Get the most out of your holiday savings and spending plan with these top tips:
And stick to your limit. That might mean making some compromises. Think through what you need to make your holiday happy and successful. You may need to pay for travel to your holiday destination, but maybe you can pack some food from the pantry rather than buying a meal along the way.
Add up the total of your holiday list, and don’t be shy about reducing it some more. Challenge yourself to spend a little less each year.
Be as comprehensive as you can as you create your budget. Don’t forget things like holiday tips and year-end giving.
Continue saving over the holidays so you don’t shortchange your retirement, education, small business, or other goals.