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Saver Checklist
Saver Checklist
This checklist is made up of characteristics of successful savers, which include debt management. It can serve as a useful starting point for evaluating one's savings preparedness.
Check off your savings accomplishments to see how you're doing.
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Your Results
- 13-15 checks: You are probably a highly successful saver.
- 10-12 checks: You are probably a good saver.
- 8-9 checks: You are making saving progress.
- 6-7 checks: You have the potential to be a good saver.
- 0-5 checks: You need to think more about how to save successfully.
Here's why each accomplishment is important.
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Set a Goal: What to Save For
- Saving money, improving your financial life, building wealth. It all starts when you set a goal and make a plan to reach that goal. So what is your goal? Set up an emergency cash fund? Get out of debt? Make a down payment on a car or home? Sock away money for college or retirement?
Make a Plan: How to Save Money
- Those with a savings plan are twice as likely to save successfully. Cash in those dusty jars of pennies. Pack your lunch instead of buying it at work. There are lots of little things you can do to fund your savings. Just be creative.
Save Automatically
- The easiest and most effective way to save is automatically. This is how millions of employees save through 401(k) and other retirement programs at work. It is also how millions of Americans save at their bank or credit union.
Saver Stories
- Real stories from savers just like you.
Savings Tools and Resources
- Savings tools, links, and more.
Connect to a Campaign
- There are over 60 local America Saves campaigns located nationwide that you can connect with for one-on-one help and to learn more about savings initiative and events in your area. Find the campaign nearest you.
America Saves en Español
- America Saves provides the following pages in Spanish.
America Saves (En Español)
Haga la Promesa de America Saves
America Saves provides the following pages in Spanish:
Establezca una Meta: Cosas Para las Cuáles Ahorrar (Set a Goal: What to Save For)
- Ahorre para Casos de Emergencia (Save for Emergencies)
- Por qué Usted Debe Comenzar a Ahorrar para Casos de Emergencia (Why You Should Start Saving for Emergencies)
- La Mejor Manera de Ahorrar para Casos de Emergencia (The Best Way to Save for Emergencies)
- Ahorre para la Jubilación (Save for Retirement)
- Ahorrando en el Trabajo por Medio de un Plan 401(k) (Saving at Work Through a 401K Plan)
- Ahorrando Fuera de su Empleo por Medio de una Cuenta de Jubilación Individual (Saving Outside of Work Through an Individual Retirement Account (IRA))
- Ahorre para Gastos de Educación (Save for Education)
- Ahorrando al comprar un automóvil (Save for a Car)
- Debo Comprar (Whether to Buy)
- Que Compro (What to Buy)
- Comó Comprar (Should You Buy a New or Used Car)
- Comó Financiar (How to Shop for the Least Expensive Loan)
- Cómo Ahorrar para un Depósito Más Grande (How to Save for a Larger Down Payment)
- Acumule Dinero Convirtiéndose en Propietario de Casa (Save for a Home)
- Elimine su Deuda (Get Out of Debt)
Desarrolle un Plan: Cómo Ahorrar Dinero (Make a Plan: How to Save Money)
- 5 Estrategias Fundamentales Para Ahorrar (Five Strategies to Saving)
- Desarrollando un Presupuesto (Creating a Budget)
- Cómo Ahorrar en la Temporada de Impuestos (Saving at Tax Time)
- Consejos para Recibir el Máximo Beneficio de su Reembolso Tributario
- Bonos de Ahorro de la Temporada de Impuestos
- La "Maravilla" de los Intereses Compuestos (Miracle of Compound Interest)
- 54 Maneras de Ahorrar Dinero (54 Ways to Save)
- Cómo Encontrar Dinero para Ahorrar (Finding Money to Save)
Ahorre Automáticamente (Save Automatically)
Saver Stories
- Cómo Desarrollar un “Plan de Acción”
- Ella se Reta a sí Misma para Ahorrar
- Comenzar Desde Joven: La Llave para un Futuro Éxitoso
The Credit Score Quiz
- Chequee su conocimiento de puntaje de crédito con este simple cuestionario de 20 preguntas. Su puntaje de crédito puede afectar muchas partes de su vida financiera.
- http://www.cuestionarioparaelpuntajedecredito.org/
About Young America Saves
Young America Saves helps young people ages 16-29 develop a saving habit by pledging to save between $5 and $25 dollars per month or more toward a specific goal. We advise youth to keep their savings in a bank account to make it less easy to access and to have a plan for making regular deposits into their savings account. In partnership with the University of Illinois, Young America Saves developed a competition model to encourage and motivate students, faculty and staff at the University’s three campuses to make a personal savings commitment by pledging to save in greater numbers than their competitor campuses. The competition features an internet based communication and engagement strategy for campus partners to reach their audiences.
Tip of the Day
Saver Stories 
