America Saves Research


Annual America Saves Week Surveys

Since 2007, America Saves along with the American Savings Education Council have surveyed individuals on their savings progress, if they have a plan to save or not, and other important savings behaviors as part of America Saves Week. 

Personal Savings Index

America Saves now has three years worth of surveys in which respondents were asked to rate their own savings interest, effort, and effectiveness on a ten-point scale. 

Saver Surveys

America Saves periodically surveys those who have taken the America Saves Pledge to learn more about who these savers are, how much and what they are saving for, and how they feel about their savings. America Saves also surveys them to learn more about the products and methods they use to save.

Young Workers 

America Saves conducted a focus group to learn the savings habits and behaviors of those who participated in the America Saves for Young Workers initiative. 


In this survey, America Saves and Experian® found that individuals with credit card, payday loan, and other high-cost consumer debt are more likely to have difficulty saving.


Additional Research from the Consumer Federation of America


Savings Habits and Concerns

Banks and Credit Unions

Financial Planners

Emergency Savings


Wealth Gap

Youth and Savings

America Saves White Paper