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Tips for Saving Money

Written by Super User · 18 September 2013

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Written by Super User · 18 September 2013

Last Minute Financial Aid Tips

Written by Super User · 03 July 2013

The following post comes from the Military Saves Blog.  Follow them on Twitter and Facebook.

July 11, 2013
by Jason
Founder, Frugal Dad

We publish a lot of information, and a lot of it has to do with financial aid. At this time of year when students and their parents may be in a panic trying to get their financial aid applications in before it’s too late, it can be hard to distill all the information you’re getting bombarded with from this and other sites. Inspired by an article Victor Luckerson recently published on “Time” magazine’s business site — “10 Tips for Getting the Most Out of College Financial Aid” — I decided that our readers could use a breakdown of some of the more useful financial aid tips, too.

How to Avoid a House-Worth of Student Loan Debt

Debt Student Loans Education Young Savers
Written by Guest Blogger · 15 July 2013

By Shannon Doyle
Certified Credit Counselor at LSS Financial Counseling.

Several times a week I get calls from college students (and their parents), asking how they can avoid taking on too much student loan debt. They’re concerned, and no doubt they should be. With student loan debt levels surpassing credit cards for the first time in history this is a concern for anyone taking on student loans, be they young or old, student or parent.

Set a limit for how you much you are willing or able to afford

We all know that the cost of college is sky-rocketing, even at public institutions. There has been much discussion lately as to whether the value of a college education is worth the cost in debt.  An important thing to remember is that in the past two decades almost 100% of all job growth has occurred in fields that require at least some post-secondary education. That makes it fairly safe to say that some college will be necessary to achieve a middle-class lifestyle. But, how to keep an education affordable?

One of the biggest pieces of advice I give to my clients who are students (and their parents) is to set a limit on how much debt they are willing to take on for college. Remember that you will not really know the out-of-pocket cost for tuition until you have received your award letter from the college. Go ahead, apply for your dream school AND one or two other less expensive schools as well. This way you can compare and contrast award letters and determine which is the most affordable for your family budget.

America Saves Text Messages

Texting
Written by Super User · 29 March 2013

Interested in receiving helpful tips and reminders about your savings goal? America Saves launched a new free text message service, as part of Financial Literacy Month, to keep you motivated to save. Text messages will come in the form of tips to help you find money to save and reminders to save for your specific goal.

How to sign up for text messages:

  1. Pledge to Save below.
  2. Click the box to receive text messages.

 

Tip of the Day

  • Written by Administrator2 | January 7, 2014

    Second saving strategy: Save for emergencies http://ow.ly/sj3vP

Saver Stories View all »

Transforming “I Can’t Save” to “I Will Save”

Written by Guest Blogger | January 13, 2016

You will not believe what it took to completely change my life. About three years ago, the HR Administrator of the corporation where I worked (as a temp with no benefits) forwarded an email to me. Fifteen seconds. One small act of kindness. That's it - that's all it took!

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Saving Early: Key to Successful Future

Written by Katie Bryan | October 28, 2013

For Johnnie Lovett, a Young Illinois Saver, saving has been a habit since he was a teenager. “As a teenager, I was responsible for buying certain things with my allowance,”

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The Gift of Homeownership

Written by Tammy G. Bruzon | August 5, 2015

Quaneka Willis, a single mother of three children, was receiving rental assistance through the Housing Authority of the City of Milwaukee when she decided to take control of her finances. So, in September of 2013 she attended the Make Your Money Talk program and pledged as a Wisconsin Saver. In less than 12 months, she had maximized her savings and was beginning the process of purchasing her first home.

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