2015 Savings Forum Resources

 


2015 Agenda

9:00 am – 9:30 am                            Welcome & Opening Remarks

America Saves 2015 and Beyond, Nancy Register, Associate Director, Consumer Federation of America, @AmericaSaves

Recognition of Bank and Credit Union Designation of Savings Excellence, Stephen Brobeck, Executive Director, Consumer Federation of America, @ConsumerFed

9:30 am – 10:45 am                          Workplace Savings

Workplace savings has been a focus of America Saves since the launch of the campaign over ten years ago.  There are compelling reasons for this.  Research from a variety of sources as well as information from individual savers show that employers who offer direct deposit and facilitate automatic savings substantially improve the financial health and well being of their employees.  This panel will explore how employers are supporting successful saving with products and services that assist workplace saving for non-retirement goals, and promising innovations that provide the opportunity for young workers to create a life-long habit of saving in the workplace.    

  • George Barany, Director of Financial Education, Consumer Federation of America, @AmericaSaves (moderator)
  • Timothy Flacke, Executive Director, Doorways to Dreams (D2D) Fund, @D2Dfund
  • Leigh Brady, EVP, Organizational Development, State Employees’ Credit Union (NC), @NCSECU
  • Laura Scherler, Director, Community Impact, Financial Stability & Success, United Way Worldwide, @UnitedWay
  • Jacob Dumez, Manager, Policy and Partnerships, San Francisco Office of Financial Empowerment, @SFOFE
  • Sarah Newcomb, Behavioral Researcher, HelloWallet, @HelloWallet

10:45 am – 11:00 am                       Break

11:00 am – 12:15pm                        Homeownership Savings & Affordable Housing

For more than 70 years, homeownership was considered the cornerstone of the American Dream. Not only did it provide a sense of accomplishment, self-esteem, and pride, it was the most substantial and reliable source of savings for the typical American family. Since the Great Recession and collapse of the housing market, however, the value of owning a home has come into question, particularly within the public policy area. Yet, in spite of increased skepticism about the value of owning, the overwhelming majority of adults continue to view homeownership as a worthwhile goal.  This panel will discuss several aspects of the role that savings plays in owning a home and more specifically the Millennials’ view of homeownership.

  • James H. Carr, Senior Fellow, Center for American Progress, @amprog (moderator)
  • Patricia A. McCoy, Liberty Mutual Insurance Professor, Boston College Law School, @BCLAW
  • Marietta Rodriguez, Vice President, National Homeownership Programs, NeighborWorks America, @neighborworks
  • Andrew Downin, Innovation Director, Filene Research Institute, @AndrewDownin
  • Gary Acosta, Co-Founder & CEO, The National Association of Hispanic Real Estate Professionals, @nahrep
  • Don Graves, Deputy Assistant to the President and Domestic and Economic Policy Director for the Vice President, The White House, @whitehouse

12:15 pm – 12:45 pm                       Buffet Lunch

12:45 pm – 1:30 pm                         A Conversation with the Comptroller of the Currency

The Honorable Thomas J. Curry, Comptroller, Office of the Comptroller of the Currency, @USOCC

Interviewed by Christiane Gigi Hyland, Executive Director, National Credit Union Foundation, @NCUFoundation

1:30 pm – 2:45 pm                           Retirement Savings

More and more Americans are challenged to effectively and efficiently save for retirement and have to navigate an increasingly complex financial services field.  The panel will discuss products, programs, policies, and services to meet these challenges, ones that are particularly difficult for low to moderate income households.  Panelists from government and the private sector will share their solutions for dealing with these complex issues.  The discussion will also focus on how to specifically encourage retirement savings by Millennials.

