America Saves Blog

Blog

Tips, advice, and the latest news from the savings world.

Creating a budget for your family

Written by Kia Young · 25 June 2020

It’s always the right time to create a saving and spending plan (aka a budget). It’s also a good idea to revisit that plan annually or when a major shift occurs in your income or expenses. 

We’ve created an easy to use, but thorough, Spending and Saving Plan tool to use. Before you get started, here are some tips to help you #ThinkLikeASaver, ensuring that your money is working smarter and harder for you.

4 Steps to Spending Your Stimulus Check Wisely When You Don't Have An Emergency Fund

Written by Carolyn Pemberton · 09 April 2020

Most Americans don't have an emergency fund. While we're all experiencing this pandemic very differently — some having only minor inconveniences and others finding themselves without a job or having to close their business — those without a savings cushion are vulnerable to feeling the ramifications of COVID-19 for a very long time.

Pantry Shopping and Meal Planning Preparation Tips

Written by Carolyn Pemberton · 02 April 2020

With experts telling Americans to practice social distancing and to be ready for a possible 14-day self-quarantine one of our first concerns is food. How do we shop and prepare for 14 days worth of meals? Equally important are concerns about shopping without overbuying and staying on a budget.

7 Free Family Fun Ideas to Try While Sheltering in Place

Written by Shykeia Spinks · 02 April 2020

Just a few weeks ago it’s possible that we felt time escaped us. As closings from the COVID-19 pandemic force people to stay in their homes, we are reunited with our time, but may struggle to find exciting and interesting ways to spend it.

No worries! We’re sharing a list of seven free activities to enjoy with your family while social distancing.

Where To Get Financial Help During The COVID-19 Crisis

Student Loans Emergency Savings Coronavirus COVID-19 Save for the Unexpected Emergency Relief Unemployment Scams
Written by Kia Young · 19 March 2020

Over the past several weeks, as the COVID-19 global pandemic has spread, so has the need for resources and emergency aid. Each hour brings with it new developments, announcements, and changes, making it hard to keep up or know exactly where to reach out in the event you need assistance.

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Tip of the Day

  • Written by Administrator2 | January 7, 2014

    Second saving strategy: Save for emergencies http://ow.ly/sj3vP

Saver Tips and Stories View all »

Starting and Continuing a Personal Finance Journey

Written by Sara Cooper | December 23, 2013

When Kiara Hardin, now a junior at Western Illinois University, became an intern with the Chicago Summer Business Institute during her sophomore year of high school, she began her personal finance journey. The program required participants to open a savings account.

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From Overwhelmed to In Control

Written by | September 12, 2019

In 2017 Debi felt overwhelmed. Her credit cards were maxed, and she wasn't exactly sure how to handle it. When asked how her credit issues started, her answer sounded like many Savers that we've spoken to: making too many impulse purchases. “I was driven by feelings like ‘That sounds good,’ or ‘I am too tired to cook.’” Then she attended a university extension program that introduced her to America Saves. That’s where she heard the tip that set her on her savings journey - stop accumulating debt.

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Another Dream Realized

Written by Tammy G. Bruzon | November 7, 2014

Mary Brown was already a disciplined individual when she came to Wisconsin Saves coordinator Wisconsin Women’s Business Initiative Corporation (WWBIC) in last summer. She had successfully completed her bachelor’s degree with the assistance of her husband and son, and was now ready to tackle her next big dream – homeownership.

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Take the Pledge

Written by Super User | September 16, 2013

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Written by Tammy G. Bruzon | July 15, 2014

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Written by Katie Bryan | October 18, 2013

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