Pink background with three Valentine's Day gifts

Valentine's Day Hacks to Save You Money

Valentine’s Day is a great opportunity to show your loved ones how much they mean to you, and it doesn’t even have to cost much.

Here are five ways you can make your loved ones feel special…without breaking the bank.

  1. Give the gift of time

A precious, yet inexpensive present is the gift of time. Instead of spending money, spend quality time together. You can keep it simple and watch a movie. Or, you can get creative with old pictures and make a scrapbook. However you choose to spend your time, you won’t have to spend a dime.

  1. Buy presents the day after

Just like Christmas and Halloween, Valentine’s Day merchandise goes on sale the day after the holiday! If you don’t mind waiting a day, you can save big on store discounts. You can usually find items like chocolate and teddy bears marked down to half price at your local pharmacy or grocery store. If you wait a couple more days, the prices might get marked down even lower.

  1. Make reservations for February 15

Trying to find the perfect restaurant for date night is hard enough as it is, but on Valentine’s Day it’s ten times more difficult! You’ll be competing with tons of other people to make a reservation, and popular restaurants will fill up quick. Not to mention, many restaurants raise menu prices or have fixed dinner rates for two on Valentine’s Day. To avoid the crowd and the cost, wait until February 15 to go out for dinner. Love will still be in the air, but more coins will be in your pocket.

  1. Roll up your sleeves and get creative

Remember when we said it’s the thought that counts? It’s true! If you have an inside joke between you and that special someone or you know just what will make them smile, make a gift that reflects that yourself. You can write a poem, make a card, create a picture collage and more! Sometimes, being creative will get you more bonus points than spending a ton of money. Especially if you personalize the gift.

  1. Who says you have to go out to eat?

If you want to avoid going out to eat all together, cooking your own dinner is always an option that saves loads of cash. The groceries you purchase can usually last for more than one night. Plus, you and your lover, friends or family can bond while you prepare your meal. Making dinner together is a great way to bond and make memories with your Valentine.


Let America Saves help you save money so you and your loved ones can be financially secure. It all starts when you make a commitment to yourself to save. Take the first step today and take the America Saves pledge to save money, reduce debt, and build wealth over time. And it doesn't stop there. America Saves will keep you motivated with information, advice, tips, and reminders to help you reach your goal. Think of us as your own personal support system.

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