Over Past Decade, Savings Habits Eroded, But Perceived Savings Outcomes Deteriorated Then Improved, According to Tenth Annual Savings Survey

Madeline Daniels · 27 February 2017

Press Teleconference: New Survey to be Released Reveals Significant Changes in Personal Savings Habits

Madeline Daniels · 23 February 2017

Survey indicates that America Saves Pledge facilitates saving

Madeline Daniels · 09 February 2017

The savings effectiveness gap is growing between the poorest and wealthiest Americans

Madeline Daniels · 09 November 2016

Research Finds Low-Income Urban Youth Will Save Consistently Given Access to Savings Tools

Madeline Daniels · 01 November 2016

Research shows 60% of Americans are spending all or more than their income

Madeline Daniels · 17 August 2016

Personal Savings Index (PSI) Indicators Lower This Month Than Last September

Tammy G. Bruzon · 27 January 2016

Top Five America Saves Blogs of 2015

Tammy G. Bruzon · 06 January 2016

Personal Savings Interest, Effort, and Effectiveness Rebounds from May Lows to New Highs in September

Tammy G. Bruzon · 29 September 2015

Personal Savings Interest, Effort, and Effectiveness Declined in First Trimester of 2015

Tammy G. Bruzon · 09 June 2015

No Post-Holiday Depression of Personal Savings Interest, Effort, and Effectiveness

Tammy G. Bruzon · 21 January 2015

Personal Savings Interest and Effort Among Young Adults Declined Significantly Over Past Year

Tammy G. Bruzon · 06 October 2014

Personal Savings Index Shows Increased Saving Interest, Effort, And Effectiveness In First Four Months Of 2014

Katie Bryan · 30 June 2014

New Survey: How and Where America Savers Save

Katie Bryan · 30 May 2014

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Saver Tips and Stories View all »

Inspired to Build Savings By Starting Small

With little-to-no money in the bank and living on a limited income with her adult daughter, Sharon wasn’t sure if building up savings for her future was even possible. “At my age, to put debts behind me would be a relief,” she said, but she wasn’t quite sure how to even get started with a savings plan. That all changed when Sharon attended the Great Lakes Michigan Saves Pay Yourself First Saver’s Summit during America Saves Week.

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Put 20 Percent Away

“I am a single mother, and I make ends meet for me and my daughter, but I wanted to put money away for my daughter for a college fund. So I started saving 20 percent of my paycheck every month to put it away in a savings account with a high Annual Percentage Yield (APY). By the time my daughter is 18, I will have saved nearly $90,000.”

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Challenging Herself to Save

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

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