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Tips, advice, and the latest news from the savings world.

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The Basics of the FAFSA: Free Application for Student Aid

Student Loans Saving for College Better Money Habits FAFSA
Written by Madalyn Pemberton · 22 September 2017

College is expensive. Thankfully, there are many ways to fund a college education, including various types of “free” money in the form of grants or scholarships. This is money you are not expected to pay back. Submitting a FAFSA is the primary tool to explore such types of funding.

A meter depicting from left to right bad, poor, good, excellent credit. Meter arrow currently points to good.

Do You Know How Your Credit Score Is Calculated?

Debt Credit History Credit Score Credit
Written by Lani Poblete · 21 September 2017

According to a recent survey from Consumer Federation of America (CFA) and VantageScore Solutions, LLC, more than 40 percent of respondents incorrectly thought a person's age is among factors used to calculate a credit score. And only 18 percent understood that a low credit score on a typical auto loan would increase loan charges by more than $5,000.

Two young men, one with down syndrome, hugging each other and laughing.

Savings Option for Qualified Individuals with Disabilities

Written by Guest Blogger · 09 August 2017

By Chris Rodriguez, Director of Public Policy, National Disability Institute. 

Transformation

According to the Oxford Dictionary, transformation is a “marked change in form, nature or appearance.”

There are many reasons that the impact of the Stephen Beck Jr., Achieving a Better Life Experience (ABLE) Act and, by extension, ABLE accounts, will be transformative to millions of individuals with disabilities and their families.For children, youth, and working-age adults with disabilities, there are multiple reasons to recognize the power and potential of ABLE.

calculator, bills, budget breakdown sheets all lying next to each other

The Building Blocks of Excellent Credit

Debt Credit History Credit Score
Written by Martin A. Smith, CRPC®, AIFA®, President of Wealthcare Financial Group, Inc. · 01 August 2017

Do you want to build excellent credit? If you are shopping for a mortgage or car loan or a credit card, simply paying your debts on time is not the only requirement to building excellent credit. Here are some other considerations:

three children and father holding hands on a beach, looking out at the water

Save Big on Your Next Vacation with Technology & Pre-Planning

Savings Tips Family Savings
Written by Madalyn Pemberton · 27 July 2017

Still hoping to get in a family vacation before the kids go back to school but aren’t sure if it’s affordable at this point? Check out these tips on how to save on vacation to help you get the break that you and your family deserve without taking on additional financial stress.

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Tip of the Day

  • Written by Tammy G. Bruzon | January 16, 2017

    #Taxrefunds (incl. EITC + ACTC) are NOT considered income for those w/public benefits. @RealEconImpact

Saver Stories View all »

Challenging Herself to Save

Written by Sara Cooper | April 15, 2014

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

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Saving Early: Key to Successful Future

Written by Katie Bryan | October 28, 2013

For Johnnie Lovett, a Young Illinois Saver, saving has been a habit since he was a teenager. “As a teenager, I was responsible for buying certain things with my allowance,”

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Coping with a Lost Job

Written by Katie Bryan | October 28, 2013

Aimee Shaffer worked as a Public Service News Director for radio for years until one day her employer downsized the company, resulting in hundreds of lost jobs, including Aimee’s.

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