All
#ImSavingFor Winner Story
America Saves awarded one lucky saver, Pedram R. from California, $750 for sharing his #ImSavingFor story. Pedram said, “Saving is important to me because it proves I am not willing to buy unnecessary things to please others or to be perceived as successful.”
https://americasaves.org/resource-center/saver-tips-and-stories/imsavingfor-winner-story/
10 Cheap or Free Holiday Activities
It’s the most wonderful time of the year! The holidays are one of the happiest seasons for many of us….and can quickly become the most costly. On average, Americans spend around $1800 on gifts, travel, food, and events from November – January each year.
https://americasaves.org/resource-center/insights/10-cheap-or-free-holiday-activities/
12 Ways To Save Energy And Money
Energy takes a huge bite out of household budgets, with the typical family spending about $2200 each year on utility bills. But today is the nation's first Energy Efficiency Day, the perfect opportunity to assess your energy use and start saving.
https://americasaves.org/resource-center/insights/12-ways-to-save-energy-and-money/
15 Ways to Earn Extra Money
Like many of us, you may have found that you could use a little more money this year. Whether you’re trying to save, pay off debt or just make ends meet, some extra cash could go a long way.
https://americasaves.org/resource-center/insights/15-ways-to-earn-extra-money/
2022 Summit Follow Up
Increasing Financial Confidence: How Emotions Affect Change took place on Wednesday, November 1st, 2022 with engaged leaders representing a diverse group of industries, organizations and government agencies.
https://americasaves.org/for-organizations/our-partners/2022-summit-follow-up/
3 Tips for Navigating Student Loan Repayment
Whether you just recently graduated or left school, or have been navigating student loan repayment for years, you are probably aware that after a three-year pause, student loan repayment resumed on October 1st, 2023.
https://americasaves.org/resource-center/insights/3-tips-for-navigating-student-loan-repayment/
38 Reasons You Need At Least a $500 Emergency Fund
The age-old saying,” When it rains it pours” is especially true when an unexpected emergency pops up- as if you had nothing better to do than fork out $500 on new tires, or visiting the doctor. Recently the Federal Reserve noted that almost half of Americans do not have $400 cash available in an emergency fund.
https://americasaves.org/resource-center/insights/38-reasons-you-need-at-least-a-500-emergency-fund/
4 Ways to Reduce Holiday Travel Costs
The holiday season is one of the busiest travel times of the year, which often means high prices for flights, hotels, and other travel expenses. However, with a little planning, you can cut costs and travel on a budget while still enjoying a memorable holiday experience.
https://americasaves.org/resource-center/insights/4-ways-to-reduce-holiday-travel-costs/
5 Easy Steps to Tackle Your Debt While Saving
Debt can be a heavy weight on your finances. It can hinder your spending in the short term and cause your savings to fall far behind in the long term. Fortunately, by being specific about your priorities, you can save money and pay down your debt.
https://americasaves.org/resource-center/insights/5-easy-steps-to-tackle-your-debt-while-saving/
For savers
#ImSavingFor Winner Story
America Saves awarded one lucky saver, Pedram R. from California, $750 for sharing his #ImSavingFor story. Pedram said, “Saving is important to me because it proves I am not willing to buy unnecessary things to please others or to be perceived as successful.”
https://americasaves.org/resource-center/saver-tips-and-stories/imsavingfor-winner-story/
10 Cheap or Free Holiday Activities
It’s the most wonderful time of the year! The holidays are one of the happiest seasons for many of us….and can quickly become the most costly. On average, Americans spend around $1800 on gifts, travel, food, and events from November – January each year.
https://americasaves.org/resource-center/insights/10-cheap-or-free-holiday-activities/
12 Ways To Save Energy And Money
Energy takes a huge bite out of household budgets, with the typical family spending about $2200 each year on utility bills. But today is the nation's first Energy Efficiency Day, the perfect opportunity to assess your energy use and start saving.
https://americasaves.org/resource-center/insights/12-ways-to-save-energy-and-money/
15 Ways to Earn Extra Money
Like many of us, you may have found that you could use a little more money this year. Whether you’re trying to save, pay off debt or just make ends meet, some extra cash could go a long way.
https://americasaves.org/resource-center/insights/15-ways-to-earn-extra-money/
3 Tips for Navigating Student Loan Repayment
Whether you just recently graduated or left school, or have been navigating student loan repayment for years, you are probably aware that after a three-year pause, student loan repayment resumed on October 1st, 2023.
https://americasaves.org/resource-center/insights/3-tips-for-navigating-student-loan-repayment/
38 Reasons You Need At Least a $500 Emergency Fund
The age-old saying,” When it rains it pours” is especially true when an unexpected emergency pops up- as if you had nothing better to do than fork out $500 on new tires, or visiting the doctor. Recently the Federal Reserve noted that almost half of Americans do not have $400 cash available in an emergency fund.
https://americasaves.org/resource-center/insights/38-reasons-you-need-at-least-a-500-emergency-fund/
4 Ways to Reduce Holiday Travel Costs
The holiday season is one of the busiest travel times of the year, which often means high prices for flights, hotels, and other travel expenses. However, with a little planning, you can cut costs and travel on a budget while still enjoying a memorable holiday experience.
https://americasaves.org/resource-center/insights/4-ways-to-reduce-holiday-travel-costs/
5 Easy Steps to Tackle Your Debt While Saving
Debt can be a heavy weight on your finances. It can hinder your spending in the short term and cause your savings to fall far behind in the long term. Fortunately, by being specific about your priorities, you can save money and pay down your debt.
