About Young America Saves

Young America Saves helps young people ages 16-29 develop a saving habit by pledging to save between $5 and $25 dollars per month or more toward a specific goal. We advise youth to keep their savings in a bank account to make it less easy to access and to have a plan for making regular deposits into their savings account. In partnership with the University of Illinois, Young America Saves developed a competition model to encourage and motivate students, faculty and staff at the University’s three campuses to make a personal savings commitment by pledging to save in greater numbers than their competitor campuses. The competition features an internet based communication and engagement strategy for campus partners to reach their audiences.

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Tip of the Day

  • Putting aside fifty cents a day will allow you to #save nearly $500. 

Saver Stories View all »

Challenging Herself to Save

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

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Starting and Continuing a Personal Finance Journey

When Kiara Hardin, now a junior at Western Illinois University, became an intern with the Chicago Summer Business Institute during her sophomore year of high school, she began her personal finance journey. The program required participants to open a savings account.

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Starting Over

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

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