2014 Savings Forum Resources

 


Why Save? Behavioral Economics and its Implications for Savings?

http://us.macmillan.com/theassetsperspective/ReidCramer/ (Chapter 8)

http://www.ideas42.org/beta/

http://www.ideas42.org/publication/view/the-financial-health-check-a-behavioral-approach-to-financial-coaching/

http://www.ideas42.org/publication/view/small-changes-real-impact-applying-behavioral-econonomics-in-asset-building-programs/

http://www.ideas42.org/publication/view/applying-behavioral-economics-to-improve-microsavings-outcomes/

Business Models for the LMI Market

http://www.americasaves.org/images/asweek2014releasefinal.pdf

http://www.consumerfed.org/pdfs/Studies.CFA-CFPBoardReport7.23.12.pdf

http://www.fdic.gov/householdsurvey/2013_afsaddendum_web.pdf/

http://filene.org/research/incubator-products/

http://filene.org/research/report/microloan-feasibility-study/

http://www.realsolutions.coop/

http://cdcu.coop/wp-content/uploads/2013/03/borrow-and-save-final-july-30-2013.pdf/

http://www.cdcu.coop/initiatives/responsible-products-and-services/alternatives-to-predatory-products/

Government Interventions & Innovations: How Public Policy Fosters Savings, From Youth to Retirement

http://www.miamigov.com/accessmiamijobs/

http://www.miamifec.com/

http://www.federalreserve.gov/econresdata/mobile-devices/2014-preface.htm/

http://www.federalreserve.gov/communitydev/older-adults.htm/

 


 


 

 

 

 

Tip of the Day

  • To minimize interest charges, limit credit card purchases to those you can pay off in full at the end of the month. In the end you'll have more for emergency savings. http://ow.ly/FJyVP

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Live Like a College Student

Nohemi found out about America Saves a few years ago as an undergraduate at the University of Illinois at Chicago. She remembers attending a University of Illinois Saves event where she decorated a piggy bank and took the Pledge, but college life made her put the thought of saving at the back of her mind. Those thrifty thoughts resurfaced when she graduated with a degree in public health.

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Transforming “I Can’t Save” to “I Will Save”

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Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

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