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Tips, advice, and the latest news from the savings world.

FDIC: Number of households without a bank account declining

Written by Nancy Register · 01 December 2016

New research from the Federal Deposit Insurance Corporation (FDIC) shows that the number of U.S. households without a bank account is declining. Just 7 percent of U.S. households were unbanked in 2015, down from 8.2 percent in 2011, according to the National Survey of Unbanked and Underbanked Households.

5 things we learned about holiday spending from talking to a couple of economists

Automatic Savings Savings Tips Holiday Credit Card
Written by Madeline Daniels · 23 November 2016

America Saves recently sat down with two economists who often have different views in the first of four conversations about savings issues that impact not only the national economy, but our families as well.

5 tips for turning your passion into a side gig

First-Time Workers Small Businesses
Written by Madeline Daniels · 21 November 2016

New research from Harvard and Princeton shows that in the last decade, the percentage of workers in “alternative work arrangements,” including contract and freelance work, increased 50 percent. The gig economy is booming, and with it the number of platforms designed to help you find contract work or sell your services directly.

America Saves Conversation with the Economists: Holiday Spending

Automatic Savings Budgeting Savings Tips Holiday Savings Family Savings
Written by Nancy Register · 17 November 2016

America Saves is launching the first in a series of four conversations with economists Aaron Klein, fellow in economic studies and policy director of the Initiative on Business and Public Policy at the Brookings Institution, and Mark Calabria, director of financial regulation studies at the Cato Institute, on large economic questions and how they impact the financial well-being of individual households. In the first video of the series, which we're calling America Saves Conversation with the Economists, we asked about the role of holiday spending in the nation’s economy.

Managing Debt – By the Numbers

Debt
Written by FINRA Investor Education Foundation Staff · 16 November 2016

By FINRA Investor Education Foundation Staff

Managing debt is a major concern of many Americans. Nearly four out of five Americans carry at least one of the following types of debt measured by the FINRA Foundation’s 2015 National Financial Capability Study (NFCS): mortgage or home equity loan; credit card balance; auto loan; student loan’ non-bank borrowing; or unpaid medical bills. And 40 percent of Americans reported thinking they “have too much debt right now.”

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Tip of the Day

  • Written by Tammy G. Bruzon | October 21, 2014

    Impulse buys are an easy way to blow your holiday budget. Make a plan & stick to it! http://ow.ly/CVJZf

Saver Stories View all »

Challenging Herself to Save

Written by Sara Cooper | April 15, 2014

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

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Coping with a Lost Job

Written by Katie Bryan | October 28, 2013

Aimee Shaffer worked as a Public Service News Director for radio for years until one day her employer downsized the company, resulting in hundreds of lost jobs, including Aimee’s.

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Starting and Continuing a Personal Finance Journey

Written by Sara Cooper | December 23, 2013

When Kiara Hardin, now a junior at Western Illinois University, became an intern with the Chicago Summer Business Institute during her sophomore year of high school, she began her personal finance journey. The program required participants to open a savings account.

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