West Virginia Saves

All across the state, West Virginia Saves is helping West Virginians to build wealth through saving and the reduction of debt. West Virginia Saves provides tools and tips to help West Virginia Savers reach their personal financial goals.

Membership in West Virginia Saves is FREE and offers a lot of great benefits and incentives. You do not have to be rich to build wealth. Why wait another minute? Don't wait any longer...

Take the West Virginia Saves Pledge

West Virginia Saves is a coalition of financial institutions, faith-based organizations, employers, schools, non-profit organizations, and government entities working together to motivate individuals and families to build wealth by saving.

Contact Us
Phone: 304-797-7733 x1309


Latest News


West Virginia EITC

The EITC is a refundable federal income tax credit that provides millions of dollars in assistance to working individuals and families in West Virginia.


FDIC Money Smart - A Financial Education Program

The Money Smart Computer-Based Instruction (CBI) is a friendly and easy to use learning tool that teaches the 10 modules of the Money Smart curriculum through a computer. The CBI can complement formal classes or enable people to study independently at their own pace. The CBI is for users age 13 and over.


KISRA WVIDA Program

IDAs, or Individual Development Accounts, are special matched savings accounts designed to help families and individuals of modest means establish a pattern of regular saving and, ultimately, purchase a "productive asset." A "productive asset" is something of value that is likely to return substantial long-term benefits to its owner-- benefits like security, stability and opportunities for more income. WVIDA program participants may use their savings and match money toward the purchase of a home, small business capitalization or post-secondary education. - Learn more.

RSS Recent Blog Entries View all »

  • Do You Know How Your Credit Score Is Calculated?

    According to a recent survey from Consumer Federation of America (CFA) and VantageScore Solutions, LLC, more than 40 percent of respondents incorrectly thought a person's age is among factors used to calculate a credit score. And only 18 percent understood that a low credit score on a typical auto loan would increase loan charges by more than $5,000.

    Read more...
  • Savings Option for Qualified Individuals with Disabilities

    By Chris Rodriguez, Director of Public Policy, National Disability Institute. 

    Transformation

    According to the Oxford Dictionary, transformation is a “marked change in form, nature or appearance.”

    There are many reasons that the impact of the Stephen Beck Jr., Achieving a Better Life Experience (ABLE) Act and, by extension, ABLE accounts, will be transformative to millions of individuals with disabilities and their families.For children, youth, and working-age adults with disabilities, there are multiple reasons to recognize the power and potential of ABLE.

    Read more...
  • The Building Blocks of Excellent Credit

    Do you want to build excellent credit? If you are shopping for a mortgage or car loan or a credit card, simply paying your debts on time is not the only requirement to building excellent credit. Here are some other considerations:

    Read more...
  • Save Big on Your Next Vacation with Technology & Pre-Planning

    Still hoping to get in a family vacation before the kids go back to school but aren’t sure if it’s affordable at this point? Check out these tips on how to save on vacation to help you get the break that you and your family deserve without taking on additional financial stress.

    Read more...

West Virginia Saves


Partner Resource Packet

Want to share savings messages?

Our Partner Resources Packets include a guest post, social media content, and more.

Current Theme: College Spending and Savings

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Tip of the Day

  • Millions miss out on the EITC b/c they don’t claim it or don’t file taxes at all: http://bit.ly/2i8Ticx @AmericaSaves

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Saver Stories View all »

Developing a Savings "Game Plan"

Eunice Diaz, a teacher in Colorado Springs, had been noticing a pattern. Despite the fact that she and her husband were “making good money,” they were spending their entire earnings and “were still struggling at the end of the month.”

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Jump-Starting a Financial Makeover

Nichelle Johnson, a single mom with two teenage children, knows what it’s like to stretch a dollar. When she moved back to Virginia Beach in 2008, she provided for her family with just a part-time library position.

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Transforming “I Can’t Save” to “I Will Save”

You will not believe what it took to completely change my life. About three years ago, the HR Administrator of the corporation where I worked (as a temp with no benefits) forwarded an email to me. Fifteen seconds. One small act of kindness. That's it - that's all it took!

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