  • Dallas Salisbury, President and CEO, Employee Benefit Research Institute, @EBRI
  • Melissa Koide, Deputy Assistant Secretary for Consumer Policy, U.S. Department of Treasury, @USTreasury
  • Ida Rademacher, Executive Director, Aspen Institute, Initiative on Financial Security, @aspeninstitute
  • Courtney Eccles, Policy Director, Woodstock Institute, @WoodstockInst
  • Bennett Kleinberg, Vice President, Prudential Retirement, @PrudentialNews

2:45 pm – 3:00 pm                           Wrap-Up & Call to Action

Nancy Register, Associate Director, Consumer Federation of America, @AmericaSaves

3:00 pm                                                 Adjourn

 

 


Workplace Savings

The Council of Economic Advisers’s White House report, October 2014 Link Here

http://www.newamerica.org/downloads/Millennials_and_Homeownership.pdf

http://www.fanniemae.com/portal/research-and-analysis/housing-survey.html

Narcissistic?

Narcissism 2

Generational psychology

Super Savers

 

Homeownership Savings & Affordable Housing

https://filene.org/research/report-unlocked/leveraging-personalized-interventions-to-help-members-improve-their-financi

https://filene.org/assets/files-i3/CentsusConceptDocument__092413.pdf

https://filene.org/assets/files-i3/Savings_Revolution_Business_Plan_0907_2_.pdf

https://filene.org/assets/files-i3/Concept_Document_HELP_-_FINAL.pdf

https://filene.org/assets/files-i3/Working_Together_Mortgage.pdf

http://nahrep.org/downloads/2014-SHHR.pdf

https://filene.org/research/report-unlocked/leveraging-personalized-interventions-to-help-members-improve-their-financi

https://filene.org/assets/files-i3/CentsusConceptDocument__092413.pdf

https://filene.org/assets/files-i3/Savings_Revolution_Business_Plan_0907_2_.pdf

https://filene.org/assets/files-i3/Concept_Document_HELP_-_FINAL.pdf

https://filene.org/assets/files-i3/Working_Together_Mortgage.pdf

http://www.neighborworks.org/Media-Center/Press-Releases/2015-Archive/March/One-in-three-U-S-adults-has-no-emergency-savings

 

A Conversation with the Comptroller of the Currency

http://www.occ.gov/topics/community-affairs/resource-directories/financial-literacy/flu-may-jun-2015.pdf

http://www.occ.gov/news-issuances/news-releases/2015/nr-ia-2015-27a.pdf

http://www.occ.gov/topics/community-affairs/publications/fact-sheets/fact-sheet-bank-savings-incentive-programs.pdf

http://www.occ.gov/topics/community-affairs/publications/insights/insights-school-based-bank-savings-programs.pdf

http://www.occ.gov/topics/community-affairs/resource-directories/financial-literacy/index-financial-literacy.html

http://www.HelpWithMyBank.gov   

 

Retirement Savings

www.ebri.org

www.choosetosave.org

http://www.occ.gov/topics/community-affairs/resource-directories/financial-literacy/flu-may-jun-2015.pdf

http://www.occ.gov/news-issuances/news-releases/2015/nr-ia-2015-27a.pdf

http://www.occ.gov/topics/community-affairs/publications/fact-sheets/fact-sheet-bank-savings-incentive-programs.pdf

http://www.occ.gov/topics/community-affairs/publications/insights/insights-school-based-bank-savings-programs.pdf

http://www.occ.gov/topics/community-affairs/resource-directories/financial-literacy/index-financial-literacy.html

http://www.woodstockinst.org/research/coming-short-scope-retirement-insecurity-among-illinois-workers

http://www.woodstockinst.org/blog/2015/secure-choice-makes-impact-across-nation

http://illinoisassetbuilding.org/sites/default/files/Secure%20Choice%20Packet.pdf

http://research.prudential.com/documents/rp/mep_paper_final_2015.pdf

http://research.prudential.com/documents/rp/BetterParticipantOutcomesThroughIn-PlanGuaranteedRetirementIncome.pdf

http://research.prudential.com/documents/rp/Guaranteed-Lifetime-Income-and-the-Importance-of-Plan-Design.pdf?doc=GuaranteedLifetimeIncome&bu=SI&ref=website&cid=MEP

http://www.myRA.gov

 


 


Photos coming soon! 

 

Tip of the Day

  • What you should know about the EITC delay in 2017 >> http://bit.ly/2hTPLyb v/ @AmericaSaves #taxrefund

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