America Saves Blog
Tips, advice, and the latest news from the savings world.
At around $4.45 a pop, the cost of a medium iced caramel macchiato at my favorite coffee shop was costing me over $230 a year for the weekly indulgence. Add in my usual slice of banana walnut bread, and I was losing the equivalent of an entire emergency fund. Learn more about why saving for an emergency is the top goal of America Savers.
A 401(k) is a type of employer-sponsored retirement plan. If your employer offers a 401(k), it may include many benefits including direct deposit from your paycheck, which automates the savings process, and matching funds from your employer.
Deciding whether to buy a new or used car is tough. On the one hand, the purchase price of a used car is a lot less. But on the other hand, new cars are typically more reliable and require fewer unexpected repairs.
Here’s a freaky fact for you: Americans are planning to spend more on costumes, pumpkins, decorations, and treats this year than any other Halloween in the past decade. That’s $82.93 per shopper, mostly on costumes, according to the National Retail Federation.