Get Involved, Stay Engaged: An In-Depth Look at the America Saves Roadmap

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Start Small, Think Big with America Saves!

Make a commitment to yourself to save money, reduce your debt, and begin building wealth. Take the America Saves Pledge, choose a savings goal, and America Saves will send you tips, resources, and tools to help you be successful. Think of us as your savings accountability partner.

Find a Local Campaign

Connect with a local campaign for one-on-one help and to learn more about savings initiatives and events in your area.

What are you saving for?

Depending on your goal your approach to saving changes! Choose a topic to explore and learn more about how to save successfully and effectively in that specific area.

Do you have a saving tip or story you want to share with us?

If we feature you in our newsletter, you get $50.


Make a commitment to yourself and create a simple savings plan that actually works! Take the America Saves Pledge and we’ll send you short emails, text reminders, resources, and tools to keep you on track toward your savings goal Become a part of an entire community of Savers. Get started now!

What's New?

General Savings

54 Ways to Save Money

You’ve just taken the America Saves Pledge, or perhaps you simply need some inspiration for ways to save your money -- either way, we’re glad you’re here. Buckle up! It’s about to get REAL around here as we share 54 ideas to save some dinero. Let’s dive in by first establishing some general savings ideas to get you #ThinkingLikeASaver.

Automatic Savings

01.29.2021 By Kia Young

What's The Easiest Way To Save? Automatically

The easiest and most effective way to save is automatically. Think about it, this saving automatically is the exact same way that millions of employees save through 401(k) and other retirement programs at work. So, taking that same concept— that you can “set it and forget it” and adjust to money going directly into savings would work for ANY savings goal you have— including saving for an emergency fund, homeownership, education, or even a vacation.

General Savings

01.09.2023 By Amy Miller, AFC®

15 Ways to Earn Extra Money

Like many of us, you may have found that you could use a little more money this year. Whether you’re trying to save, pay off debt or just make ends meet, some extra cash could go a long way.

Money Date

12.08.2022 By Amy Miller, AFC®

What You Need To Know About Setting A Monthly Money Date

Many Americans don’t have an accurate idea of the true state of their own finances, and around one-third are surprised to find that their situation is different than they thought. This, along with the new year approaching, will lead many of us to set some resolutions around improving our financial health and wellbeing.

30/40/30 Rule

12.08.2022 By Amy Miller, AFC®


Our approach to handling a windfall is a simple and easy way to manage what you spend and save and can help you to do the best you can when you have additional funds available. This plan is known as the 30/40/30 Rule.


02.28.2019 By Reid Frankhauser

Saving For Retirement: It’s Easier Than You May Think

Written by Jeanne Thompson, Head of Workplace Solutions Thought Leadership, Fidelity Investments


05.30.2019 By America Saves

Four Easy Ways to Make Saving a Family Affair

Everyone in your household can play a role in the financial success of your home. Here are four easy ways to make saving a priority for everyone under your roof.

01.31.2021 By Kia McCallister-Young

38 Reasons You Need At Least a $500 Emergency Fund

The age-old saying,” When it rains it pours” is especially true when an unexpected emergency pops up- as if you had nothing better to do than fork out $500 on new tires, or visiting the doctor. Recently the Federal Reserve noted that almost half of Americans do not have $400 cash available in an emergency fund.

Credit Cards

By America Saves

ATM Card, Debit Card, Credit Card: What’s the Difference?

Ever wonder what are the differences between ATM cards, debit cards, and credit cards? While they may seem similar, each works in a slightly different way and carries different protections. Here’s a brief description of each type of card and how it may affect your checking account balance.


02.15.2021 By Amelia O’Rourke-Owens

4 Key Mindset Changes To Make When Paying Off Debt

When you decide to prioritize paying off debt, it can feel really great and really overwhelming at the same time. The good news is that you can be well on your way to being debt free with a few key changes.


02.15.2021 By Madeline Daniels

The Unexpected Costs Of Buying A Home

Homeownership is considered a huge part of the “American Dream.” With Real Estate being one path to acquiring wealth, it’s something we all consider. When making the decision to buy a home you have to think beyond the purchase price of the home. There are many factors that contribute to how much you’ll *actually* be paying for your home over the life of the loan and beyond.


Six Fun Ways to Save as a Family

Meeting financial goals as a family can be challenging. But inspiring your family to help and contribute to a financial goal doesn’t have to be a painful process, especially when the result is an exciting vacation, a car, or college savings. In the spirit of America Saves Week, I’ll share some ideas on how to save as a family for all those items and bucket-list experiences.

02.01.2021 By Kia Young

How to Start Your Savings Journey

So you’ve decided that it’s time for you to get (more) serious about your finances, particularly saving. Great! This is a critical moment that happens for most working-class Americans, no matter how much money you’re making.


04.13.2018 By Darlene Aderoju

How to Start Planning for Retirement if You Haven't Already

It’s never too early or too late to start planning for retirement. In fact, the sooner you begin planning, the better off you’ll be.


02.15.2021 By Amelia O’Rourke-Owens

Save On Interest With This Debt Repayment Strategy

Congratulations, you’ve made the decision to pay off your debt and to stop handing over your hard-earned money to interest each month!

Our Partners

America Saves' work to improve saving behavior is generously supported by a number of partners.

Set a goal and start saving today!

Learn how to save money, improve your financial life, and build wealth.

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Getting involved

America Saves makes it easy for your organization to get involved. Take a look at the different options, and choose the best fit for you and your colleagues. We look forward to working with you!

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Partner spotlight


2022 Summit Follow Up

Increasing Financial Confidence: How Emotions Affect Change took place on Wednesday, November 1st, 2022 with engaged leaders representing a diverse group of industries, organizations and government agencies.

01.30.2019 By Faye Griffiths-Smith, UConn Extension|Connecticut Saves

Connecticut Saves Partner Spotlight

Connecticut Saves provides educational programs that benefit savers on a variety of topics, including financial literacy for young people and adults. Through America Saves, Connecticut Saves is able to further enhance its commitment to promoting the importance of saving.

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America Saves is a non-profit campaign seeking to motivate, encourage, and support low- to moderate-income Americans households to save money, reduce debt, and build wealth.

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