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Ball State University

Written by Katie Bryan · 07 November 2013

Saver Checklist

Written by Katie Bryan · 05 November 2013

 

 

Saver Checklist

This checklist is made up of characteristics of successful savers, which include debt management. It can serve as a useful starting point for evaluating one's savings preparedness.

Check off your savings accomplishments to see how you're doing.

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Your Results

  • 13-15 checks: You are probably a highly successful saver.
  • 10-12 checks: You are probably a good saver.
  • 8-9 checks: You are making saving progress.
  • 6-7 checks: You have the potential to be a good saver.
  • 0-5 checks: You need to think more about how to save successfully.

Here's why each accomplishment is important.

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For Savers

Written by Katie Bryan · 29 October 2013

Set a Goal: What to Save For

  • Saving money, improving your financial life, building wealth. It all starts when you set a goal and make a plan to reach that goal. So what is your goal? Set up an emergency cash fund? Get out of debt? Make a down payment on a car or home? Sock away money for college or retirement?

Make a Plan: How to Save Money

  • Those with a savings plan are twice as likely to save successfully. Cash in those dusty jars of pennies. Pack your lunch instead of buying it at work. There are lots of little things you can do to fund your savings. Just be creative.

Save Automatically

  • The easiest and most effective way to save is automatically. This is how millions of employees save through 401(k) and other retirement programs at work. It is also how millions of Americans save at their bank or credit union.

Saver Stories

  • Real stories from savers just like you.

Savings Tools and Resources

  • Savings tools, links, and more.

Connect to a Campaign

  • There are over 60 local America Saves campaigns located nationwide that you can connect with for one-on-one help and to learn more about savings initiative and events in your area. Find the campaign nearest you.

America Saves en Español

  • America Saves provides the following pages in Spanish.

America Saves (En Español)

Written by Katie Bryan · 01 November 2013

Haga la Promesa de America Saves

 
America Saves provides the following pages in Spanish:

Establezca una Meta: Cosas Para las Cuáles Ahorrar (Set a Goal: What to Save For)

Desarrolle un Plan: Cómo Ahorrar Dinero (Make a Plan: How to Save Money)

Ahorre Automáticamente (Save Automatically)

Saver Stories

The Credit Score Quiz

About Young America Saves

Young Savers
Written by Katie Bryan · 29 October 2013

Young America Saves helps young people ages 16-29 develop a saving habit by pledging to save between $5 and $25 dollars per month or more toward a specific goal. We advise youth to keep their savings in a bank account to make it less easy to access and to have a plan for making regular deposits into their savings account. In partnership with the University of Illinois, Young America Saves developed a competition model to encourage and motivate students, faculty and staff at the University’s three campuses to make a personal savings commitment by pledging to save in greater numbers than their competitor campuses. The competition features an internet based communication and engagement strategy for campus partners to reach their audiences.

Tip of the Day

  • Written by Tammy G. Bruzon | February 2, 2018

    Ace your retirement this America Saves Week with Avo, @AARP’s new digital #retirement coach: http://bit.ly/2nUxqpc #ASW18

Saver Stories View all »

Starting and Continuing a Personal Finance Journey

Written by Sara Cooper | December 23, 2013

When Kiara Hardin, now a junior at Western Illinois University, became an intern with the Chicago Summer Business Institute during her sophomore year of high school, she began her personal finance journey. The program required participants to open a savings account.

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Challenging Herself to Save

Written by Sara Cooper | April 15, 2014

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

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Coping with a Lost Job

Written by Katie Bryan | October 28, 2013

Aimee Shaffer worked as a Public Service News Director for radio for years until one day her employer downsized the company, resulting in hundreds of lost jobs, including Aimee’s.

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