West Virginia Saves

All across the state, West Virginia Saves is helping West Virginians to build wealth through saving and the reduction of debt. West Virginia Saves provides tools and tips to help West Virginia Savers reach their personal financial goals.

Membership in West Virginia Saves is FREE and offers a lot of great benefits and incentives. You do not have to be rich to build wealth. Why wait another minute? Don't wait any longer...

Take the West Virginia Saves Pledge

West Virginia Saves is a coalition of financial institutions, faith-based organizations, employers, schools, non-profit organizations, and government entities working together to motivate individuals and families to build wealth by saving.

Contact Us
Phone: 304-797-7733 x1309


Latest News

WV Saves News


West Virginia EITC

WV EITC

The EITC is a refundable federal income tax credit that provides millions of dollars in assistance to working individuals and families in West Virginia. When a return is filed, all tax liability and any setoff must be satisfied first. Then any remaining amount is refunded directly to the taxpayer. The amount of the credit varies with family size and income. 

Earned income includes all taxable income gained from working. To qualify for the EITC, a person must work full or part-time and have earned income during the year. If married and filing jointly, at least one spouse must work and have earned income. Learn more about the West Virginia EITC.


FDIC Money Smart - A Financial Education Program

FDIC Money Smart Program

Money Smart is a comprehensive financial education curriculum designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. The Money Smart Computer-Based Instruction (CBI) is a friendly and easy to use learning tool that teaches the 10 modules of the Money Smart curriculum through a computer. The CBI can complement formal classes or enable people to study independently at their own pace. Interested in learning more? Call CHANGE, Inc. to learn about their finance and credit counseling at 304-797-7733 x1405.


KISRA WVIDA Program

WV IDA

IDAs, or Individual Development Accounts, are special matched savings accounts designed to help families and individuals of modest means establish a pattern of regular saving and, ultimately, purchase a "productive asset." A "productive asset" is something of value that is likely to return substantial long-term benefits to its owner-- benefits like security, stability and opportunities for more income. WVIDA program participants may use their savings and match money toward the purchase of a home, small business capitalization or post-secondary education.

RSS Recent Blog Entries View all »

  • Five Tips to Help You Save Money During Open Enrollment

    It’s that time of year again! Yes, the holiday season is here, but it’s also open enrollment season. That means it’s the time of year where you review your employee health benefits and make changes, or keep things just as they are if they are working for you. While it may seem daunting to take the time to review your health plan, it is important to make sure you are getting the most out of your health benefits, and possibly even save yourself some money.

    Read more...
  • 7 Ways to Avoid Scams

    In honor of International Fraud Awareness Week, America Saves shares seven tips from Military Consumer on how to avoid falling prey to scams. 

    Read more...
  • Creating a Budget and Sticking to It

    Looking to get serious about saving? Then creating a budget should be your first step. After all, how can you save if you don’t know where all of your money is going?

    Read more...
  • Time is on your side, millennials!

    By Madalyn Pemberton, America Saves Communications Associate and Alecia D. Blair, Military Saves Communications Strategist & Outreach Manager, AFC® Candidate, FINRA Foundation Fellow

    While childhood, school years, and first jobs may have seemed to pass in the blink of an eye, retirement might still feel like a lifetime away for millennials. And while it’s definitely far off in the future, compound interest means you can never start saving too early for such long-term savings goals –  it can give you a huge boost up.

    Read more...

West Virginia Saves


Partner Resource Packet

Want to share savings messages?

Our Partner Resources Packets include a guest post, social media content, and more.

Current Theme: College Spending and Savings

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Saver Stories View all »

Taking Steps Toward Financial Fitness

Nicky Vasquez learned about Virginia Saves when she attended her first class with Bank On Virginia Beach. The instructor shared how important it was to have a written savings goal, and the entire class joined Virginia Saves as the first step toward financial fitness.

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The Gift of Homeownership

Quaneka Willis, a single mother of three children, was receiving rental assistance through the Housing Authority of the City of Milwaukee when she decided to take control of her finances. So, in September of 2013 she attended the Make Your Money Talk program and pledged as a Wisconsin Saver. In less than 12 months, she had maximized her savings and was beginning the process of purchasing her first home.

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Transforming “I Can’t Save” to “I Will Save”

You will not believe what it took to completely change my life. About three years ago, the HR Administrator of the corporation where I worked (as a temp with no benefits) forwarded an email to me. Fifteen seconds. One small act of kindness. That's it - that's all it took!

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