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Braderick Jones, a mechanic in Wisconsin, had always lived paycheck to paycheck, never developing a budget or a savings account. All this changed when he received a Wisconsin Saves flyer at his housing complex. He and his family had to borrow money frequently just to pay the bills. “I never really thought about budgeting money. We never accumulated any savings. Anytime anything unexpected happened, my family had to borrow money,” Jones said.
After attending a four-week “Make Your Money Talk” program sponsored by the Wisconsin Women’s Business Initiative Corporation and Wisconsin Saves, Jones is on the path to financial stability. Read his story.
"Save money by working out at home and using common household items to work out with. Cans of soup and laundry detergent containers make great free weights, and old pantyhose can be used as a stretch band."
- Jennifer D., Pittsburgh, PA
All over America people just like you are proving that you dont have to be rich to build wealth. As members of America Saves, they are paying off their debts, and saving to reach their financial goals. We can help with tips and tools to help you set goals, develop strategies to reach those goals, and to start saving. So what are you waiting for? Enroll in America Saves and start making your dreams a reality.
Latest from the Blog
Beware of the Debt Settlement Trap: Too Good to Be True?
1/28/2010 10:43:00 AM Posted by America Saves
It seems like you can’t turn on the television or the radio without hearing advertisements from companies that promise to settle your debts for 50 cents on the dollar. It’s an attractive offer, especially if you, like many consumers, are struggling with your finances. There are organizations that may be able to help you, but using a debt settlement company could be a trap that will leave you deeper in debt instead of eliminating your debts.
In debt settlement, you are instructed to make monthly savings payments, usually to a special bank account, until there is enough to make a lump-sum settlement offer to your creditors. But while you are putting money into your account, the debt settlement company is taking its fee out. Saving to try to settle one debt can take a year or more, and since most people typically have multiple debts they want to try to settle, the process can take three or four years. However, debt settlement companies usually take out all of their fees, ranging from 14 to 20 percent of the total debt, within the first several months of the contract. For debts totaling $20,000, you could pay fees of $2,800 to $4,000.
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A Financially Fit 2010: Your Action Plan for Saving
1/20/2010 5:34:00 PM Posted by America Saves
It's a new year and the start of the tax season and many of you are taking a hard look at your finances. Saving money and/or reducing debt remain one of the most popular resolutions remain each year. Make 2010 your year for financial action. Even with the recession, you can make changes to improve your financial future by...
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