America Saves Blog


Tips, advice, and the latest news from the savings world.

What is a Roth 401(k)?

Written by Madeline Daniels · 19 October 2016

A 401(k) is a type of employer-sponsored retirement plan. If your employer offers a 401(k), it may include many benefits including direct deposit from your paycheck, which automates the savings process, and matching funds from your employer.

Man reading over pricing information posted in the window of a silver car for sale

How to compare the cost of a new and used car

Savings Tips Car
Written by Madeline Daniels · 12 October 2016

Deciding whether to buy a new or used car is tough. On the one hand, the purchase price of a used car is a lot less. But on the other hand, new cars are typically more reliable and require fewer unexpected repairs.

Child wearing ghost costume made out of a white sheet

15 Frighteningly Frugal Halloween Costumes

Savings Tips Holiday Halloween Family Savings Costumes
Written by Madeline Daniels · 11 October 2016

Here’s a freaky fact for you: Americans are planning to spend more on costumes, pumpkins, decorations, and treats this year than any other Halloween in the past decade. That’s $82.93 per shopper, mostly on costumes, according to the National Retail Federation.

Man's hand turning a thermostat on a radiator. A pink piggy bank is sitting on top of the radiator.

12 ways to save energy and money

Savings Tips Savings Family Savings
Written by Mel Hall-Crawford · 05 October 2016

Energy takes a huge bite out of household budgets, with the typical family spending about $2200 each year on utility bills. But today is the nation's first Energy Efficiency Day, the perfect opportunity to assess your energy use and start saving. 

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Tip of the Day

  • Written by Super User | August 28, 2013

    In 2012, the average credit card debt among adults aged 65+ was $9,283.

Saver Stories View all »

Inspired to Build Savings By Starting Small

Written by Great Lakes Michigan Saves | April 19, 2016

With little-to-no money in the bank and living on a limited income with her adult daughter, Sharon wasn’t sure if building up savings for her future was even possible. “At my age, to put debts behind me would be a relief,” she said, but she wasn’t quite sure how to even get started with a savings plan. That all changed when Sharon attended the Great Lakes Michigan Saves Pay Yourself First Saver’s Summit during America Saves Week.


Taking Steps Toward Financial Fitness

Written by Tammy Greynolds | November 7, 2014

Nicky Vasquez learned about Virginia Saves when she attended her first class with Bank On Virginia Beach. The instructor shared how important it was to have a written savings goal, and the entire class joined Virginia Saves as the first step toward financial fitness.


The Gift of Homeownership

Written by Tammy Greynolds | August 5, 2015

Quaneka Willis, a single mother of three children, was receiving rental assistance through the Housing Authority of the City of Milwaukee when she decided to take control of her finances. So, in September of 2013 she attended the Make Your Money Talk program and pledged as a Wisconsin Saver. In less than 12 months, she had maximized her savings and was beginning the process of purchasing her first home.


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