West Virginia Saves
All across the state, West Virginia Saves is helping West Virginians to build wealth through saving and the reduction of debt. West Virginia Saves provides tools and tips to help West Virginia Savers reach their personal financial goals.
Membership in West Virginia Saves is FREE and offers a lot of great benefits and incentives. You do not have to be rich to build wealth. Why wait another minute? Don't wait any longer...
West Virginia Saves is a coalition of financial institutions, faith-based organizations, employers, schools, non-profit organizations, and government entities working together to motivate individuals and families to build wealth by saving.
Phone: 304-797-7733 x1309
Want to be a partner with West Virginia Saves?
Next call-in meeting will be Wednesday, December 20th at 12:00PM EST.
Join by phone by calling local at 1-304-234-9204 or toll-free at 1-855-869-7060. Meeting ID is 735 664 363. Looking forward to having you on the call!
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West Virginia EITC
The EITC is a refundable federal income tax credit that provides millions of dollars in assistance to working individuals and families in West Virginia. When a return is filed, all tax liability and any setoff must be satisfied first. Then any remaining amount is refunded directly to the taxpayer. The amount of the credit varies with family size and income.
Earned income includes all taxable income gained from working. To qualify for the EITC, a person must work full or part-time and have earned income during the year. If married and filing jointly, at least one spouse must work and have earned income. Learn more about the West Virginia EITC.
FDIC Money Smart - A Financial Education Program
Money Smart is a comprehensive financial education curriculum designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. The Money Smart Computer-Based Instruction (CBI) is a friendly and easy to use learning tool that teaches the 10 modules of the Money Smart curriculum through a computer. The CBI can complement formal classes or enable people to study independently at their own pace. Interested in learning more? Call CHANGE, Inc. to learn about their finance and credit counseling at 304-797-7733 x1405.
KISRA WVIDA Program
IDAs, or Individual Development Accounts, are special matched savings accounts designed to help families and individuals of modest means establish a pattern of regular saving and, ultimately, purchase a "productive asset." A "productive asset" is something of value that is likely to return substantial long-term benefits to its owner-- benefits like security, stability and opportunities for more income. WVIDA program participants may use their savings and match money toward the purchase of a home, small business capitalization or post-secondary education.
Recent Blog Entries View all »
By FINRA Investor Education Foundation
Cryptocurrencies (such as Bitcoin) are in the news daily. FINRA, a financial industry regulator, is warning investors to be cautious when considering the purchase of shares of companies that tout the potential of high returns associated with cryptocurrency-related activities without the business fundamentals and transparent financial reporting to back up such claims.Read more...
Tax filing season is upon us once again—an opportunity to assess your financial situation, set goals for the year, and find ways to save towards those goals. Here are three easy ways to save money this tax season and get a jumpstart on your savings goals in the New Year:Read more...