America Saves Blog


Tips, advice, and the latest news from the savings world.

How to make an iced caramel macchiato at home

Written by Madeline Daniels · 27 October 2016

At around $4.45 a pop, the cost of a medium iced caramel macchiato at my favorite coffee shop was costing me over $230 a year for the weekly indulgence. Add in my usual slice of banana walnut bread, and I was losing the equivalent of an entire emergency fund. Learn more about why saving for an emergency is the top goal of America Savers

What is a Roth 401(k)?

Written by Madeline Daniels · 19 October 2016

A 401(k) is a type of employer-sponsored retirement plan. If your employer offers a 401(k), it may include many benefits including direct deposit from your paycheck, which automates the savings process, and matching funds from your employer.

Man reading over pricing information posted in the window of a silver car for sale

How to compare the cost of a new and used car

Savings Tips Car
Written by Madeline Daniels · 12 October 2016

Deciding whether to buy a new or used car is tough. On the one hand, the purchase price of a used car is a lot less. But on the other hand, new cars are typically more reliable and require fewer unexpected repairs.

Child wearing ghost costume made out of a white sheet

15 Frighteningly Frugal Halloween Costumes

Savings Tips Holiday Halloween Family Savings Costumes
Written by Madeline Daniels · 11 October 2016

Here’s a freaky fact for you: Americans are planning to spend more on costumes, pumpkins, decorations, and treats this year than any other Halloween in the past decade. That’s $82.93 per shopper, mostly on costumes, according to the National Retail Federation.

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Tip of the Day

  • Written by Administrator2 | January 9, 2014

    Fourth saving strategy: Save automatically through a monthly transfer from checking to savings

Saver Stories View all »

Coping with a Lost Job

Written by Katie Bryan | October 28, 2013

Aimee Shaffer worked as a Public Service News Director for radio for years until one day her employer downsized the company, resulting in hundreds of lost jobs, including Aimee’s.


Challenging Herself to Save

Written by Sara Cooper | April 15, 2014

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.


Getting Out of Debt

Written by Katie Bryan | October 28, 2013

In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost her home to an unexpected family crisis, Shelton and her family were forced to live in a rundown hotel.


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