About Young America Saves

Young America Saves helps young people ages 16-29 develop a saving habit by pledging to save between $5 and $25 dollars per month or more toward a specific goal. We advise youth to keep their savings in a bank account to make it less easy to access and to have a plan for making regular deposits into their savings account. In partnership with the University of Illinois, Young America Saves developed a competition model to encourage and motivate students, faculty and staff at the University’s three campuses to make a personal savings commitment by pledging to save in greater numbers than their competitor campuses. The competition features an internet based communication and engagement strategy for campus partners to reach their audiences.

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Tip of the Day

  • Are you looking for an effective way to establish a budget? Beginning on the first day of a new month, get a receipt for everything you purchase. Stack and review receipts at the end of the month, and you will clearly be able to see where your money is going. http://ow.ly/sj972

Saver Tips and Stories View all »

From Overwhelmed to In Control

In 2017 Debi felt overwhelmed. Her credit cards were maxed, and she wasn't exactly sure how to handle it. When asked how her credit issues started, her answer sounded like many Savers that we've spoken to: making too many impulse purchases. “I was driven by feelings like ‘That sounds good,’ or ‘I am too tired to cook.’” Then she attended a university extension program that introduced her to America Saves. That’s where she heard the tip that set her on her savings journey - stop accumulating debt.

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Meet Esmeralda: 2019 SaveYourRefund Grand Prize Winner

“I have a goal, and I am going to achieve that goal.” 2019 SaveYourRefund Grand Prize Winner Esmeralda says that savings has always been about achieving self-sufficiency amidst tremendous adversity. “It’s hard to pay myself first,” says Esmeralda, particularly when you have to anticipate emergency expenses like a broken down car.

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Budget like Nohemi

Nohemi found out about America Saves a few years ago as an undergraduate at the University of Illinois at Chicago. She remembers attending a University of Illinois Saves event where she decorated a piggy bank and took the Pledge, but college life made her put the thought of saving at the back of her mind. Those thrifty thoughts resurfaced when she graduated with a degree in public health.

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