West Virginia Saves

All across the state, West Virginia Saves is helping West Virginians to build wealth through saving and the reduction of debt. West Virginia Saves provides tools and tips to help West Virginia Savers reach their personal financial goals.

Membership in West Virginia Saves is FREE and offers a lot of great benefits and incentives. You do not have to be rich to build wealth. Why wait another minute? Don't wait any longer...

Take the West Virginia Saves Pledge

West Virginia Saves is a coalition of financial institutions, faith-based organizations, employers, schools, non-profit organizations, and government entities working together to motivate individuals and families to build wealth by saving.


Contact Us

If you have questions or need more information about West Virginia Saves, please call 304-797-7733 x1309.


Latest News

WV Saves News

Want to be a partner with West Virginia Saves? Call 304-797-7733.


West Virginia EITC

WV EITC

The EITC is a refundable federal income tax credit that provides millions of dollars in assistance to working individuals and families in West Virginia. When a return is filed, all tax liability and any setoff must be satisfied first. Then any remaining amount is refunded directly to the taxpayer. The amount of the credit varies with family size and income. 

Earned income includes all taxable income gained from working. To qualify for the EITC, a person must work full or part-time and have earned income during the year. If married and filing jointly, at least one spouse must work and have earned income. Learn more about the West Virginia EITC.


FDIC Money Smart - A Financial Education Program

FDIC Money Smart Program

Money Smart is a comprehensive financial education curriculum designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. The Money Smart Computer-Based Instruction (CBI) is a friendly and easy to use learning tool that teaches the 10 modules of the Money Smart curriculum through a computer. The CBI can complement formal classes or enable people to study independently at their own pace. Interested in learning more? Call CHANGE, Inc. to learn about their finance and credit counseling at 304-797-7733 x1405 or visit www.changeinc.org.


KISRA WVIDA Program

WV IDA

IDAs, or Individual Development Accounts, are special matched savings accounts designed to help families and individuals of modest means establish a pattern of regular saving and, ultimately, purchase a "productive asset." A "productive asset" is something of value that is likely to return substantial long-term benefits to its owner-- benefits like security, stability and opportunities for more income. WVIDA program participants may use their savings and match money toward the purchase of a home, small business capitalization or post-secondary education.

RSS Recent Blog Entries View all »

  • Six Fun Ways to Save as a Family

    By Janet Alvarez, Wisebread.com

     

    Meeting financial goals as a family can be challenging. But inspiring your family to help and contribute to a financial goal doesn’t have to be a painful process, especially when the result is an exciting vacation, a car, or college savings. In the spirit of America Saves Week, I’ll share some ideas on how to save as a family for all those items and bucket-list experiences.

    Read more...
  • #ImSavingFor Winner Story

    America Saves awarded one lucky saver, Pedram R. from California, $500 for sharing his #ImSavingFor story. Pedram said, “Saving is important to me because it proves I am not willing to buy unnecessary things to please others or to be perceived as successful.”

    Read more...
  • Shop Smart to Save More

    Shopping. Is it a chore? Is it a fun challenge to find the best price for whatever item(s) are on our list? Regardless of how you view shopping, the strategies below may help you shop smarter, so you can put more into your savings account.  

    Read more...
  • Two Illinois Women Win $10,000 Each by Sharing Their Resilience and Choosing to Save

    Commonwealth and America Saves are thrilled to announce Esmeralda and Crystal, both of Illinois, as the winners of $10,000 each in the 2019 SaveYourRefund Grand Prize Photo Contest. Esmeralda and Crystal set out to save part of their income tax refunds this year. With the help of SaveYourRefund they were able to turn the tax-time savings moment into a fresh start on a new financial path.

    Read more...

West Virginia Saves


Partner Resource Packet

Want to share savings messages?

Our Partner Resources Packets include blog, social media, and other content.

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Tip of the Day

  • Save for #presents rather than relying on #credit http://ow.ly/pV4nN

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Saver Tips and Stories View all »

The Gift of Homeownership

Quaneka Willis, a single mother of three children, was receiving rental assistance through the Housing Authority of the City of Milwaukee when she decided to take control of her finances. So, in September of 2013 she attended the Make Your Money Talk program and pledged as a Wisconsin Saver. In less than 12 months, she had maximized her savings and was beginning the process of purchasing her first home.

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Another Dream Realized

Mary Brown was already a disciplined individual when she came to Wisconsin Saves coordinator Wisconsin Women’s Business Initiative Corporation (WWBIC) in last summer. She had successfully completed her bachelor’s degree with the assistance of her husband and son, and was now ready to tackle her next big dream – homeownership.

Read more...

#ImSavingFor Winner Story

America Saves awarded one lucky saver, Pedram R. from California, $750 for sharing his #ImSavingFor story. Pedram said, “Saving is important to me because it proves I am not willing to buy unnecessary things to please others or to be perceived as successful.”

Read more...