - that's all it took!

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