https://americasaves.org/resource-center/insights/5-easy-steps-to-tackle-your-debt-while-saving/
5 Holiday Mistakes That Could Cost You
The holidays are just around the corner, which means it’s time to enjoy vacations, catch up with family and friends, and eat great food. While the holidays are about quality time and making memories, it’s easy to get caught up with spending money. Here are five holiday mistakes to avoid this year so you can enjoy the season with your finances intact.
https://americasaves.org/resource-center/insights/5-holiday-mistakes-that-could-cost-you/
5 Ways To Teach Kids How To Save At Home
We start kids young with almost everything— sports, school, so why not saving? The earlier that you have a positive mindset around saving, the easier it is to save successfully as an adult.
https://americasaves.org/resource-center/insights/5-ways-to-teach-kids-how-to-save-at-home/
For organizations
A New Year, A Fresh Start
This month we’re focusing on starting 2023 with a fresh start! This includes getting a clear view of your finances, recovering from holiday debt or overspending, breaking savings barriers, and increasing your income if you’re in a spot to make some extra. We have many resources that support this message for our Saver communities! We’ve put together the Partner Resource Packet below that has everything all in one place for you.
https://americasaves.org/resource-center/partner-resource-packets/a-new-year-a-fresh-start/
America Saves Tax Time Toolkit 2022
This time of year, supporting our Savers on their financial wellness journey means ensuring they have the guidance and support necessary during tax season.
Building an Emergency Fund
We’ve all heard of the best practice of having three to six months of expenses saved for an emergency fund. While that is a great goal for some people, that can be an overwhelming place to start for others. Instead, America Saves encourages our savers to start with an emergency fund of $500.
https://americasaves.org/resource-center/partner-resource-packets/building-an-emergency-fund/
Creating A Positive Relationship With Your Money
Money and finances can trigger a range of emotions. Throughout our adult lives we can feel shame for making purchases that we really didn’t need, confident about the amount of money we’ve saved for retirement or regret for not saving for emergencies when we had to use credit to pay for an unexpected expense. Many people will describe themselves as “good” or “bad” in how they handle money. Either description is probably an oversimplification, ignoring the more complex factors associated with our money.
https://americasaves.org/resource-center/insights/creating-a-positive-relationship-with-your-money/
First-Time Homebuyers: Where to Start
Excited! Scared! Anxious! Nervous! These are all normal emotions when starting the home-buying process for the first time. There are a lot of things to research, review, consider, and do throughout the process that can seem overwhelming for most first-timers.
https://americasaves.org/resource-center/insights/first-time-homebuyers-where-to-start/
Getting To Know The New America Saves!
Our May 2021 Partner Resource Packet is a bit different than you’re used to! This month we wanted to take a step back and focus on supporting YOU, our Partners, Local Campaigns, and America Saves Week Participating Organizations, as you make a measurable impact on your communities using America Saves resources.
Housing Resource Packet
June is National Homeownership Month! Homeownership is considered a huge part of the “American Dream,” and a goal many of our Savers are working toward, in spite of the current inflation, rising interest rates, and overall housing market. While some may be working towards homeownership, others may choose that renting is the best choice for them (and that's okay!).
https://americasaves.org/resource-center/partner-resource-packets/housing-resource-packet/
Late Start in Saving for Retirement
Sometimes when we face a specific decision all the best advice guides us in a certain direction. Everywhere we turn, we hear, read and see the same recommendations. We know it’s a good advice, but at the time we just need to make another choice more suitable for our current situation.
https://americasaves.org/resource-center/insights/late-start-in-saving-for-retirement/
Making the Most of Your Employer's Financial Wellness Benefits
More and more workers are gaining access to financial wellness benefits through their employer. If you have access to such a menu of financial wellness benefits, deciding which ones are the most advantageous for your personal situation may require some careful consideration. Using benefits and services provided through your employer can eliminate the need for you to research and compare a multitude of companies – your employer has done that work for you.
National Financial Capability Month
With the continued COVID-19 pandemic growing and everyday Americans feeling the ramifications of our economy slowing down in an effort to slow the spread, we are experiencing firsthand why saving for the unexpected and having a savings plan is crucial.
General
2022 Summit Follow Up
Increasing Financial Confidence: How Emotions Affect Change took place on Wednesday, November 1st, 2022 with engaged leaders representing a diverse group of industries, organizations and government agencies.
https://americasaves.org/for-organizations/our-partners/2022-summit-follow-up/
6 Steps To Establishing A Spending And Savings Plan - Access
https://americasaves.org/town-halls/6-steps-to-establishing-a-spending-and-savings-plan-access/
Accounting for Social Security in Saving for Retirement
Did you know that you’ve been saving for your retirement from your very first day of work? It doesn’t matter if that first day was when you were 16 or 26, you’ve been saving for retirement.
AFTER TWENTY YEARS OF SERVICE, AMERICA SAVES’ DIRECTOR GEORGE BARANY ANNOUNCES RETIREMENT; TWO SUCCESSORS NAMED CO-DIRECTORS
America Saves announced today that George Barany, its Director, plans to retire from his position at the end of 2021. The Organization Looks Ahead to Its Next Chapter as Two Women Prepare to Take the Helm as Co-Directors in 2022.
AMERICA SAVES AND EVEN PARTNER ON GROUNDBREAKING SAVINGS RESEARCH INITIATIVE
Launching in 2022, the Initiative Will Boost Thousands of Low-Wage Earning Adults’ Savings Accounts and Study the Impacts of Cash Injections on Saving, Spending, and Mental Health
AMERICA SAVES ANNOUNCES APPOINTMENT OF DIRECTOR, KIA MCCALLISTER-YOUNG
McCallister-Young Tapped to Expand the Growth and Impact of America Saves as It Enters New Era