National Financial Capability Month

With the continued COVID-19 pandemic growing and everyday Americans feeling the ramifications of our economy slowing down in an effort to slow the spread, we are experiencing firsthand why saving for the unexpected and having a savings plan is crucial.

April is National Financial Capability Month, and there’s no better time for us to commit to supporting individuals and families in their quest to be more financially stable by saving successfully and reducing debt— even in a time of crisis.

In this month’s America Saves Partner Resource Packet you will find content that helps build financial literacy, including ready-to-use social media posts, graphics, blog posts and more.


Social Media & Blog Posts:

It’s National #FinancialCapability Month aka National #FinancialLiteracy Month. No matter what you call it, here are 3 actions you can take right now via @AmericaSaves:https://bit.ly/3afjHgl

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April is National #FinancialCapability Month! With many American households anxious about finances navigating the COVID-19 pandemic, here is a tip from @AmericaSaves: Continue to #SaveAutomatically. https://bit.ly/asautosave

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#SaveAutomatically by having your direct deposit split with a portion going to savings, or have your financial institution auto-transfer a set amount each pay period. #FinancialCapability tip via @AmericaSaves

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Need to dip into your #savings? Don’t feel guilty, that’s what your emergency fund is for. If you have automatic savings set up, you’ll meet your savings goal again in no time. #FinancialCapabilityMonth tip via @AmericaSaves

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Wondering the most responsible way to allocate extra money toward your financial goals? Try this tip from @AmericaSaves! #FinancialCapabilityMonth

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Having a good credit score is crucial to financial health! Don’t forget to make your payments on time, as a late payment can be detrimental to your credit score. Via @AmericaSaves #FinancialCapabilityMonth

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Being financially capable is more than having savings, it’s knowing the resources available so that you can make informed & effective decisions. @AmericaSaves created this list of resources for anyone who may need help during the COVID-19 Crisis.
https://americasaves.org/help-during-covid-19

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One of the first steps on the path of #FinancialCapability is understanding your relationship with money. Take the “What’s Your Money Personality?” Quiz from @AmericaSaves to get insight on your spending habits. https://bit.ly/asmoneyquiz

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Want a savings accountability partner? Take the @AmericaSaves Pledge and receive support that helps keep you focused on your savings goals via email, text, tips, and reminders:
http://bit.ly/aspledge #FinancialCapability #FinancialLiteracy

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Not only does reducing debt save you money, it frees up funds so that you can reach your other savings goals faster. Organizations like our partners over at @moneymanagement can help! https://bit.ly/2JdPYbw


Resources

America Saves Resources/Tools

  • Incorporate the America Saves Pledge in your community outreach: http://bit.ly/aspledge.
  • Request an Embeddable Pledge for your website by emailing us at This email address is being protected from spambots. You need JavaScript enabled to view it..
  • Request to become a Local Campaign partner of America Saves and get direct support from our team to champion savings in your local community.
  • Text to Pledge: Savers can take the America Saves Pledge via text message and receive support throughout their savings journey.

Download Save Automatically Flyer


Partner Organization Resources & Highlights

Videos:

University of Arkansas Save Automatically Video

Encourages you to make your savings automatic like other things around your home.

Effective Strategies for Saving Successfully
An online panel discussion among 3 banking executives with successful saving tips and sharing how their financial institutions are supporting individuals with saving.

Split to Save
Encourages you to split your direct deposit, having a portion going directly to a savings account.


Events:

April is Military Saves Month! To learn more and sign up to be a participating organization click here: Military Saves Month

From the Archives:

View the 2019 National Financial Capability Month Resource Packet

Tip of the Day

  • Written by Katie Bryan | December 19, 2013

    Keep #holiday #debt in check by setting a #savings plan & sticking to it! http://ow.ly/COU1y

Saver Tips and Stories View all »

Challenging Herself to Save

Written by Sara Cooper | April 15, 2014

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

Read more...

Meet Esmeralda: 2019 SaveYourRefund Grand Prize Winner

Written by Lindsay Ferguson | June 4, 2019

“I have a goal, and I am going to achieve that goal.” 2019 SaveYourRefund Grand Prize Winner Esmeralda says that savings has always been about achieving self-sufficiency amidst tremendous adversity. “It’s hard to pay myself first,” says Esmeralda, particularly when you have to anticipate emergency expenses like a broken down car.

Read more...

Taking Back Control Over Finances

Written by Virginia Saves | August 5, 2015

After becoming a Virginia Saver and getting help from BankOn classes and coaching, Nadine Bialo took back control over her financial affairs.

Read more...