Saving Money During the Holidays

October 22, 2012
By Nadjha Johnson, America Saves Intern

We all know when winter time approaches so does cold weather, calls from relatives, vacation time, and holiday shopping. As much as everyone enjoys the festivities that winter may bring, we cringe at the damage on our credit card and bank statements. Let this be the year that you put an end to bringing in the New Year with financial guilt and stress. You don't have to deprive yourself of your favorite holiday traditions of buying gifts or visiting family out of town. However, you can make adjustments that will benefit your finances in the long run. Here are some of this week’s best articles on how you can save a lot of money during this hectic season.

Remember:

It’s never too late or early to start practicing good saving habits, especially during this time of year.

 

 

 

 

 

Pledge to Save

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

Pledge to Save

Blogger Resources

We are always looking for guest bloggers to share their savings tips and advice with our readers. 

Review Submission Guidelines

Tip of the Day

  • Written by Annie Cromwell | January 9, 2014

    Fourth saving strategy: Save automatically through a monthly transfer from checking to savings http://ow.ly/sj3vP

Saver Stories View all »

Starting Over

Written by Katie Bryan | October 28, 2013

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

Read more...

Developing a Savings "Game Plan"

Written by Katie Bryan | October 28, 2013

Eunice Diaz, a teacher in Colorado Springs, had been noticing a pattern. Despite the fact that she and her husband were “making good money,” they were spending their entire earnings and “were still struggling at the end of the month.”

Read more...

Getting Out of Debt

Written by Katie Bryan | October 28, 2013

In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost her home to an unexpected family crisis, Shelton and her family were forced to live in a rundown hotel.

Read more...

Receive Updates

Sign up for Texts

Written by Tammy Greynolds | July 15, 2014

Are you trying to save more money? Not sure what your should be savings for? Then text SAVES to 30364 or enter your phone number below. Through these texts you will get savings tips and advice and can decide what you really want to save for.

Those who receive text messages from America Saves are already seeing the benefits.

  • 58 percent said America Saves texts had been very or somewhat helpful.
  • 40 percent would like to receive America Saves texts more often.
  • When asked how well they are saving or managing debt since getting our texts, 16 percent said much better and 56 percent said a bit better.
  • 59 percent said they would recommend that friends or family sign up for America Saves text messages.
Read more...

Sign up for Emails

Written by Super User | September 16, 2013

Get Emails

Take the Pledge

Written by Super User | September 16, 2013

Start Saving