Four Ways to Get Money Smart

Merry Money Smart Week! America Saves Week might be over for 2015, but your journey towards becoming a successful saver is just catching its stride. Take advantage of the fun and informative events and activities taking place digitally and across the nation.

Get inspired to take action and save with these four ways to get money smart:

  1. Join the conversation.
    This week is teeming with Twitter chats and webinars. Join America Saves and so many others for these great digital events:
    • #MSWchat with Cooperative Extension, Tuesday, April 21 at 12:00 pm EST; a simultaneous Google Hangout will also be taking place and can be viewed here: http://www.youtube.com/watch?v=rTDl_oLDqHM
    • #CFSMoneySmart with the University of Wisconsin-Madison’s Center for Financial Security, Tuesday, April 21 at 2:00 pm EST
    • #PayoffChat with Payoff, Tuesday, April 21 at 4:00 pm EST
    • Google Hangout with CFTC and USAgov on how to do a background check on your financial advisor, Thursday, April 23, at 12:30 pm EST: https://plus.google.com/events/c1j61j353iabdhv1i0tlffmjvlc
       
  2. Find a local event near you.
    In addition to any events you might find through your local bank, credit union, or financial institution, you can check out Money Smart Week’s website to find additional opportunities to expand your financial know-how at your local library.
     
  3. Buy a savings bond for yourself or gift it to a loved one.
    The U.S. Department of the Treasury offers safe savings options that can help you take control of your future. Treasury savings options are:
    • Affordable. You don’t need a lot of money to save. You can buy a digital savings bond online for just $25 and other Treasury securities for $100—and there are no fees.
    • Safe. Treasury savings options protect your original principal. In addition, you can safely buy and manage them online through TreasuryDirect—the Treasury Department’s secure, web-based system.
    • Convenient. You can buy and manage Treasury savings options online, 24/7, at the time most convenient for you—no more waiting in line.
    Visit the Treasury Department’s Ready.Save.Grow. site – www.treasurydirect.gov/readysavegrow – to decide which of the Treasury’s savings options may be right for you. Create your free TreasuryDirect account today and build tomorrow’s savings.
     
  4. Take the America Saves pledge.
    Set a goal and make a plan – it’s that easy! Taking the pledge can be that first step toward making your savings goals a reality. Let America Saves keep you on track with helpful tips and reminders about your savings goals. We even offer free text messages – get those savings tips straight to your phone.
     

Are you Money Smart? Let us know how you’re taking advantage of Money Smart Week on Twitter and Facebook.

About Money Smart Week
Created by the Federal Reserve Bank of Chicago in 2002, Money Smart Week® is a public awareness campaign designed to help consumers better manage their personal finances. This is achieved through the collaboration and coordinated effort of hundreds of organizations across the country including businesses, financial institutions, schools, libraries, not-for-profits, government agencies and the media. Programming is offered to all demographics and income levels and covers all facets of personal finance.

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Tip of the Day

  • Written by Katie Bryan | December 14, 2013

    Set a goal, make a plan, #save automatically - pledge to #save today! http://ow.ly/ksLWb

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With little-to-no money in the bank and living on a limited income with her adult daughter, Sharon wasn’t sure if building up savings for her future was even possible. “At my age, to put debts behind me would be a relief,” she said, but she wasn’t quite sure how to even get started with a savings plan. That all changed when Sharon attended the Great Lakes Michigan Saves Pay Yourself First Saver’s Summit during America Saves Week.

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Written by Katie Bryan | October 28, 2013

In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost her home to an unexpected family crisis, Shelton and her family were forced to live in a rundown hotel.

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